Disability insurance
#1
Forum Regular
Thread Starter
Joined: Jun 2008
Posts: 150
Disability insurance
Hello guys,
This is a rather unpleasant topic, but it's better to think about this topics before it's to late. Some of you might be in the same situation as us, therefore I thought I ask you for advice.
I am from Austria and my husband is US American. We are living together in Dubai and are insured with his company (health). In case my husband would one day have an accident and be disabled, which would not allow him to work, he would loose his job and therefore his health insurance. Therefore we are looking for a disability insurance that would not only pay us money every month (since he could not work), but also pay the healthcare. I am looking for the same package for me. Furthermore the insurance should allow us to return to Austria and consume it there.
Any ideas?
This is really important for me, as I am scared that in that case, we would not only be financially lost, but even seperated, as I cannot live in the US with him not being financially stable and same the other way around
Thanks for your help
This is a rather unpleasant topic, but it's better to think about this topics before it's to late. Some of you might be in the same situation as us, therefore I thought I ask you for advice.
I am from Austria and my husband is US American. We are living together in Dubai and are insured with his company (health). In case my husband would one day have an accident and be disabled, which would not allow him to work, he would loose his job and therefore his health insurance. Therefore we are looking for a disability insurance that would not only pay us money every month (since he could not work), but also pay the healthcare. I am looking for the same package for me. Furthermore the insurance should allow us to return to Austria and consume it there.
Any ideas?
This is really important for me, as I am scared that in that case, we would not only be financially lost, but even seperated, as I cannot live in the US with him not being financially stable and same the other way around
Thanks for your help
#2
Re: Disability insurance
I only know of one policy by American Life that does that for women if you are diagnosed with cancer.
Also, some companies have a death/disability insurance of sorts built into the contract. Something along the lines of if you were to sustain injury/death while conducting your normal duties at work, then you or your next of kin get a certain payout, like a year's worth of salary.
Also see what your current medical insurance actually covers. It probably won't hand out a monthly/yearly payout, but may give a lumpsum that can be used as you wish.
Also, some companies have a death/disability insurance of sorts built into the contract. Something along the lines of if you were to sustain injury/death while conducting your normal duties at work, then you or your next of kin get a certain payout, like a year's worth of salary.
Also see what your current medical insurance actually covers. It probably won't hand out a monthly/yearly payout, but may give a lumpsum that can be used as you wish.
#3
Account Closed
Joined: Jul 2007
Posts: 7,028
Re: Disability insurance
I asked this on an earlier thread but got no response so will try again here. Are UAE employers required by law to provide basic Health Insurance cover for their workers? I know that their dependants are not normally covered but what about the employees themselves?
#4
Re: Disability insurance
MM, xx
#5
Re: Disability insurance
Hello guys,
This is a rather unpleasant topic, but it's better to think about this topics before it's to late. Some of you might be in the same situation as us, therefore I thought I ask you for advice.
I am from Austria and my husband is US American. We are living together in Dubai and are insured with his company (health). In case my husband would one day have an accident and be disabled, which would not allow him to work, he would loose his job and therefore his health insurance. Therefore we are looking for a disability insurance that would not only pay us money every month (since he could not work), but also pay the healthcare. I am looking for the same package for me. Furthermore the insurance should allow us to return to Austria and consume it there.
Any ideas?
This is really important for me, as I am scared that in that case, we would not only be financially lost, but even seperated, as I cannot live in the US with him not being financially stable and same the other way around
Thanks for your help
This is a rather unpleasant topic, but it's better to think about this topics before it's to late. Some of you might be in the same situation as us, therefore I thought I ask you for advice.
I am from Austria and my husband is US American. We are living together in Dubai and are insured with his company (health). In case my husband would one day have an accident and be disabled, which would not allow him to work, he would loose his job and therefore his health insurance. Therefore we are looking for a disability insurance that would not only pay us money every month (since he could not work), but also pay the healthcare. I am looking for the same package for me. Furthermore the insurance should allow us to return to Austria and consume it there.
