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Retiring to the Philippines

Retiring to the Philippines

Old Jun 7th 2008, 6:00 pm
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jumamoja
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Question Retiring to the Philippines

I am an War Pensioner thinking of retiring to the Philippines under Special Resident Retiree’s Visa (SRRVisa) which is a special non-immigrant resident visa that provides its holders with multiple-entry and indefinite stay status in the Philippines.

I am looking for a comfortable and affordable beach side guest house (preferably on Cebu Island and definitely NOT in Manila) where I can stay for at least a month or two, may be three, while I settle in and decide what next to do.

I'm not looking for party life but I am have a open and unconventional outlook on life I prefer having young people around me, I would prefer somewhere quiet that is away the traffic. I am DEFINITELY not looking for an old people's home.Essentially I am looking for a place where I can "chill out" while I look around and look for something more permanent

I have spent most of my life traveling and my needs are fairly modest. I am looking for good, honest, friendly service and good security a clean bedroom with a comfortable bed, en-suite bathroom, air conditioning (especially while I acclimatise to the heat and humidity), a TV, a bar fridge, broadband Internet connection and a laundry service. I love street food, but if the tariff happens to includes GOOD and GENUINE local fare all well and good. On my limited budget reasonable weekly rates are essential!!

A room with a view would be nice, easy access to good beach is a must and I love fishing

I detest tourists (as a genre) I just want to blend in as far as it is possible for a Westerner to blend in. Places on advertised on the Internet are aimed at the tourist market; and besides being prohibitive expensive and way,way, beyond my budget are full of tourists.:curse:

BTW I am not looking for a Philippina wife, nor am I a dirty old man and I am "straight".

I have been to the Philippines, the people are wonderfully friendly and I l adore the food (especially when accompanied by an ice cold San Miguel or two). All I want to do is to escape the rat race and the Philippines seems to be the perfect place.

All suggestions very welcome and very much appreciated!
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Old Jun 7th 2008, 7:44 pm
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Default Re: Retiring to the Philippines

Originally Posted by jumamoja
I am an War Pensioner thinking of retiring to the Philippines under Special Resident Retiree’s Visa (SRRVisa) which is a special non-immigrant resident visa that provides its holders with multiple-entry and indefinite stay status in the Philippines.

I am looking for a comfortable and affordable beach side guest house (preferably on Cebu Island and definitely NOT in Manila) where I can stay for at least a month or two, may be three, while I settle in and decide what next to do.

I'm not looking for party life but I am have a open and unconventional outlook on life I prefer having young people around me, I would prefer somewhere quiet that is away the traffic. I am DEFINITELY not looking for an old people's home.Essentially I am looking for a place where I can "chill out" while I look around and look for something more permanent

I have spent most of my life traveling and my needs are fairly modest. I am looking for good, honest, friendly service and good security a clean bedroom with a comfortable bed, en-suite bathroom, air conditioning (especially while I acclimatise to the heat and humidity), a TV, a bar fridge, broadband Internet connection and a laundry service. I love street food, but if the tariff happens to includes GOOD and GENUINE local fare all well and good. On my limited budget reasonable weekly rates are essential!!

A room with a view would be nice, easy access to good beach is a must and I love fishing

I detest tourists (as a genre) I just want to blend in as far as it is possible for a Westerner to blend in. Places on advertised on the Internet are aimed at the tourist market; and besides being prohibitive expensive and way,way, beyond my budget are full of tourists.:curse:

BTW I am not looking for a Philippina wife, nor am I a dirty old man and I am "straight".

I have been to the Philippines, the people are wonderfully friendly and I l adore the food (especially when accompanied by an ice cold San Miguel or two). All I want to do is to escape the rat race and the Philippines seems to be the perfect place.

All suggestions very welcome and very much appreciated!
Come to Palawan,everything you required will be easily found here.I live 80kms South of Puerto Princessa which is a wonderful clean safe cheap as hell city in a forest and surrounded by the ocean.

