500 Euro note
Nov 27th 2006, 8:10 am
#91
Guest
Posts: n/a
Re: 500 Euro note
Following up to [email protected] (David Horne, _the_
chancellor of the royal duchy of city south and deansgate) :
>Euro transactions are meant to be free within
>euro countries IIRC.
Not free, but international Euro transfers are to be charged at the same
rate as national transfers. The actual charge depends on the banks. It's
normally only a Euro or two per transfer ime.
--
Tim C.
chancellor of the royal duchy of city south and deansgate) :
>Euro transactions are meant to be free within
>euro countries IIRC.
Not free, but international Euro transfers are to be charged at the same
rate as national transfers. The actual charge depends on the banks. It's
normally only a Euro or two per transfer ime.
--
Tim C.
Nov 27th 2006, 8:14 am
#92
Guest
Posts: n/a
Re: 500 Euro note
Tim C. <[email protected]> wrote:
> Following up to [email protected] (David Horne, _the_
> chancellor of the royal duchy of city south and deansgate) :
>
> >Euro transactions are meant to be free within
> >euro countries IIRC.
>
> Not free, but international Euro transfers are to be charged at the same
> rate as national transfers. The actual charge depends on the banks. It's
> normally only a Euro or two per transfer ime.
Does that mean that if someone's monthly paycheck is paid directly into
their bank account by an employer in the same country (but with a
different bank) they might have to pay? Not sure if I'd be happy with
that. I'm not happy when it does happen with foreign payments either,
but they are not the majority of transfers to my bank. Most people, I'd
have thought, receive transfers into their account from in-country
banks.
--
David Horne- http://www.davidhorne.net
usenet (at) davidhorne (dot) co (dot) uk
http://www.davidhorne.net/pictures.html http://soundjunction.org
> Following up to [email protected] (David Horne, _the_
> chancellor of the royal duchy of city south and deansgate) :
>
> >Euro transactions are meant to be free within
> >euro countries IIRC.
>
> Not free, but international Euro transfers are to be charged at the same
> rate as national transfers. The actual charge depends on the banks. It's
> normally only a Euro or two per transfer ime.
Does that mean that if someone's monthly paycheck is paid directly into
their bank account by an employer in the same country (but with a
different bank) they might have to pay? Not sure if I'd be happy with
that. I'm not happy when it does happen with foreign payments either,
but they are not the majority of transfers to my bank. Most people, I'd
have thought, receive transfers into their account from in-country
banks.
--
David Horne- http://www.davidhorne.net
usenet (at) davidhorne (dot) co (dot) uk
http://www.davidhorne.net/pictures.html http://soundjunction.org
Nov 27th 2006, 8:43 am
#93
Guest
Posts: n/a
Re: 500 Euro note
Following up to [email protected] (David Horne, _the_
chancellor of the royal duchy of city south and deansgate) :
>Does that mean that if someone's monthly paycheck is paid directly into
>their bank account by an employer in the same country (but with a
>different bank) they might have to pay?
Depends on the bank. As usual. I would expect the employer to pay the
charges. I suppose some banks may have special agreements for salary
payments.
--
Tim C.
chancellor of the royal duchy of city south and deansgate) :
>Does that mean that if someone's monthly paycheck is paid directly into
>their bank account by an employer in the same country (but with a
>different bank) they might have to pay?
Depends on the bank. As usual. I would expect the employer to pay the
charges. I suppose some banks may have special agreements for salary
payments.
--
Tim C.
Nov 27th 2006, 8:47 am
#94
Guest
Posts: n/a
Re: 500 Euro note
Tim C. <[email protected]> wrote:
> Following up to [email protected] (David Horne, _the_
> chancellor of the royal duchy of city south and deansgate) :
>
> >Does that mean that if someone's monthly paycheck is paid directly into
> >their bank account by an employer in the same country (but with a
> >different bank) they might have to pay?
>
> Depends on the bank. As usual. I would expect the employer to pay the
> charges. I suppose some banks may have special agreements for salary
> payments.
