celine_uk

im finding that city centre Liverpool seems to all be pushing for you to buy units for investments only,, basically none a very little mortgage which we could do but I don't fancy living in a building full of students.... so we might give Liverpool a miss, Edinburgh is looking more and more appealing... it has a lot going on.... we are really not wanting to have a mortgage which will most likely mean we would buy an apartment/flat first........ I still have a UK credit card which I use sometimes and my credit score is good but Im concerned it might be hard to get a mortgage even if lets say I bought with a 75% deposit, I wouldn't have gotten a job yet.... so no mortgage would be better...

tdrinker

Regardless of credit score, I don't believe you will be able to get a mortgage without showing how you will make the payments, i.e. job or other secure income.

Liverpool will have lots of ordinary residential accommodation, but agree you should be wary of properties being marketed as investments. Edinburgh is a nice city.

Still Game

+1 for Edinburgh. Best capital city in the world in my opinion, but then I do love Scotland...