Email me and we will be glad to help you further,If you can really live without other ex pats and social services come down and live in Narra ON THE BEACH which you would be well able to buy or rent,only suggestion for you is to be sure your health is stable or that you can afford health insurance.
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Old Jun 7th 2008, 11:25 pm
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Default Re: Retiring to the Philippines

There are some nice areas on Mactan which is about a 20-30min drive from Cebu City.

The best place that will give you loads of info from guys like you who are now living there just google - livingincebu and your questions will be answered on this forum
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Old Jul 28th 2008, 2:10 pm
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Default Re: Retiring to the Philippines

Well, I am settled and living in a place called San Fernando in Ilocos Sur, Luzon. It's on the west coast, about half way up. Not many people know about it, so it's never "crowded" with tourists. My requirements were very similar to yours, although I am settled now with my Filipina girlfriend.

I looked all over the Philippines before I settled. Came out four times, for a month each time. Since my girlfriend is Cebuano, I also went to Cebu to have a good look. Lovely city, beats Manila easy. But I just don't like cities. I see that someone above has recommended Mactan to you. The Mactan area will be very expensive(I looked), all the hotels there are run by Koreans or the Japanese. So it is expensive to live there. Try the Consolacion area of Cebu. It's OK and reasonably cheap.

And then I eventually ended up in San Fernando and had a good look. And it was beautiful but not boring. Quiet, but not dead quiet. I now live near a white beach at Canaoay. My rent is £135 p m for a 5 bedroomed(3 floors) house(you can get an apartment here for well under half this). Food is extremely fresh and cheap here, way cheaper than Cebu or Manila.

There are also nice hotels like the Bali Hai East(£10 per night) in Bauang, Sunset Bay(£17) on Canaoay Beach. These hotels are usually only too happy to give special lower rates for long/permanent stays. But the cheapest way to live is by renting an apartment - usually costs only about £40 to £75 per month.

There are interesting and cheap little beach hotels in Bauang and SF. There is a lazy airport here. I say lazy because there are only 3 flights a week. There is surfing in nearby San Juan, scuba diving and there is a big flash Casino(which has the best steak in the area).

If I get fed up of the hot lowlands, we hop in the car and go to the mountain city of Baguio, 2000 ft up in the mountains(only takes an hour by car or bus). Cooler there. I like options. Also has a remarkable and cheap wet market and a nice mall on the mountain.

There are plenty of European(mainly) expats here and one or two Americans. No Koreans or Japanes though.

San Fernando also has virtually no earthquakes or tsunamis, and the typhoons, which always come from the east side and have to travel over the mountains, are usually well diminished in force when they reaches us. A chap called Ortega is the Governor and he has zero tolerance to any violent crime here, so its very quiet in that respect.

I've also been to Boracay, Manila, Bohol and Baguio. Palawan is on my list to see, but I think it may be a little too quiet for me. It also gets pounded by storms in the rainy season. But a beautiful place to be sure.

I moved here for all the above reasons. It may well appeal to you as well. It's far cheaper living in the provinces or semi-provinces(where I am). But stay away from the east coast of the Philippines. There you tend to get hit by all the vicious storms from the east. And you are right on the main Asian earthquake fault line.

I've also been told that the rules for a retired residency visa have recently changed for the better. It used to be you had to have or invest £25,000 in a Philippines Bank. Now it has been reduced to only about £10,000. Not sure whether you know about this.

Some more details -- whenever I stay in Cebu(going there in two weeks), I always stay at the Century Hotel(+63322551341) in the Colon area of the city. It's daily rate is about 640 pesos(£7) a night and the rooms are spacious and you will have everything you need. And there is an ATM right outside their hotel door. Good value and convenient.

Hope you find what you want,

Good luck.

Last edited by slowsmile; Jul 28th 2008 at 2:59 pm.
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Old Jul 29th 2008, 7:34 am
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Default Re: Retiring to the Philippines

Slowsmile, it sounds lovely there - but if you keep telling people about it, it's gonna get real crowded out with British Expats from this website
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Old Jul 29th 2008, 4:41 pm
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Default Re: Retiring to the Philippines

You're right katongkaren. But c'mon, look at the posts. Most people favour Thailand or Malaysia. No-one will believe me, so I'm pretty safe....
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Old Aug 10th 2008, 3:08 pm
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Default Re: Retiring to the Philippines

Try 100 Islands in Central Luzon.. Its Paradise...NIce place


Originally Posted by jumamoja
I am an War Pensioner thinking of retiring to the Philippines under Special Resident Retiree’s Visa (SRRVisa) which is a special non-immigrant resident visa that provides its holders with multiple-entry and indefinite stay status in the Philippines.

