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Old Oct 29th 2014 | 7:09 am
  #91  
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Default Re: How much do you spend?

Originally Posted by BristolUK
I've never been to Costco but from sample prices I've seen I'm unconvinced.

It may be that their "normal" prices are less than other stores' normal prices, but with competitive pricing available at the stores available to me, I rarely pay "normal" price.

I have a meat and general store up the road that sells packs of lean burger patties (4 x 4oz) for $3-$3.50. 24 would be $18 to $21.

The Costco website is advertising 48 x 2oz ones (the same total weight) for $89.99. I'm quite prepared to accept they are leaner but more than four times the price?

The Costco site has K-Cup dark roast coffee for $49.99 for 96 pods. 52c a cup. I can buy PC's dark roast at the "overpriced" Shoppers Drugmart 40 for $17.99 this week. 45c a cup.


Costco 900g coffee $21. PC dark roast between $8 and $12.

Maybe I'm looking at the wrong examples.
Costco versus other stores' special offers was a long-running saga between the ex & I . He thought & still thinks bigger/more is better Also, I tended to factor in time & gas prices to get there, which didn't always work in Costco's favour.


Once upon a time, Costco was useful & had good savings. Maybe still does on some consumer goods (TVs etc??), also brand name basic clothing. I wouldn't know, as I realised that as far as food goes, I'm way better off shopping local supermarkets/farmers' market special offers weekly.

I also realised, a while ago, that it's worth reading the minuscule print of $ per weight/volume labels on supermarket shelves: several big names are all guilty of pushing "bulk"/large volumes of basics with big flashy signs, but when one looks at the small print, the regular size is cheaper...

I'm an unashamed cheapskate, & often buy no-name goods, knowing that they usually come from the same manufacturers as known brand names.

To swerve back to the op, food shopping was cheaper here than in Europe, years ago. Recently, not.

I'm in Qc, widely derided here & elsewhere as an Awful & Expensive Place to live.

Rent : 610/month all inclusive except snow clearing
House & car insurance: 50/month
Groceries for 2 people: ~250/month (no, that's not a typo)
Gas/transport : 80-100/month
Internet & 2 unlimited cellphones: 120/month

S
 
Old Oct 29th 2014 | 7:58 am
  #92  
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Default Re: How much do you spend?

Originally Posted by Pretty Flowers
For us monthly expenses: (Downtown Toronto)

Mortgage $1,700
Car loan $330
Insurance $600 (home and auto)
Hydro $90
Gas $120
Internet $40
Cable $140 :0
Groceries $600

... Water (not sure since we had the meter installed - are still to get a bill
Municipal Tax - about $300 month max

I'm always looking for ways to save money, which often include shouting at the other half to turn lights off (what is it with Americans not turning stuff off?)

We're lucky in that I bought our house on my own and these days we likely own 2/3rds of it, so have a low mortgage.

I am American and I turn everything off down to the internet modem when not in use.

Now the Canadian I live with is another story, she is always leaving things on especially lights....lol

Last edited by scrubbedexpat091; Oct 29th 2014 at 8:01 am.
 
Old Oct 29th 2014 | 8:01 am
  #93  
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Default Re: How much do you spend?

Originally Posted by Jsmth321
I am American and I turn everything off down to the internet modem when not in use.

Now the Canadian I live with is another story, she is always leaving things on especially lights....lol
touche! Shame on me for racial sterotyping!
 
Old Oct 29th 2014 | 8:04 am
  #94  
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Default Re: How much do you spend?

Originally Posted by Shirtback

I'm in Qc, widely derided here & elsewhere as an Awful & Expensive Place to live.

Rent : 610/month all inclusive except snow clearing
House & car insurance: 50/month
Groceries for 2 people: ~250/month (no, that's not a typo)
Gas/transport : 80-100/month
Internet & 2 unlimited cellphones: 120/month

S
From what I can tell Quebec seems pretty reasonable price wise on stuff when compared to other places, and downright cheap when compared to BC where we seem to always get to pay a premium on everything.

I compare flyers from Ontario/Quebec to BC for chains that have stores nationwide, and more times then not the prices in the flyers are cheaper then what the same product is here in BC for the same item.

If I spoke French, I'd consider Quebec.
 
Old Oct 29th 2014 | 8:15 am
  #95  
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Default Re: How much do you spend?

Salaries are also lower in Quebec on average than in the ROC though...
 
Old Oct 29th 2014 | 9:27 am
  #96  
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Default Re: How much do you spend?

Originally Posted by Jsmth321
From what I can tell Quebec seems pretty reasonable price wise on stuff when compared to other places, and downright cheap when compared to BC where we seem to always get to pay a premium on everything.

I compare flyers from Ontario/Quebec to BC for chains that have stores nationwide, and more times then not the prices in the flyers are cheaper then what the same product is here in BC for the same item.

If I spoke French, I'd consider Quebec.
(Re: bold) This is, of course, a major point to be considered!