The institution I'm working for in Barcelona at the moment doesn't pay
the bank charges, which is in their standard contract, and now that I
think about it, a company in Germany which paid me last year said they
wouldn't pay the bank charge. But, I don't think it would make a
difference if they did in my case. My bank consistently adds its own �7
charge to a foreign payment into the account.
--
David Horne- http://www.davidhorne.net
usenet (at) davidhorne (dot) co (dot) uk
http://www.davidhorne.net/pictures.html http://soundjunction.org
> Following up to [email protected] (David Horne, _the_
> chancellor of the royal duchy of city south and deansgate) :
>
> >Does that mean that if someone's monthly paycheck is paid directly into
> >their bank account by an employer in the same country (but with a
> >different bank) they might have to pay?
>
> Depends on the bank. As usual. I would expect the employer to pay the
> charges. I suppose some banks may have special agreements for salary
> payments.
The institution I'm working for in Barcelona at the moment doesn't pay
the bank charges, which is in their standard contract, and now that I
think about it, a company in Germany which paid me last year said they
wouldn't pay the bank charge. But, I don't think it would make a
difference if they did in my case. My bank consistently adds its own �7
charge to a foreign payment into the account.
--
David Horne- http://www.davidhorne.net
usenet (at) davidhorne (dot) co (dot) uk
http://www.davidhorne.net/pictures.html http://soundjunction.org
Nov 27th 2006, 8:58 am
#95
Guest
Posts: n/a
Re: 500 Euro note
On Mon, 27 Nov 2006 09:47:06 +0000, [email protected]
(David Horne, _the_ chancellor of the royal duchy of city south and deansgate)
wrote:
>Tim C. <[email protected]> wrote:
>> Following up to [email protected] (David Horne, _the_
>> chancellor of the royal duchy of city south and deansgate) :
>>
>> >Does that mean that if someone's monthly paycheck is paid directly into
>> >their bank account by an employer in the same country (but with a
>> >different bank) they might have to pay?
>>
>> Depends on the bank. As usual. I would expect the employer to pay the
>> charges. I suppose some banks may have special agreements for salary
>> payments.
>The institution I'm working for in Barcelona at the moment doesn't pay
>the bank charges, which is in their standard contract, and now that I
>think about it, a company in Germany which paid me last year said they
>wouldn't pay the bank charge. But, I don't think it would make a
>difference if they did in my case. My bank consistently adds its own �7
>charge to a foreign payment into the account.
IF ALL THE CHARGES ARE PAID AT THE OTHER END THERE ARE NO CHARGES IN UK.
--
Martin
(David Horne, _the_ chancellor of the royal duchy of city south and deansgate)
wrote:
>Tim C. <[email protected]> wrote:
>> Following up to [email protected] (David Horne, _the_
>> chancellor of the royal duchy of city south and deansgate) :
>>
>> >Does that mean that if someone's monthly paycheck is paid directly into
>> >their bank account by an employer in the same country (but with a
>> >different bank) they might have to pay?
>>
>> Depends on the bank. As usual. I would expect the employer to pay the
>> charges. I suppose some banks may have special agreements for salary
>> payments.
>The institution I'm working for in Barcelona at the moment doesn't pay
>the bank charges, which is in their standard contract, and now that I
>think about it, a company in Germany which paid me last year said they
>wouldn't pay the bank charge. But, I don't think it would make a
>difference if they did in my case. My bank consistently adds its own �7
>charge to a foreign payment into the account.
IF ALL THE CHARGES ARE PAID AT THE OTHER END THERE ARE NO CHARGES IN UK.
--
Martin
Nov 27th 2006, 8:59 am
#96
Guest
Posts: n/a
Re: 500 Euro note
On Mon, 27 Nov 2006 10:10:17 +0100, Tim C. <[email protected]> wrote:
>Following up to [email protected] (David Horne, _the_
>chancellor of the royal duchy of city south and deansgate) :
>>Euro transactions are meant to be free within
>>euro countries IIRC.
>Not free, but international Euro transfers are to be charged at the same
>rate as national transfers. The actual charge depends on the banks. It's
>normally only a Euro or two per transfer ime.
