transfer of pension?? please help!
 

hello

my BF and I are moving to Montpellier at the end of this month (I am French he is British). We have both worked a few years here and would like to have our pension transferred to France: so when we arrive at retirement age the years we have worked here (6 for me - 12 for him) would be counted in... (in France the age you are entitled your pension depends on the number of years you have worked)

Any idea?
I heard of a E205 but can't find anything!
Has anybody transferred their pension?

Thanks!! :cool:

Re: transfer of pension?? please help!
 

[QUOTE=my flowers are beautiful]hello

my BF and I are moving to Montpellier at the end of this month (I am French he is British). We have both worked a few years here and would like to have our pension transferred to France: so when we arrive at retirement age the years we have worked here (6 for me - 12 for him) would be counted inI heard of a E205 but can't find anything!
Has anybody transferred their pension?

I have not transferred my pension as such, although I have been in a slightly similar situation to yours. (Originally French, I lived in the UK for 35 years and have been back in France for 5 years - near Montpellier). I now receive a UK state pension - and normally could also get a very small pension for the 6 years I worked in France, but I have decided to defer it until I am 65 - "they" offered me a deal so that I will get a few more euros then.
I decided (by default) to keep the 2 pensions separate, as it was complicated enough to try to find out about the French one - so many trips to CRAM, such a huge and complex "dossier" to compile, and interestingly, nobody ever mentioned to me that I could transfer my UK pension here. Perhaps it is because I have not worked since I have returned to France, so that the 6 "French" years are from "before". I would be interested to find out if, economically, it makes good sense to transfer -
I haven't - knowingly - heard of E205 - in any case, good luck, I would love to know how you will be getting on!

Re: transfer of pension?? please help!
 

Frankly , the way "frozen" U.K. pensions perform and yield , it is always better to have such balances transferred , to a reputable provider , like Friends Provident or similar ;
this can in some instances be done wih an international adviser/broker , and in some others , with a U.K. IFA .
If interested to pursue further , send me an e-mail or PM , then we can see who to put you in touch with , to optimise the situations...

Re: transfer of pension?? please help!
 

You have to get in touch with the International Department at the Department of Work and Pensions (http://www.dwp.gov.uk/). You fill out some form to request a summary of your contributions to date (just a list of eligible years) and then you give that to the authorities in France. I got mine after about 4 weeks. You can also fax the application in but mark it for the attention of the International Department. If you have a temporary NI number (based upon your name and date of birth) you need to register to get a permanent one first before they've give you the certificate.
Good luck!