I am looking for a comfortable and affordable beach side guest house (preferably on Cebu Island and definitely NOT in Manila) where I can stay for at least a month or two, may be three, while I settle in and decide what next to do.

I'm not looking for party life but I am have a open and unconventional outlook on life I prefer having young people around me, I would prefer somewhere quiet that is away the traffic. I am DEFINITELY not looking for an old people's home.Essentially I am looking for a place where I can "chill out" while I look around and look for something more permanent

I have spent most of my life traveling and my needs are fairly modest. I am looking for good, honest, friendly service and good security a clean bedroom with a comfortable bed, en-suite bathroom, air conditioning (especially while I acclimatise to the heat and humidity), a TV, a bar fridge, broadband Internet connection and a laundry service. I love street food, but if the tariff happens to includes GOOD and GENUINE local fare all well and good. On my limited budget reasonable weekly rates are essential!!

A room with a view would be nice, easy access to good beach is a must and I love fishing

I detest tourists (as a genre) I just want to blend in as far as it is possible for a Westerner to blend in. Places on advertised on the Internet are aimed at the tourist market; and besides being prohibitive expensive and way,way, beyond my budget are full of tourists.:curse:

BTW I am not looking for a Philippina wife, nor am I a dirty old man and I am "straight".

I have been to the Philippines, the people are wonderfully friendly and I l adore the food (especially when accompanied by an ice cold San Miguel or two). All I want to do is to escape the rat race and the Philippines seems to be the perfect place.

All suggestions very welcome and very much appreciated!
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Old Aug 10th 2008, 6:32 pm
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Default Re: Retiring to the Philippines

Palawan is the very best of the Philipppines, almost a seperate country, not yet spoiled by tourists and never threatened by the weather, volcanoes earthquakes and typhoons..or crime.

You can live right on the beach for total cost including everything you should need including food power visas,but excluding transportation for UK pounds 330 a month.You can live at half this cost if you can live native still right on our beach which is a fishermans beach.

Your ONLY worry may be medical since at our age things can go wrong, the Adventist Hospital in the Capital in Puerto Princessa is a wonderful place and is now increasingly surrounded by high tech medical services and equipments.

Off shore medical insurance is available up to to age 70 and this would increase your total monthly costs by 25% depending upon your state of health.

There is zero night life because around here folks work hard and sleep early and rise early.But there are friendly cantinas and small bars .Fruit vegs and fish are abundant and almost free.

In central Palawan there are almost no foreigners but those of that are here are treated with a respect and reverance that we probably dont deserve.

Email me and ill help you, come on down for two weeks we will aid you completely.

Why do we help lost canos(foreigners) Well, every one of us that lives down here literally provides some employment and help for 3 families in an area where there is no work and folk live on nothing to $2 a day.


I am "uncle" to 100 fishermens kids and they keep me younger and excited with every new day.There are no beggars down here..
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Old Aug 11th 2008, 3:11 am
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Default Re: Retiring to the Philippines

Originally Posted by Southseastrader
Palawan is the very best of the Philipppines, almost a seperate country, not yet spoiled by tourists and never threatened by the weather, volcanoes earthquakes and typhoons..or crime.

You can live right on the beach for total cost including everything you should need including food power visas,but excluding transportation for UK pounds 330 a month.You can live at half this cost if you can live native still right on our beach which is a fishermans beach.

Your ONLY worry may be medical since at our age things can go wrong, the Adventist Hospital in the Capital in Puerto Princessa is a wonderful place and is now increasingly surrounded by high tech medical services and equipments.

Off shore medical insurance is available up to to age 70 and this would increase your total monthly costs by 25% depending upon your state of health.