I see no evidence of euro bank transfer charges to Euro lands.
--
Martin
>Following up to [email protected] (David Horne, _the_
>chancellor of the royal duchy of city south and deansgate) :
>>Euro transactions are meant to be free within
>>euro countries IIRC.
>Not free, but international Euro transfers are to be charged at the same
>rate as national transfers. The actual charge depends on the banks. It's
>normally only a Euro or two per transfer ime.
I see no evidence of euro bank transfer charges to Euro lands.
--
Martin
Nov 27th 2006, 9:06 am
#97
Guest
Posts: n/a
Re: 500 Euro note
On Mon, 27 Nov 2006 10:43:07 +0100, Tim C. <[email protected]> wrote:
>Following up to [email protected] (David Horne, _the_
>chancellor of the royal duchy of city south and deansgate) :
>>Does that mean that if someone's monthly paycheck is paid directly into
>>their bank account by an employer in the same country (but with a
>>different bank) they might have to pay?
>Depends on the bank. As usual. I would expect the employer to pay the
>charges.
That's how it has always worked for me. My pension is paid from Paris. I have
no charges at my end. My salary used to be paid partly to NL and partly to UK,
there were no charges to my accounts.
> I suppose some banks may have special agreements for salary
>payments.
The payer specifies all charges to payer and that's it. It's been like that
for decades.
The ABNAMRO foreign Internet bank transfers form has a box you can tick to
select this. There are no charges at the UK end or anywhere else. I have done
the same thing transferring money from Oz to a UK account and again there
were no UK charges.
--
Martin
>Following up to [email protected] (David Horne, _the_
>chancellor of the royal duchy of city south and deansgate) :
>>Does that mean that if someone's monthly paycheck is paid directly into
>>their bank account by an employer in the same country (but with a
>>different bank) they might have to pay?
>Depends on the bank. As usual. I would expect the employer to pay the
>charges.
That's how it has always worked for me. My pension is paid from Paris. I have
no charges at my end. My salary used to be paid partly to NL and partly to UK,
there were no charges to my accounts.
> I suppose some banks may have special agreements for salary
>payments.
The payer specifies all charges to payer and that's it. It's been like that
for decades.
The ABNAMRO foreign Internet bank transfers form has a box you can tick to
select this. There are no charges at the UK end or anywhere else. I have done
the same thing transferring money from Oz to a UK account and again there
were no UK charges.
--
Martin
Nov 27th 2006, 9:33 am
#98
Guest
Posts: n/a
Re: 500 Euro note
Following up to Martin <[email protected]> :
>>>Euro transactions are meant to be free within
>>>euro countries IIRC.
>>Not free, but international Euro transfers are to be charged at the same
>>rate as national transfers. The actual charge depends on the banks. It's
>>normally only a Euro or two per transfer ime.
>I see no evidence of euro bank transfer charges to Euro lands.
They /can/ be free but they don't /have/ to be free.
They must be carried out with the same conditions as the corresponding
national transfers. That may mean your transfers are free. It may mean
there are charges.
When I transfer Euros from Austria to Germany, using the IBAN (if you don't
then the banks can and probably will charge the old rates), I pay about Eur
1.50 which is the same as if I had transferred to an Austrian account at
another bank. I can, of course chose to pay the charges at my end, or make
the payee pay some.
http://www.raiffeisen.at/eBusiness/r...5-NA-1-NA.html
It's in German, but the gist is:
from 1st July 2003 EU-internal payments have been given the same status as
national payments. Thus, payments within the EU enjoy the same conditions
as inland payments. The rules are valid of all countries of the EU.
Conditions:
The transfer is in Euros and not more than Eur 50.000,--
The recipient's account must be in an EU country(*) and must be a Euro
account (ie not sterling etc).
IBAN und BIC of the recipient must be provided.
(*) All 25 EU states.
From 1.1.2005 including the EFTA-nations Norway und Iceland and
from 1.7.2005 Liechtenstein.
--
Tim C.
>>>Euro transactions are meant to be free within
>>>euro countries IIRC.
