Is that the tap threshold? We're only on £30 in Blighty, which does not go far...

$100 was the tap limit when we had RBC accounts. Now with the credit union and they don't offer tap and pay at all.

My US bank card has a $100 limit as well but the tap function doesn't work in Canada only in the US.

One of my cards doesn't have tap either. Annoying as it's a big bank and main card.

Tap cards must be a thief's present from heaven

I suppose. I wonder what the liability is if one is lost. It used to be capped at £50, but you can imagine some pretty high bills if the card went unreported. Maybe, these days, there is some neural net monitoring unusual spending patterns?

According to the Interac website in Canada for their system the consumer has Zero Liability for unauthorized transactions, which is also what RBC said when I had an account there and asked.

I assume the Zero liability requires the consumer to report the card missing/stolen/lost in a timely fashion and whatever else the bank/credit union requires.

The one and only time my card was compromised and used by a thief, RBC was good, they didn't make it difficult, and the money was back in my account in under 24 hours.

Interact also says $100 max per transactions and $200 max per day for the tap function.

(I suppose some banks could have a lower or higher limit, but dunno.)

http://www.interac.ca/en/interac-flash-security

I'm not baking the cake thing, but I'd cook and eat the rest of it. A little stew like the new potato, peas, onions and bacon would be easy to make in single serving too. It doesn't look far from the corn chowder I make but not chopped. Next time I'm shopping and see new potatoes...... maybe on Friday. It would be better with fresh peas than frozen, but maybe snow peas would be a good substitute.
http://news.nationalpost.com/life/fo...es-stereotypes

As the flyers land in the mailbox I want to plan out any projects - missed the sale on ribs at Independent but still want an excuse to get the smoker going out back.

Today was a great example of the bargains to be had from Shoppers Drug Mart.

President's Choice Dark Roast Coffee 875g. $7.99. It's normally $15.99 at Superstore. I say "normally" but more often than not it's on offer, although the offer price is more likely around $10. Current week's offer $11.99.

Eggs routinely $2.29 - the cheapest around here but weekend specials knock it down. $1.77 today.

Butter $3.99. When Superstore has it for less it "sells out" so quickly I'm not sure they actually had any.

Pepsi 6 pack, $2.29 weekend special. The usual price, no matter where it's sold is $4.99 but sometimes $3.49.

Tropicana 1.65l OJ $2.99.

My bill was $40. Full price (no matter where bought) it would have been around $58.

Even better, I only paid $10 thanks to Premium Points paying the rest. And those points really don't take long to accumulate what with the regular 20x the points weekends.

No Frills vs Save On Foods. (I bought the items at No Frills and used Save On online store to compare what the total would be there for the same* items.)

Items bought:

Water enhancer.
PC Maple Syrup
Tostitos tortilla chips
Tex mex shredded cheese
Milk 2 liters
Chocolate Milk single size
Frozen waffles
Ice Cream Sandwiches
2 turkey pot pies
2 packages stuffed chicken breasts
2 packages of bagles

Total at No Frills $36.84

Total at Save On $ 67.47












* Some items were store brand so a direct comparison isn't possible, where it was a store brand at No Frills the Save On store brand was used.

Do you get PC Points as well? I don't, (even though I shop at Loblaws more than anywhere else) and now that they don't have the Superbuck coupon from gas purchases anymore I'm considering getting the PC Points thing. I still want to pay cash for groceries and still only want to use my credit union credit card, but I miss getting that 2 - 3 bucks coupon on a fill-up when I'm travelling.

I give them the card but don't have many points, not sure how the system works, I think we have 1,200 or so last I looked.

We have around 43,000 points so could redeem $40.

Do you get a weekly mail from them? If you don't 'load your offers' you will only accumulate points pretty slowly.

It's probably an equivalent amount of alcohol exclusive shopping.

Looks into the distance with eyes moistening...

They had it again last Thursday, not in the flyer.

Each of us bought the limit of 12 and all three receipts showed 44c not 50c. That's $5.28 whereas a pack of 12 is close to $10 normally.

PC Sumatra is now my favourite and judging by the space on the shelf when there's an offer on the packs, so is everyone else's.