There is zero night life because around here folks work hard and sleep early and rise early.But there are friendly cantinas and small bars .Fruit vegs and fish are abundant and almost free.

In central Palawan there are almost no foreigners but those of that are here are treated with a respect and reverance that we probably dont deserve.

Email me and ill help you, come on down for two weeks we will aid you completely.

Why do we help lost canos(foreigners) Well, every one of us that lives down here literally provides some employment and help for 3 families in an area where there is no work and folk live on nothing to $2 a day.


I am "uncle" to 100 fishermens kids and they keep me younger and excited with every new day.There are no beggars down here..

If you're not too bothered about infrastructure and on a tight budget, it sounds just wonderful.
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Old Aug 11th 2008, 4:32 am
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Default Re: Retiring to the Philippines

Just to add to Slowsmiles post. The Century Hotel is on Pelaez St. which runs off Colon. It is a good hotel, and reasonable. If you want a little more luxury the Hotel Mercedes on Pelaez is also good. Until a couple of years ago they had a package of room for P10,000 per month.

Your best option really would be to stay in a hotel, then buy the Sun Star newspaper, and look for places to rent in the classifieds, there are always lots of them available. Talisay about five or six miles South of Cebu City has a Tourist Beach resort. Also in Cebu there are many new developments as in private housing estates. Consolacion has been mentioned, and yes they exist there. Liloan about ten miles North of Cebu is pleasant, and there are always rental places there. There are places in Carmen for rent, and some foreigners live there mainly American.
Compostela and Danao (Maslog) have beach resorts from fifteen miles North of the city. Sunshine Beach in Danao proper (Tay-Tay) 22miles North, is pleasant and quiet, with a good pool, and I notice they are building some new more luxurious appartments there.

You have a very wide choice of places, the West Coast is nice, but Badian etc tend to charge dollar price. Unless of course you have a local to negotiate for you.

When negotiating a rental price, always get a local to do it for you, it will work out cheaper. There are many places in the far North even as far as Bogo, it really would pay you to have a week in a hotel, and look at possibilities, until you find the one that is just right you.

Good Luck! You will love it here!
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Old Aug 14th 2008, 9:49 am
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Default Re: Retiring to the Philippines

Originally Posted by tropicofcancer
Just to add to Slowsmiles post. The Century Hotel is on Pelaez St. which runs off Colon. It is a good hotel, and reasonable. If you want a little more luxury the Hotel Mercedes on Pelaez is also good. Until a couple of years ago they had a package of room for P10,000 per month.

Your best option really would be to stay in a hotel, then buy the Sun Star newspaper, and look for places to rent in the classifieds, there are always lots of them available. Talisay about five or six miles South of Cebu City has a Tourist Beach resort. Also in Cebu there are many new developments as in private housing estates. Consolacion has been mentioned, and yes they exist there. Liloan about ten miles North of Cebu is pleasant, and there are always rental places there. There are places in Carmen for rent, and some foreigners live there mainly American.
Compostela and Danao (Maslog) have beach resorts from fifteen miles North of the city. Sunshine Beach in Danao proper (Tay-Tay) 22miles North, is pleasant and quiet, with a good pool, and I notice they are building some new more luxurious appartments there.

You have a very wide choice of places, the West Coast is nice, but Badian etc tend to charge dollar price. Unless of course you have a local to negotiate for you.

When negotiating a rental price, always get a local to do it for you, it will work out cheaper. There are many places in the far North even as far as Bogo, it really would pay you to have a week in a hotel, and look at possibilities, until you find the one that is just right you.

Good Luck! You will love it here!
social services come down and live in Narra ON THE BEACH which you would be well able to buy or rent,only suggestion for you is to be sure your health is stable or that you can afford health insurance
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Old Aug 21st 2008, 11:43 am
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Default Re: Retiring to the Philippines

Since you like Cebu, one of the most complete website's is Big Jim's site -- which will tell you everything you need to know. There are masses of pictures and videos as well as advice on how to live.

Big Jim also has extended stays at The Century Hotel, Colon, in Cebu. He has made videos of the hotel rooms and gives prices as well. The site has good advice and is perhaps one of the most helpful sites wrt Cebu and area on a budget.