>>Not free, but international Euro transfers are to be charged at the same
>>rate as national transfers. The actual charge depends on the banks. It's
>>normally only a Euro or two per transfer ime.
>I see no evidence of euro bank transfer charges to Euro lands.
They /can/ be free but they don't /have/ to be free.
They must be carried out with the same conditions as the corresponding
national transfers. That may mean your transfers are free. It may mean
there are charges.
When I transfer Euros from Austria to Germany, using the IBAN (if you don't
then the banks can and probably will charge the old rates), I pay about Eur
1.50 which is the same as if I had transferred to an Austrian account at
another bank. I can, of course chose to pay the charges at my end, or make
the payee pay some.
http://www.raiffeisen.at/eBusiness/r...5-NA-1-NA.html
It's in German, but the gist is:
from 1st July 2003 EU-internal payments have been given the same status as
national payments. Thus, payments within the EU enjoy the same conditions
as inland payments. The rules are valid of all countries of the EU.
Conditions:
The transfer is in Euros and not more than Eur 50.000,--
The recipient's account must be in an EU country(*) and must be a Euro
account (ie not sterling etc).
IBAN und BIC of the recipient must be provided.
(*) All 25 EU states.
From 1.1.2005 including the EFTA-nations Norway und Iceland and
from 1.7.2005 Liechtenstein.
--
Tim C.
Nov 27th 2006, 9:39 am
#99
Guest
Posts: n/a
Re: 500 Euro note
On Mon, 27 Nov 2006 11:33:59 +0100, Tim C. <[email protected]> wrote:
>Following up to Martin <[email protected]> :
>>>>Euro transactions are meant to be free within
>>>>euro countries IIRC.
>>>Not free, but international Euro transfers are to be charged at the same
>>>rate as national transfers. The actual charge depends on the banks. It's
>>>normally only a Euro or two per transfer ime.
>>I see no evidence of euro bank transfer charges to Euro lands.
>They /can/ be free but they don't /have/ to be free.
>They must be carried out with the same conditions as the corresponding
>national transfers. That may mean your transfers are free. It may mean
>there are charges.
>When I transfer Euros from Austria to Germany, using the IBAN (if you don't
>then the banks can and probably will charge the old rates), I pay about Eur
>1.50 which is the same as if I had transferred to an Austrian account at
>another bank. I can, of course chose to pay the charges at my end, or make
>the payee pay some.
When I transfer money to Germany from NL I pay nothing. I paid for
News.individual.net by Internet transfer.
It seems that the ABNAMRO NL offers a better deal than Raiffeisen.at.
>http://www.raiffeisen.at/eBusiness/r...5-NA-1-NA.html
>It's in German, but the gist is:
>from 1st July 2003 EU-internal payments have been given the same status as
>national payments. Thus, payments within the EU enjoy the same conditions
>as inland payments. The rules are valid of all countries of the EU.
>Conditions:
>The transfer is in Euros and not more than Eur 50.000,--
>The recipient's account must be in an EU country(*) and must be a Euro
>account (ie not sterling etc).
>IBAN und BIC of the recipient must be provided.
>(*) All 25 EU states.
>From 1.1.2005 including the EFTA-nations Norway und Iceland and
>from 1.7.2005 Liechtenstein.
--
Martin
>Following up to Martin <[email protected]> :
>>>>Euro transactions are meant to be free within
>>>>euro countries IIRC.
>>>Not free, but international Euro transfers are to be charged at the same
>>>rate as national transfers. The actual charge depends on the banks. It's
>>>normally only a Euro or two per transfer ime.
>>I see no evidence of euro bank transfer charges to Euro lands.
>They /can/ be free but they don't /have/ to be free.
>They must be carried out with the same conditions as the corresponding
>national transfers. That may mean your transfers are free. It may mean
>there are charges.
>When I transfer Euros from Austria to Germany, using the IBAN (if you don't
>then the banks can and probably will charge the old rates), I pay about Eur
>1.50 which is the same as if I had transferred to an Austrian account at
>another bank. I can, of course chose to pay the charges at my end, or make
>the payee pay some.
