As you know perfectly well, the alternative is talking to me!

Shorter term plans with more flexibility in your case. If you have a significant lump sum then there are vehicles that have long term tax advantages for Brits, especially if they return to the UK.

In that case, is it not just better to put cash into a savings account?

No. Interest rates are very low and you have the potential to earn more, over the longer term, from equity-linked investment. Ideally you build up a cash lump sum (equivalent to 3-6 months outgoings minimum) and then look at investing.

I'm with you. Would 14.8 million dizzles be enough? Recruitment is booming at the moment...

'Old Women are all evil. This is a fact.' I like your sense of humour, reading your post made my day.

If anyone has received unsolicited PMs from another member touting for business I ask that you forward me said PMs so I can take the appropriate action.

Many thanks

Done.

Headhunting. What about you Dean?

Overpaid fat cat banker, with lots of money, and in dire need of a good adviser to tell me what to do with it............

Alleged 'head hunter' trying to help me out. Forwarded to you.

Just had a cold call from AES, selling point is that they're the only ones regulated out here blah blah.... Bye!

Your calls are not recorded, by any chance?

No didn't come through on my work one (which is) but my mobile and I cut him off pretty quick. Jockanese guy from somewhere in the South West, not Glasgow but close.

You should see how many numbers are under my contact named Mr Don't Answer.

Mine get assigned a silent ring tone