ACC - how does it work?
#1
Thread Starter
Forum Regular



Joined: Jul 2014
Posts: 229
From: Beachlands, Auckland








Okay, managed to injure my back on the mountain bike and went around to the Dr. He billed me 45 bucks and described it as a ACC consultation.
Question is - am I able to claim this money back through ACC or is that already factored in? I had a look at the ACC website and it's as clear as mud.... I also have a small prescription charge and he referred me to a physio, but the ACC was already factored in for the physio so that is fine.
Cheers
D
Question is - am I able to claim this money back through ACC or is that already factored in? I had a look at the ACC website and it's as clear as mud.... I also have a small prescription charge and he referred me to a physio, but the ACC was already factored in for the physio so that is fine.
Cheers
D
#2
Think you'll find that that charge is a lower ACC rate, ACC will contribute to fees depending on the injury and how it was done. Hubby fractured a vertebrae playing football, his chiropractor sessions were 1/2 the price of normal charges, ACC paid the rest, but I may be wrong lol
#3
Thread Starter
Forum Regular



Joined: Jul 2014
Posts: 229
From: Beachlands, Auckland








mmm, so I don't need to claim anything? the deduction is already made?
#4
The last time I had an injury, my GP notified ACC who then wrote to me with a claim reference. When I made a physio appt, I quoted the ACC ref and was charged a reduced price for my appointments. The Physiotherapist has to fill in another claim form if they feel you require extended treatment sessions.
#5
Lost in BE Cyberspace










Joined: Jun 2005
Posts: 5,248
From: In a large village called Auckland











#6
MODERATOR










Joined: Oct 2011
Posts: 9,072
From: Wellington - I miss Castles, the NHS & English school system











you should get a letter in the post with a claim number, you will need to have this for any related care for the injury to get the discount.
#7
Nz




Joined: Mar 2012
Posts: 368
From: Canterbury











My friend broke her arm tripping over at the weekend. He drs fee was covered. No charge. I think every where's different and each case is dealt with differently.
#8
Thread Starter
Forum Regular



Joined: Jul 2014
Posts: 229
From: Beachlands, Auckland








Cheers guys. I have southern cross private ins through work. I wonder if they can pick up the rest?
#9
I had a back injury, took me twelve weeks of interrogation and an MRI for ACC to pay up anything other than free physio which my Dr told me not to have before I had had an MRI as who knew what was going on inside my body.
It was a very confusing system, I thought it was an accident insurance that kicked in as soon as you were injured but 'They' needed physical evidence. They needed to see my spine was fooooked or else I got nothing.
It is easier if you have a broken bone than any other injury ... if you break a bone then it's sweet, they have black and white evidence and you are covered.
It was a very confusing system, I thought it was an accident insurance that kicked in as soon as you were injured but 'They' needed physical evidence. They needed to see my spine was fooooked or else I got nothing.
It is easier if you have a broken bone than any other injury ... if you break a bone then it's sweet, they have black and white evidence and you are covered.
#10
Okay, managed to injure my back on the mountain bike and went around to the Dr. He billed me 45 bucks and described it as a ACC consultation.
Question is - am I able to claim this money back through ACC or is that already factored in? I had a look at the ACC website and it's as clear as mud.... I also have a small prescription charge and he referred me to a physio, but the ACC was already factored in for the physio so that is fine.
Cheers
D
Question is - am I able to claim this money back through ACC or is that already factored in? I had a look at the ACC website and it's as clear as mud.... I also have a small prescription charge and he referred me to a physio, but the ACC was already factored in for the physio so that is fine.
Cheers
D
As it is ACC , your physio will be at a reduced rate depending on what your physio usually charges.
Any xrays will also be charged at a reduced rate.....so on and so forth.
$45 seems high for a consultation which includes an ACC discount. You may want to shop around.
Be careful with ACC. This needs to remain an ongoing injury and the effect from injury. Keep that ACC number close to your heart.
If in the future you have problems with your back, it could be considered wear and teat, then you will simply be on the wait lists and pay fully for any treatment.
The system is not a good one really. It is open to abuse and because of funding ACC and the health service tend to pass from pillar to post if they can.
#12
Account Closed
Joined: Mar 2008
Posts: 0











Our medical centre charges the same for an ordinary visit and an ACC one
. Frankly, I'm yet to understand the health system here after 8 years and having worked as a midwife in it for a while.
. Frankly, I'm yet to understand the health system here after 8 years and having worked as a midwife in it for a while.





usual price for me is $50 and $44 if an ACC visit.