Originally Posted by Pretty Flowers
Salaries are also lower in Quebec on average than in the ROC though...
Another good point, depending on one's job/sector/where in Qc one lives...

All in all, I think COL v. Salary, mostly evens out across Canada, although I do tend to think, based on unscientific criteria, that East of Toronto *might* be slightly cheaper than West of.

S
 
Old Oct 29th 2014 | 9:34 am
  #97  
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Default Re: How much do you spend?

Originally Posted by Shirtback

I'm in Qc, widely derided here & elsewhere as an Awful & Expensive Place to live.

Rent : 610/month all inclusive except snow clearing
House & car insurance: 50/month
Groceries for 2 people: ~250/month (no, that's not a typo)
Gas/transport : 80-100/month
Internet & 2 unlimited cellphones: 120/month
What a deal....

Worth considering - low COL in my opinion.

Would you mind describing the type of accommodation it is that you live in and the approximate location in Qc?

Thanks

Last edited by not2old; Oct 29th 2014 at 9:40 am.
 
Old Oct 29th 2014 | 9:59 am
  #98  
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Default Re: How much do you spend?

Originally Posted by not2old
What a deal....
Now there's an avatar !
 
Old Oct 29th 2014 | 10:04 am
  #99  
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Default Re: How much do you spend?

Originally Posted by Shard
Now there's an avatar !
a true to life picture photo of a senior from the council estate ....
 
Old Oct 29th 2014 | 10:05 am
  #100  
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Default Re: How much do you spend?

Originally Posted by not2old
a true to life picture of a senior from the council estate ....
who was the other guy, the bearded one? he looked familiar...
 
Old Oct 29th 2014 | 10:38 am
  #101  
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Default Re: How much do you spend?

Originally Posted by not2old
What a deal....

Worth considering - low COL in my opinion.

Would you mind describing the type of accommodation it is that you live in and the approximate location in Qc?

Thanks
Assuming you're not taking the piss:

I live ~an hour/hour & a half (depending on traffic & weather) North of Montreal. 2/3 hours to Ottawa. Town is considered "regional" capital. All major services, + pretty good (for Quebec) transport links. In the heart of major tourism sector. Large Anglophone population, but not quite enough for us to be considered as a bilingual municipality. I speak French . Salaries are good for Qc; low if you look at Canada-wide averages. Very little to no chance of a job if one doesn't speak French, but 30 minutes up the road is Tremblant, where one *might* get lucky

I rent a reasonably-sized apartment in a quadruplex, just off the Main Street, one street back from lake & 3 public beaches. Walking distance <15 minutes to everything from supermarkets to library to hospital.

Apartment has 2 king-size bedrooms, walkin bedroom-sized closet, reasonable kitchen-dining room, smallish living room, miniscule bathroom, massive glassed-in front balcony, large back balcony. All renovated to "as new" when I moved in 1/2013. We've had our bad moments with some dodgy tenants in other units in the building, but as of the last 6 months, & tightened rental requirements, it's a great building to live in. Free large parking lot too .

I've been rather un/underemployed for the last year, but if all goes well in the next one, I'm looking at buying a duplex in the same town, average pricing 130K in a quiet part of town, with no renovations required. With renovations, <100k.

S
 
Old Oct 29th 2014 | 11:09 am
  #102  
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Default Re: How much do you spend?

Shirtback @ post 101 thanks

No, I wasn't taking the piss, something I try not to do ever.

Good info & amazing COL

Good luck to you ....
 
Old Oct 29th 2014 | 11:12 am
  #103  
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Default Re: How much do you spend?

Originally Posted by Shard
who was the other guy, the bearded one? he looked familiar...
Its James Randi - Novocastrian sussed the picture from the get-go

JREF - Home

Last edited by not2old; Oct 29th 2014 at 11:14 am.
 
Old Oct 29th 2014 | 11:18 am
  #104  
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Default Re: How much do you spend?

Originally Posted by not2old
Its James Randi - Novocastrian sussed the picture from the get-go

JREF - Home
Oh ok. No idea who he is (James Randi) but I did look at the link. Haven't been on BE long enough to know all of Novo's incarnations. He was wizard (sans baguette) when I joined.
 
Old Oct 29th 2014 | 11:38 am
  #105  
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Default Re: How much do you spend?

Originally Posted by Pretty Flowers
For us monthly expenses: (Downtown Toronto)

Mortgage $1,700
Car loan $330
Insurance $600 (home and auto)
Hydro $90
Gas $120
Internet $40
Cable $140 :0
Groceries $600

... Water (not sure since we had the meter installed - are still to get a bill
Municipal Tax - about $300 month max

I'm always looking for ways to save money, which often include shouting at the other half to turn lights off (what is it with Americans not turning stuff off?)

We're lucky in that I bought our house on my own and these days we likely own 2/3rds of it, so have a low mortgage.
Your insurance is awfully high???

I pay $210 with renters and life insurance included.

Who do you use???
 


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