NZ Superannuation

Old Jul 17th 2023, 4:37 am
  #16  
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Default Re: NZ Superannuation

Originally Posted by spouse of scouse
This link will tell you at what age you'll be eligible for your UK State pension https://www.gov.uk/state-pension-age/y/age

As to how much you'll get, you'll need 35 years of NI contributions to receive the full pension, if you have less the amount will be pro-rata.
As others have said, if you were contracted out at any period you won't get the full amount even if you do have 35 years of contributions.
I Looked at that before I posted a few days ago, and as I said, it won't let me proceed as I can't prove identity online.
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Old Jul 18th 2023, 6:24 am
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Default Re: NZ Superannuation

Originally Posted by Justcol
I Looked at that before I posted a few days ago, and as I said, it won't let me proceed as I can't prove identity online.
Lost my post . Argh!

Will repost tomorrow .
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Old Jul 18th 2023, 6:27 am
  #18  
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Default Re: NZ Superannuation

Originally Posted by Justcol
I Looked at that before I posted a few days ago, and as I said, it won't let me proceed as I can't prove identity online.
If you look further down the page you will see:

Other ways to apply

Applying online is the quickest way to get a forecast. If you’ll reach your State Pension age in more than 30 days you can also:
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Old Jul 18th 2023, 7:03 am
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Default Re: NZ Superannuation

Yes I saw all the other ways to contact them, and will in a few years when I am closer to retirement
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Old Jul 20th 2023, 11:49 am
  #20  
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Default Re: NZ Superannuation

so hi everyone, i'm just that wee bit short of retirement, (63yrs6months), left the UK in 2005, working in the uk since i was 16, 29 years.......i'll be going for the NZ super, 65 retirement for me please.

questions.......

if i apply for NZ super, do they kown i;ve come from the UK/do they even care?

with the changes over there do i have to top up my NI contributions?

A lot of my years in the UK were self employed, from memory we self emlopyed peeps paid a different type of NI - does that make a difference to anything?

and lastly, assuming i've not got enough NO contributions and i got for the NZ super, does that mean i get less NZ super

thanks guys for your help


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Old Jul 25th 2023, 6:50 am
  #21  
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Default Re: NZ Superannuation

Originally Posted by cym
so hi everyone, i'm just that wee bit short of retirement, (63yrs6months), left the UK in 2005, working in the uk since i was 16, 29 years.......i'll be going for the NZ super, 65 retirement for me please.
questions.......
if i apply for NZ super, do they known i've come from the UK/do they even care?
When you complete the superannuation application you must state if you are entitled to an overseas state pension at all. In your case UK. So, yes, they will know and Nz will care.



with the changes over there do i have to top up my NI contributions?
Not unless you are considering taking the UK state pension rather than NZ super. Or if you are considering making a UK permanent return. Then you do need to look at what you would need to do to access a full UK state pension rather than a partial % of one.

A lot of my years in the UK were self employed, from memory we self emlpoyed peeps paid a different type of NI - does that make a difference to anything?
Not for NZ super.

and lastly, assuming i've not got enough NI contributions and I got for the NZ super, does that mean i get less NZ super

thanks guys for your help
I will assume you mean UK NI contributions.

What credits you have towards the UK state pension by way of NI contributions does not impact on NZ superannuation. NZ superannuation is dependant on how long you have been here , ( at least 10 years since the age of 20) and how many of those years under and over 50 which needs to be at least 5.

You will get a full NZ super.

Once your UK state pension kicks in , then you apply and give that to NZ. It will not be a fully UK state pension. It will be a proportion
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Old Jul 25th 2023, 6:53 am
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Default Re: NZ Superannuation

Originally Posted by Justcol
Yes I saw all the other ways to contact them, and will in a few years when I am closer to retirement

Col. Up to you but I would suggest you contact them now so you know where you stand on this regarding what % of a full UK state pension entitlement you might expect.
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Old Jul 25th 2023, 7:16 am
  #23  
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Default Re: NZ Superannuation

Thanks Bev

Not sure what it isi but the mere word pension makes me go to sleep
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Old Jul 25th 2023, 7:34 am
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Default Re: NZ Superannuation

Originally Posted by cym
Thanks Bev

Not sure what it is but the mere word pension makes me go to sleep
You are not there yet. Snoozies are for old codgers like me - not that I do that. Mind you MrBEVS who is 5 yrs younger than me, he sits down his eyes close.
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Old Jul 27th 2023, 9:23 am
  #25  
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Default Re: NZ Superannuation

Originally Posted by BEVS
Mind you MrBEVS who is 5 yrs younger than me, he sits down his eyes close.
That's nothing to do with age, All men can do that.
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