transfer of pension?? please help!
#1
Just Joined
Thread Starter
Joined: Apr 2006
Posts: 5
transfer of pension?? please help!
hello
my BF and I are moving to Montpellier at the end of this month (I am French he is British). We have both worked a few years here and would like to have our pension transferred to France: so when we arrive at retirement age the years we have worked here (6 for me - 12 for him) would be counted in... (in France the age you are entitled your pension depends on the number of years you have worked)
Any idea?
I heard of a E205 but can't find anything!
Has anybody transferred their pension?
Thanks!!
my BF and I are moving to Montpellier at the end of this month (I am French he is British). We have both worked a few years here and would like to have our pension transferred to France: so when we arrive at retirement age the years we have worked here (6 for me - 12 for him) would be counted in... (in France the age you are entitled your pension depends on the number of years you have worked)
Any idea?
I heard of a E205 but can't find anything!
Has anybody transferred their pension?
Thanks!!
#2
Forum Regular
Joined: Apr 2006
Location: Herault
Posts: 214
Re: transfer of pension?? please help!
[QUOTE=my flowers are beautiful]hello
my BF and I are moving to Montpellier at the end of this month (I am French he is British). We have both worked a few years here and would like to have our pension transferred to France: so when we arrive at retirement age the years we have worked here (6 for me - 12 for him) would be counted inI heard of a E205 but can't find anything!
Has anybody transferred their pension?
I have not transferred my pension as such, although I have been in a slightly similar situation to yours. (Originally French, I lived in the UK for 35 years and have been back in France for 5 years - near Montpellier). I now receive a UK state pension - and normally could also get a very small pension for the 6 years I worked in France, but I have decided to defer it until I am 65 - "they" offered me a deal so that I will get a few more euros then.
I decided (by default) to keep the 2 pensions separate, as it was complicated enough to try to find out about the French one - so many trips to CRAM, such a huge and complex "dossier" to compile, and interestingly, nobody ever mentioned to me that I could transfer my UK pension here. Perhaps it is because I have not worked since I have returned to France, so that the 6 "French" years are from "before". I would be interested to find out if, economically, it makes good sense to transfer -
I haven't - knowingly - heard of E205 - in any case, good luck, I would love to know how you will be getting on!
my BF and I are moving to Montpellier at the end of this month (I am French he is British). We have both worked a few years here and would like to have our pension transferred to France: so when we arrive at retirement age the years we have worked here (6 for me - 12 for him) would be counted inI heard of a E205 but can't find anything!
Has anybody transferred their pension?
I have not transferred my pension as such, although I have been in a slightly similar situation to yours. (Originally French, I lived in the UK for 35 years and have been back in France for 5 years - near Montpellier). I now receive a UK state pension - and normally could also get a very small pension for the 6 years I worked in France, but I have decided to defer it until I am 65 - "they" offered me a deal so that I will get a few more euros then.
I decided (by default) to keep the 2 pensions separate, as it was complicated enough to try to find out about the French one - so many trips to CRAM, such a huge and complex "dossier" to compile, and interestingly, nobody ever mentioned to me that I could transfer my UK pension here. Perhaps it is because I have not worked since I have returned to France, so that the 6 "French" years are from "before". I would be interested to find out if, economically, it makes good sense to transfer -
I haven't - knowingly - heard of E205 - in any case, good luck, I would love to know how you will be getting on!
Last edited by karunia; Apr 11th 2006 at 5:25 pm. Reason: spelling mistake
#3
BE Enthusiast
Joined: Mar 2006
Location: Brussels
Posts: 887
Re: transfer of pension?? please help!
Frankly , the way "frozen" U.K. pensions perform and yield , it is always better to have such balances transferred , to a reputable provider , like Friends Provident or similar ;
this can in some instances be done wih an international adviser/broker , and in some others , with a U.K. IFA .
If interested to pursue further , send me an e-mail or PM , then we can see who to put you in touch with , to optimise the situations...
this can in some instances be done wih an international adviser/broker , and in some others , with a U.K. IFA .
If interested to pursue further , send me an e-mail or PM , then we can see who to put you in touch with , to optimise the situations...
#4
BE Enthusiast
Joined: Apr 2005
Location: Montreal
Posts: 366
Re: transfer of pension?? please help!
Originally Posted by my flowers are beautiful
hello
my BF and I are moving to Montpellier at the end of this month (I am French he is British). We have both worked a few years here and would like to have our pension transferred to France: so when we arrive at retirement age the years we have worked here (6 for me - 12 for him) would be counted in... (in France the age you are entitled your pension depends on the number of years you have worked)
Any idea?
I heard of a E205 but can't find anything!
Has anybody transferred their pension?
Thanks!!
my BF and I are moving to Montpellier at the end of this month (I am French he is British). We have both worked a few years here and would like to have our pension transferred to France: so when we arrive at retirement age the years we have worked here (6 for me - 12 for him) would be counted in... (in France the age you are entitled your pension depends on the number of years you have worked)
Any idea?
I heard of a E205 but can't find anything!
Has anybody transferred their pension?
Thanks!!
Good luck!