Here is a links to his blog site:

http://bigjimsphilippinesexperience.com/blog/?p=15

Big Jim's photos and vids:

http://bigjimsphilippinesexperience.com/


...And a standard site for living in the Philippines:

http://www.livinginthephilippines.com/


Best Regards,

Bill
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Old Aug 21st 2008, 12:06 pm
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Default Re: Retiring to the Philippines

Originally Posted by slowsmile
Well, I am settled and living in a place called San Fernando in Ilocos Sur, Luzon. It's on the west coast, about half way up. Not many people know about it, so it's never "crowded" with tourists. My requirements were very similar to yours, although I am settled now with my Filipina girlfriend.

I looked all over the Philippines before I settled. Came out four times, for a month each time. Since my girlfriend is Cebuano, I also went to Cebu to have a good look. Lovely city, beats Manila easy. But I just don't like cities. I see that someone above has recommended Mactan to you. The Mactan area will be very expensive(I looked), all the hotels there are run by Koreans or the Japanese. So it is expensive to live there. Try the Consolacion area of Cebu. It's OK and reasonably cheap.



I've been to Bauang La Union. Its a nice place specially the mountains... My place is 2 hour drive from your place... Enjoy and nice to hear that your enjoying your stay in my country.
And then I eventually ended up in San Fernando and had a good look. And it was beautiful but not boring. Quiet, but not dead quiet. I now live near a white beach at Canaoay. My rent is £135 p m for a 5 bedroomed(3 floors) house(you can get an apartment here for well under half this). Food is extremely fresh and cheap here, way cheaper than Cebu or Manila.

There are also nice hotels like the Bali Hai East(£10 per night) in Bauang, Sunset Bay(£17) on Canaoay Beach. These hotels are usually only too happy to give special lower rates for long/permanent stays. But the cheapest way to live is by renting an apartment - usually costs only about £40 to £75 per month.

There are interesting and cheap little beach hotels in Bauang and SF. There is a lazy airport here. I say lazy because there are only 3 flights a week. There is surfing in nearby San Juan, scuba diving and there is a big flash Casino(which has the best steak in the area).

If I get fed up of the hot lowlands, we hop in the car and go to the mountain city of Baguio, 2000 ft up in the mountains(only takes an hour by car or bus). Cooler there. I like options. Also has a remarkable and cheap wet market and a nice mall on the mountain.

There are plenty of European(mainly) expats here and one or two Americans. No Koreans or Japanes though.

San Fernando also has virtually no earthquakes or tsunamis, and the typhoons, which always come from the east side and have to travel over the mountains, are usually well diminished in force when they reaches us. A chap called Ortega is the Governor and he has zero tolerance to any violent crime here, so its very quiet in that respect.

I've also been to Boracay, Manila, Bohol and Baguio. Palawan is on my list to see, but I think it may be a little too quiet for me. It also gets pounded by storms in the rainy season. But a beautiful place to be sure.

I moved here for all the above reasons. It may well appeal to you as well. It's far cheaper living in the provinces or semi-provinces(where I am). But stay away from the east coast of the Philippines. There you tend to get hit by all the vicious storms from the east. And you are right on the main Asian earthquake fault line.

I've also been told that the rules for a retired residency visa have recently changed for the better. It used to be you had to have or invest £25,000 in a Philippines Bank. Now it has been reduced to only about £10,000. Not sure whether you know about this.

Some more details -- whenever I stay in Cebu(going there in two weeks), I always stay at the Century Hotel(+63322551341) in the Colon area of the city. It's daily rate is about 640 pesos(£7) a night and the rooms are spacious and you will have everything you need. And there is an ATM right outside their hotel door. Good value and convenient.

Hope you find what you want,

Good luck.
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Old Sep 14th 2008, 4:37 am
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Default Re: Retiring to the Philippines

Originally Posted by slowsmile
Well, I am settled and living in a place called San Fernando in Ilocos Sur, Luzon. It's on the west coast, about half way up. Not many people know about it, so it's never "crowded" with tourists. My requirements were very similar to yours, although I am settled now with my Filipina girlfriend.