Any ideas?
This is really important for me, as I am scared that in that case, we would not only be financially lost, but even seperated, as I cannot live in the US with him not being financially stable and same the other way around
Thanks for your help
-
#6
Account Closed
Joined: Jul 2007
Posts: 7,028
Re: Disability insurance
under new rules, employers will have to cover basic health insurance for every employee...there will be a lot of publicity about it fairly soon...check out the dubai health authority website for full details, http://www.dha.gov.ae/output/page58.asp
MM, xx
MM, xx
#7
Re: Disability insurance
Hello guys,
This is a rather unpleasant topic, but it's better to think about this topics before it's to late. Some of you might be in the same situation as us, therefore I thought I ask you for advice.
I am from Austria and my husband is US American. We are living together in Dubai and are insured with his company (health). In case my husband would one day have an accident and be disabled, which would not allow him to work, he would loose his job and therefore his health insurance. Therefore we are looking for a disability insurance that would not only pay us money every month (since he could not work), but also pay the healthcare. I am looking for the same package for me. Furthermore the insurance should allow us to return to Austria and consume it there.
Any ideas?
This is really important for me, as I am scared that in that case, we would not only be financially lost, but even seperated, as I cannot live in the US with him not being financially stable and same the other way around
Thanks for your help
This is a rather unpleasant topic, but it's better to think about this topics before it's to late. Some of you might be in the same situation as us, therefore I thought I ask you for advice.
I am from Austria and my husband is US American. We are living together in Dubai and are insured with his company (health). In case my husband would one day have an accident and be disabled, which would not allow him to work, he would loose his job and therefore his health insurance. Therefore we are looking for a disability insurance that would not only pay us money every month (since he could not work), but also pay the healthcare. I am looking for the same package for me. Furthermore the insurance should allow us to return to Austria and consume it there.
Any ideas?
This is really important for me, as I am scared that in that case, we would not only be financially lost, but even seperated, as I cannot live in the US with him not being financially stable and same the other way around
Thanks for your help
N.
#8
Re: Disability insurance
Hello guys,
This is a rather unpleasant topic, but it's better to think about this topics before it's to late. Some of you might be in the same situation as us, therefore I thought I ask you for advice.
I am from Austria and my husband is US American. We are living together in Dubai and are insured with his company (health). In case my husband would one day have an accident and be disabled, which would not allow him to work, he would loose his job and therefore his health insurance. Therefore we are looking for a disability insurance that would not only pay us money every month (since he could not work), but also pay the healthcare. I am looking for the same package for me. Furthermore the insurance should allow us to return to Austria and consume it there.
Any ideas?
This is really important for me, as I am scared that in that case, we would not only be financially lost, but even seperated, as I cannot live in the US with him not being financially stable and same the other way around
Thanks for your help
This is a rather unpleasant topic, but it's better to think about this topics before it's to late. Some of you might be in the same situation as us, therefore I thought I ask you for advice.
I am from Austria and my husband is US American. We are living together in Dubai and are insured with his company (health). In case my husband would one day have an accident and be disabled, which would not allow him to work, he would loose his job and therefore his health insurance. Therefore we are looking for a disability insurance that would not only pay us money every month (since he could not work), but also pay the healthcare. I am looking for the same package for me. Furthermore the insurance should allow us to return to Austria and consume it there.
Any ideas?
This is really important for me, as I am scared that in that case, we would not only be financially lost, but even seperated, as I cannot live in the US with him not being financially stable and same the other way around
Thanks for your help
N.
#10
Forum Regular
Thread Starter
Joined: Jun 2008
Posts: 150
Re: Disability insurance
Thanks for the answers. I wrote you a pm. do most of you guys here in the forum have disability insurance?
#12
banned
Joined: Oct 2008
Posts: 7,611
Re: Disability insurance
Did you ever find anywhere to develop your photographs, buy DVD's, do your laundry, get a pizza etc etc