UK debts
#16
Lost in BE Cyberspace
Joined: Jun 2005
Location: In a large village called Auckland
Posts: 5,249
Re: UK debts
They had allowed me to change to a NZ address from the UK but then refused to send me anything other than obligatory notifications about interest rate changes - meaning I couldn't get a new security code and they won't even send me a statement, far less send a replacement for my long since expired credit card.
Thankfully their computer must have had a fit recently and seems to have forgotten that they were refusing to communicate with me - so I have a shiny new debit card which I could potentially use for some online shopping or maybe I might try to get some cash at the ATM if I can remember the password.
Other than that my only option to get money was to write myself a cheque - which I have done on occasion. Trouble is I don't have any idea how much is left in the account because they won't friggin tell me.
#17
Forum Regular
Joined: Oct 2009
Location: Lower Hutt
Posts: 243
Re: UK debts
We've kept our Nationwide account, they use our NZ address without any problems.
#18
Re: UK debts
We kept our old UK bank. We filled out a form prior to coming to NZ, a p85 or something like that. To tell the bank what we were doing.
I've got my UK bank cheque book and ATM card. Those are some of the, 'seeds' that I will grow my life in Britain with should we ever return. The cheque book has been useful when sending occasional small cheques as presents to UK relatives.
I've also got a Barclaycard with a zero balance. Recently, after spending no money for three and a half years, i.e. the time we've been in NZ, I got a two thousand pound credit limit increase !
We strived to settle our debts prior to leaving Britain. However, we ended up paying off the last four and a half thousand pounds owing on a credit card balance from the proceeds of the house. Something I really didn't want to do but it just seemed to be the easiest quickest way to get rid. Technically we still 'owe' ourselves the money i.e. $9,000 or we owe it to the house as it would have gone/will go on the house. How much new carpet & lino will $9,000 buy ? Rhetorical question.
I've got my UK bank cheque book and ATM card. Those are some of the, 'seeds' that I will grow my life in Britain with should we ever return. The cheque book has been useful when sending occasional small cheques as presents to UK relatives.
I've also got a Barclaycard with a zero balance. Recently, after spending no money for three and a half years, i.e. the time we've been in NZ, I got a two thousand pound credit limit increase !
We strived to settle our debts prior to leaving Britain. However, we ended up paying off the last four and a half thousand pounds owing on a credit card balance from the proceeds of the house. Something I really didn't want to do but it just seemed to be the easiest quickest way to get rid. Technically we still 'owe' ourselves the money i.e. $9,000 or we owe it to the house as it would have gone/will go on the house. How much new carpet & lino will $9,000 buy ? Rhetorical question.
Last edited by Snap Shot; Oct 8th 2014 at 8:31 am. Reason: seeds