When I transfer money to Germany from NL I pay nothing. I paid for
News.individual.net by Internet transfer.
It seems that the ABNAMRO NL offers a better deal than Raiffeisen.at.
>http://www.raiffeisen.at/eBusiness/r...5-NA-1-NA.html
>It's in German, but the gist is:
>from 1st July 2003 EU-internal payments have been given the same status as
>national payments. Thus, payments within the EU enjoy the same conditions
>as inland payments. The rules are valid of all countries of the EU.
>Conditions:
>The transfer is in Euros and not more than Eur 50.000,--
>The recipient's account must be in an EU country(*) and must be a Euro
>account (ie not sterling etc).
>IBAN und BIC of the recipient must be provided.
>(*) All 25 EU states.
>From 1.1.2005 including the EFTA-nations Norway und Iceland and
>from 1.7.2005 Liechtenstein.
--
Martin
Nov 27th 2006, 9:51 am
#100
Guest
Posts: n/a
Re: 500 Euro note
Following up to Martin <[email protected]> :
>When I transfer money to Germany from NL I pay nothing. I paid for
>News.individual.net by Internet transfer.
>It seems that the ABNAMRO NL offers a better deal than Raiffeisen.at.
There you go. As I said, your bank may not charge anything. I think if I do
it via the Internet I don't pay anything either. The charge I mentioned was
a "wetware" service.
--
Tim C.
>When I transfer money to Germany from NL I pay nothing. I paid for
>News.individual.net by Internet transfer.
>It seems that the ABNAMRO NL offers a better deal than Raiffeisen.at.
There you go. As I said, your bank may not charge anything. I think if I do
it via the Internet I don't pay anything either. The charge I mentioned was
a "wetware" service.
--
Tim C.
Nov 27th 2006, 10:02 am
#101
Guest
Posts: n/a
Re: 500 Euro note
On Mon, 27 Nov 2006 11:51:53 +0100, Tim C. <[email protected]> wrote:
>Following up to Martin <[email protected]> :
>>When I transfer money to Germany from NL I pay nothing. I paid for
>>News.individual.net by Internet transfer.
>>It seems that the ABNAMRO NL offers a better deal than Raiffeisen.at.
>There you go. As I said, your bank may not charge anything. I think if I do
>it via the Internet I don't pay anything either. The charge I mentioned was
>a "wetware" service.
I don't have a problem understanding the rules. If anybody does it is David.
--
Martin
>Following up to Martin <[email protected]> :
>>When I transfer money to Germany from NL I pay nothing. I paid for
>>News.individual.net by Internet transfer.
>>It seems that the ABNAMRO NL offers a better deal than Raiffeisen.at.
>There you go. As I said, your bank may not charge anything. I think if I do
>it via the Internet I don't pay anything either. The charge I mentioned was
>a "wetware" service.
I don't have a problem understanding the rules. If anybody does it is David.
--
Martin
Nov 27th 2006, 10:13 am
#102
Guest
Posts: n/a
Re: 500 Euro note
On Fri, 24 Nov 2006, B Vaughan wrote:
> >Bancomat card [...] which should be by default enabled as
> >Pagobancomat. I guess maybe that is not supported for online payments.
> By debit card, I don't mean a bancomat card, which can't be used to
> buy things over the internet, but something like a Carta Si, which
> functions as a Visa credit card.
Well, my card is labelled Bancomat, Pagobancomat, Fastpay and Plus on
the back (and these are all things I got by default without asking), and
is labelled Moneta and VISA on the front. I did not ask for Moneta but
got it as default from Banca Intesa (I guess most other banks will get
Carta SI), while I was offered a choice between VISA and Mastercard.
I ignore the functions of some of those, or the difference between some
of those.
Here in Italy Bancomat is for the ATMs, Pagobancomat for the POS in
shops (I suppose that's debit card, at least it means I have to type in
a PIN, I am charged within 1 working day, and is not annotated in the
credit card monthly statement), Moneta and VISA should function as
credit card according to the circuit the shop has. I may be asked "carta
o bancomat" (where "carta" is for credit card), or I may ask myself to
put the payment on one or the other. In general I know it's operating
as credit card when I do not have to type in the PIN.
