Non Resident UK Expat Car insurance for UK Car
#16
BE Forum Addict
Joined: Jan 2011
Location: Tunbridge Wells KENT
Posts: 2,914
Re: Non Resident UK Expat Car insurance for UK Car
This is a bit more onerous than mikelincs has stated above ref normal residence #14
This is not the same thing as being resident for tax purposes which could just kick-in after three months. There are of course ways around residence for tax purposes if one's income requires/justifies it and one is domiciled elsewhere since one can go to the remittance basis for tax purposes.
*You can't exchange your overseas driver's licence to a UK one, nor can you apply for a UK licence unless this is the case - incl having been in the UK for the last six months, plus
http://www.papool.co.uk/downloads/Foreign-DVLA-inf.pdf - at page 10????
Last edited by Pistolpete2; Jul 13th 2013 at 7:15 pm. Reason: *You can't exchange your overseas....
#17
Just Joined
Joined: Apr 2014
Posts: 1
Re: Non Resident UK Expat Car insurance for UK Car
I work in Canada but still have a permanent residence in the UK, and I found it almost impossible getting a quote from anyone. However, I did eventually get hold of some very helpful people and felt it only right that I let everyone else know about it. btw my advice is to call rather than use the website, as we are all in an unusual situation that isn't normally handled online.
Connections - 0800 479 6208 - These guys put me on to a couple of specialist insurers that eventually came up trumps. They also recommended the website tiger.co.uk but I didn't use it in the end
Be Wiser Insurance - 0800 9549956 - They ultimately got me some insurance through Aviva. The rep was VERY helpful, and even rang the underwriter directly to get me a cheaper quote and enhanced NCD
Clements - These guys offer insurance outside of the uk for ex-pats living abroad
Adrian Flux - They couldn't help me, but do cater for a number of unusual situations
I hope this helps people!!
Connections - 0800 479 6208 - These guys put me on to a couple of specialist insurers that eventually came up trumps. They also recommended the website tiger.co.uk but I didn't use it in the end
Be Wiser Insurance - 0800 9549956 - They ultimately got me some insurance through Aviva. The rep was VERY helpful, and even rang the underwriter directly to get me a cheaper quote and enhanced NCD
Clements - These guys offer insurance outside of the uk for ex-pats living abroad
Adrian Flux - They couldn't help me, but do cater for a number of unusual situations
I hope this helps people!!
#18
BE Enthusiast
Joined: Jan 2010
Posts: 605
Re: Non Resident UK Expat Car insurance for UK Car
Please be aware that if you drive on your UK licence while back here on holiday, you are driving illegally. UK licences are only valid if the licence holder is NORMALLY RESIDENT in the UK. This why most of the insurance companies will NOT give you a quote, even if you do get a quote, then, if you have an accident etc, you may well find that as you were driving with an invalid licence, then your insurance would be invalidated.