I looked all over the Philippines before I settled. Came out four times, for a month each time. Since my girlfriend is Cebuano, I also went to Cebu to have a good look. Lovely city, beats Manila easy. But I just don't like cities. I see that someone above has recommended Mactan to you. The Mactan area will be very expensive(I looked), all the hotels there are run by Koreans or the Japanese. So it is expensive to live there. Try the Consolacion area of Cebu. It's OK and reasonably cheap.

And then I eventually ended up in San Fernando and had a good look. And it was beautiful but not boring. Quiet, but not dead quiet. I now live near a white beach at Canaoay. My rent is £135 p m for a 5 bedroomed(3 floors) house(you can get an apartment here for well under half this). Food is extremely fresh and cheap here, way cheaper than Cebu or Manila.

There are also nice hotels like the Bali Hai East(£10 per night) in Bauang, Sunset Bay(£17) on Canaoay Beach. These hotels are usually only too happy to give special lower rates for long/permanent stays. But the cheapest way to live is by renting an apartment - usually costs only about £40 to £75 per month.

There are interesting and cheap little beach hotels in Bauang and SF. There is a lazy airport here. I say lazy because there are only 3 flights a week. There is surfing in nearby San Juan, scuba diving and there is a big flash Casino(which has the best steak in the area).

If I get fed up of the hot lowlands, we hop in the car and go to the mountain city of Baguio, 2000 ft up in the mountains(only takes an hour by car or bus). Cooler there. I like options. Also has a remarkable and cheap wet market and a nice mall on the mountain.

There are plenty of European(mainly) expats here and one or two Americans. No Koreans or Japanes though.

San Fernando also has virtually no earthquakes or tsunamis, and the typhoons, which always come from the east side and have to travel over the mountains, are usually well diminished in force when they reaches us. A chap called Ortega is the Governor and he has zero tolerance to any violent crime here, so its very quiet in that respect.

I've also been to Boracay, Manila, Bohol and Baguio. Palawan is on my list to see, but I think it may be a little too quiet for me. It also gets pounded by storms in the rainy season. But a beautiful place to be sure.

I moved here for all the above reasons. It may well appeal to you as well. It's far cheaper living in the provinces or semi-provinces(where I am). But stay away from the east coast of the Philippines. There you tend to get hit by all the vicious storms from the east. And you are right on the main Asian earthquake fault line.

I've also been told that the rules for a retired residency visa have recently changed for the better. It used to be you had to have or invest £25,000 in a Philippines Bank. Now it has been reduced to only about £10,000. Not sure whether you know about this.

Some more details -- whenever I stay in Cebu(going there in two weeks), I always stay at the Century Hotel(+63322551341) in the Colon area of the city. It's daily rate is about 640 pesos(£7) a night and the rooms are spacious and you will have everything you need. And there is an ATM right outside their hotel door. Good value and convenient.

Hope you find what you want,

Good luck.
Have just joined and have read your posts with interest.
My son has a house in La Union.and I have visited SF a few times.Can you give me any advice on Dentists in San Fernando as I am needing extensive work done, but am concerned about the quality of the work as I need extractions and almost a full plate
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Old Sep 20th 2008, 7:09 pm
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Default Re: Retiring to the Philippines

Well it all depends what you want to be doing.. I live in Minglanilla and its pretty quiet with little traffic yet still within reach of shopping and Pizza deliveries.. Nearly everything heading out of Cebu to the south (where i am) runs along the Southern Coastal road. The further down the road you head the cheaper the rents seem to get. Im currently paying P3,000 a month for a small house. Other places in the area are similar rates the biggest thing i would worry about is getting a secure property as theft maybe a problem otherwise although ive only had problems with relatives

Your welcome to browse tropicalpenpals.com as its full of info of what i get upto in Minglanilla, but San Fernando which has been meantioned on here already is also a nice place to stay. Or further south is Argao but your starting to reduce your available shopping supplies depending what you eat. Im pretty content with chicken most of the time as long as i have my stocks of sauces...
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