However in a French sort-of-hotel I was asked to type in the PIN but the
payment appeared afterwards in the credit card monthly statement.
Since the card has a single number of it which I use for online
payments, I do not know what would happen if I would not have the VISA
label.
--
----------------------------------------------------------------------
[email protected] is a newsreading account used by more persons to
avoid unwanted spam. Any mail returning to this address will be rejected.
Users can disclose their e-mail address in the article if they wish so.
> >Bancomat card [...] which should be by default enabled as
> >Pagobancomat. I guess maybe that is not supported for online payments.
> By debit card, I don't mean a bancomat card, which can't be used to
> buy things over the internet, but something like a Carta Si, which
> functions as a Visa credit card.
Well, my card is labelled Bancomat, Pagobancomat, Fastpay and Plus on
the back (and these are all things I got by default without asking), and
is labelled Moneta and VISA on the front. I did not ask for Moneta but
got it as default from Banca Intesa (I guess most other banks will get
Carta SI), while I was offered a choice between VISA and Mastercard.
I ignore the functions of some of those, or the difference between some
of those.
Here in Italy Bancomat is for the ATMs, Pagobancomat for the POS in
shops (I suppose that's debit card, at least it means I have to type in
a PIN, I am charged within 1 working day, and is not annotated in the
credit card monthly statement), Moneta and VISA should function as
credit card according to the circuit the shop has. I may be asked "carta
o bancomat" (where "carta" is for credit card), or I may ask myself to
put the payment on one or the other. In general I know it's operating
as credit card when I do not have to type in the PIN.
However in a French sort-of-hotel I was asked to type in the PIN but the
payment appeared afterwards in the credit card monthly statement.
Since the card has a single number of it which I use for online
payments, I do not know what would happen if I would not have the VISA
label.
--
----------------------------------------------------------------------
[email protected] is a newsreading account used by more persons to
avoid unwanted spam. Any mail returning to this address will be rejected.
Users can disclose their e-mail address in the article if they wish so.
Nov 27th 2006, 10:20 am
#103
Guest
Posts: n/a
Re: 500 Euro note
On Mon, 27 Nov 2006, Tim C. wrote:
> Depends on the bank. As usual. I would expect the employer to pay the
> charges. I suppose some banks may have special agreements for salary
> payments.
Well, my former employer (a major public research organization) had BNL
as bank, and I always had an Intesa account, and the salary has always
been paid directly without charges for me. The same is true with my
current employer (another public research organization), whose bank I
ignore. The same holds for mission refunds. At least some of those
operations are dealt with by a "collective mandate", so I guess the
employer is paying (for n employees) substantially less than n
individual transfers
However there was one case (AFAIR in the Euro early times) when I was
paid a couple of missions by an international organization hosted in
Germany, and I was charged about 12 euro. This was not a small amount
since they were mainly refunding me some taxi expenses (the ticket was
prepaid). In fact I guess they combined two refunds in one to minimize
the charges.
--
----------------------------------------------------------------------
[email protected] is a newsreading account used by more persons to
avoid unwanted spam. Any mail returning to this address will be rejected.
Users can disclose their e-mail address in the article if they wish so.
> Depends on the bank. As usual. I would expect the employer to pay the
> charges. I suppose some banks may have special agreements for salary
> payments.
Well, my former employer (a major public research organization) had BNL
as bank, and I always had an Intesa account, and the salary has always
been paid directly without charges for me. The same is true with my
current employer (another public research organization), whose bank I
ignore. The same holds for mission refunds. At least some of those
operations are dealt with by a "collective mandate", so I guess the
employer is paying (for n employees) substantially less than n
individual transfers
However there was one case (AFAIR in the Euro early times) when I was
paid a couple of missions by an international organization hosted in
Germany, and I was charged about 12 euro. This was not a small amount
since they were mainly refunding me some taxi expenses (the ticket was
prepaid). In fact I guess they combined two refunds in one to minimize
the charges.
--
----------------------------------------------------------------------
[email protected] is a newsreading account used by more persons to
avoid unwanted spam. Any mail returning to this address will be rejected.
Users can disclose their e-mail address in the article if they wish so.
Nov 27th 2006, 10:32 am
#104
Guest
Posts: n/a
Re: 500 Euro note
Giovanni Drogo <[email protected]> wrote:
[]
> However there was one case (AFAIR in the Euro early times) when I was
> paid a couple of missions by an international organization hosted in
> Germany, and I was charged about 12 euro. This was not a small amount
> since they were mainly refunding me some taxi expenses (the ticket was
> prepaid). In fact I guess they combined two refunds in one to minimize
> the charges.
I did this with some airfare refunds recently- i.e. combined them. If I
hadn't, the bank charges at my end would have amounted to at least one
flight!
--
David Horne- http://www.davidhorne.net
usenet (at) davidhorne (dot) co (dot) uk
http://www.davidhorne.net/pictures.html http://soundjunction.org
[]
> However there was one case (AFAIR in the Euro early times) when I was
> paid a couple of missions by an international organization hosted in
> Germany, and I was charged about 12 euro. This was not a small amount
> since they were mainly refunding me some taxi expenses (the ticket was
> prepaid). In fact I guess they combined two refunds in one to minimize
> the charges.
I did this with some airfare refunds recently- i.e. combined them. If I
hadn't, the bank charges at my end would have amounted to at least one
flight!
--
David Horne- http://www.davidhorne.net
usenet (at) davidhorne (dot) co (dot) uk
http://www.davidhorne.net/pictures.html http://soundjunction.org
Nov 27th 2006, 10:40 am
#105
Guest
Posts: n/a
Re: 500 Euro note
On Mon, 27 Nov 2006 11:32:03 +0000, [email protected]
(David Horne, _the_ chancellor of the royal duchy of city south and deansgate)
wrote:
>Giovanni Drogo <[email protected]> wrote:
>[]
>> However there was one case (AFAIR in the Euro early times) when I was
>> paid a couple of missions by an international organization hosted in
>> Germany, and I was charged about 12 euro.
I was paid by the same international organisation, but in NL.
I never had any charges on any payments, including mission orders.
Charges are paid in Paris. It sounds like a cock up by your bank in Germany.
>This was not a small amount
>> since they were mainly refunding me some taxi expenses (the ticket was
>> prepaid). In fact I guess they combined two refunds in one to minimize
>> the charges.
>I did this with some airfare refunds recently- i.e. combined them. If I
>hadn't, the bank charges at my end would have amounted to at least one
>flight!
It is better to specify all charges at the payers end, even if this means the
payer deducts the charge from the amount transferred, as this avoids paying a
fixed charge at both ends.
Nowhere can I find the amount HSBC UK charges for foreign incoming transfers.
Their website is recursive, the terms and conditions don't mention it.
--
Martin
(David Horne, _the_ chancellor of the royal duchy of city south and deansgate)
wrote:
>Giovanni Drogo <[email protected]> wrote:
>[]
>> However there was one case (AFAIR in the Euro early times) when I was
>> paid a couple of missions by an international organization hosted in
>> Germany, and I was charged about 12 euro.
I was paid by the same international organisation, but in NL.
I never had any charges on any payments, including mission orders.
Charges are paid in Paris. It sounds like a cock up by your bank in Germany.
>This was not a small amount
>> since they were mainly refunding me some taxi expenses (the ticket was
>> prepaid). In fact I guess they combined two refunds in one to minimize
>> the charges.
>I did this with some airfare refunds recently- i.e. combined them. If I
>hadn't, the bank charges at my end would have amounted to at least one
>flight!
It is better to specify all charges at the payers end, even if this means the
payer deducts the charge from the amount transferred, as this avoids paying a
fixed charge at both ends.
Nowhere can I find the amount HSBC UK charges for foreign incoming transfers.
Their website is recursive, the terms and conditions don't mention it.
--
Martin