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Spouse VISA via self employed Success! - Financial Requirement section

Spouse VISA via self employed Success! - Financial Requirement section

Old Jun 14th 2015, 4:46 am
  #16  
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Default Re: Spouse VISA via self employed Success! - Financial Requirement section

Yes your gross earned income. Forget about the standard tax allowance of £11,000 or whatever it is.

So if you stated your income was £25,000 after all your tax deduction expenses (i.e. For instance your revenue was £34,000 but had £9000 of expenses making an income of £25,000) on your tax return and you paid tax based on that £25k (the tax you paid will incorporate the standard personal tax allowance) then yes you are above the threshold.




Originally Posted by SanDiegogirl View Post
The figure of 18,600 is gross earned income for employed persons.
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Old Jun 14th 2015, 4:49 am
  #17  
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Default Re: Spouse VISA via self employed Success! - Financial Requirement section

See my reply to you via SanDiagogirl post

Originally Posted by redcoat View Post
Hello UKguy0061,
I am currently trying to work out if I can bring my wife to the UK but I am very confused. I read the figure of £18,600 required, yet I have been told that the personal tax allowance is deducted from the gross income for the tax year. In effect, if I earned £25,000 (self-employed) it is counted as only £15,000 taxable income. I was astonished. Do you know if this is correct?
Thanks, Steve
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Old Aug 5th 2015, 3:02 pm
  #18  
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Default Re: Spouse VISA via self employed Success! - Financial Requirement section

[QUOTE=UKguy0061;11578505]Just wanted to post some advise for others having difficulty with the financial requirement bit of the spouse Visa if your self employed. Even though we didn't use a lawyer we still had a successful application.

My partner got her VISA using the UKBA premium service, we got a decision within 2.5hours! The premium service is £1001 total so that's £400 extra on top of the normal £601 for the postal application. In my opinion it's well worth £400 to avoid 2 months of uncertainty, nail biting and hassle. Plus if you are applying close to April you might have to reapply for the next financial year if your application gets sent back.

I'm self employed so I had to provide tons of extra paperwork but it worked out ok in the end. Here's how I did it:

For the Financial Requirement section:

- Brief letter stating the nature of you self-employment (so I created a formal letter which stated my job title, stated that my income exceeds the minimum requirement, stated when I registered as self employed with HMRC and also where to find the income on the bank statements I provided)

- Evidence of the amount of tax payable, paid and unpaid for the last full financial year (I provided 3 documents here. Firstly a print out copy of the Annual self-assessment tax return to HMRC for the last financial year. Secondly I provided a Statement of Account SA302. Thirdly I got a print out of my Tax payment calculation from HMRC. You can get all of these posted to you if you call HMRC )

- Proof of registration with HMRC as self-employed (I couldn't find my original copy of this so I phoned HMRC and they sent me out a confirmation of self-employment)

- Unique tax reference number UTR (There is no document for this but the UTR number appears on the HMRC letters so that is fine)

- Personal bank statements for the same 12-month period as the tax return showing that the income from self-employment has been paid into an account in the name of the person or in the name of the person and their partner jointly – need full bank statements for each month of tax year period (I have paperless banking so I had to call my bank and request paper copies of my statement between the start and end of the last financial year)

- Evidence of ongoing self-employment through evidence of payment of Class 2 National Insurance contributions (I proved 2 documents here. Firstly call HMRC and ask for a schedule of payments for Class 2 National Insurance contributions. Secondly I went to my bank and got a authorised print out (with official bank stamp) of the class 2 National insurance payments made to HMRC from the end of the last financial year to the current date.

- Unaudited accounts for the last full financial year and an accountant’s certificate of confirmation, from an accountant who is a member of a UK Recognised Supervisory Body (as defined in the Companies Act 2006) (This was the final document I provided and tricky to get hold of if you do your own accounts. First of all this is just one letter, you can't get a certificate of confirmation from an accountant basically all you need do is insure that the accountant puts their credentials (ICAEW) and membership number at the bottom of the letter next to where they sign. I paid an accountant £150 for this letter but you must insure they are a fully qualified accountant member of the ICAEW (or other allowed body) otherwise the letter is worthless!! There are lots of qualified accountants in the UK that will be able to do this for you. Basically you need to provide them with your income statement calculations which you used to fill out your tax return from that they can draft you a letter containing these calculations and saying they confirm the calculations based on the information you provided them with)


I just want to start by saying you are such a good person for going out of your way to provide this information. I have recently sent in my application and they have requested what you wrote about the only thing is they haven't given us much time to get all of this. When you requested your certificate of self employment did they ask that you submit your request in writting? Because that's what hmrc asked of my husband. Also do you think all this information might be in the possession of my husbands accountant?
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Old Oct 22nd 2015, 10:23 am
  #19  
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Default Re: Spouse VISA via self employed Success! - Financial Requirement section

Hi UKGuy

Thank you so much for such a detailed explanation of how you successfully demonstrated meeting the financial requirement. My husband and I are applying to extend his spouse visa and are both self employed and struggling with this section of the application.

I am finding it impossible to find a qualified accountant who is willing to provide this certificate of confirmation - most don't even know what it is - but anyhow since I do my own accounts and it's not ongoing business they are not interested!

Would you be willing to share the details of the accountant who did this for you please?

Thanks in advance - and congratulations!!
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Old Nov 8th 2015, 1:09 pm
  #20  
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Default Re: Spouse VISA via self employed Success! - Financial Requirement section

congratulations! the application documents are a nightmare!

I am applying under the Tier 1 rules and am self employed. Could I please ask how your accountant drafted the letter confirming earnings etc?
Would it be possible to send me a template or the actual letter your accountant came up with (sans your details of course)?
Thank you v much.
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Old Jan 8th 2016, 8:44 am
  #21  
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Default Re: Spouse VISA via self employed Success! - Financial Requirement section

@ rikkielise,

have you applied your Visa? or prepared your application.

I'm also in the same situation , very concerned about

(iv) If company is not required to produce annual audited accounts, unaudited accounts for the last full financial year and an accountant’s certificate of confirmation, from an accountant who is a member of a UK Recognised Supervisory Body (as defined in the Companies Act 2006); (v) Corporate/business .
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Old Jan 18th 2016, 3:58 am
  #22  
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Default Re: Spouse VISA via self employed Success! - Financial Requirement section

UKGuy did you come across any information in your research about proving self-employment will be ongoing if you're OUTSIDE the UK?
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Old Jan 28th 2016, 12:12 pm
  #23  
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Default Re: Spouse VISA via self employed Success! - Financial Requirement section

Originally Posted by UKguy0061 View Post
Just wanted to post some advise for others having difficulty with the financial requirement bit of the spouse Visa if your self employed. Even though we didn't use a lawyer we still had a successful application.

My partner got her VISA using the UKBA premium service, we got a decision within 2.5hours! The premium service is £1001 total so that's £400 extra on top of the normal £601 for the postal application. In my opinion it's well worth £400 to avoid 2 months of uncertainty, nail biting and hassle. Plus if you are applying close to April you might have to reapply for the next financial year if your application gets sent back.

I'm self employed so I had to provide tons of extra paperwork but it worked out ok in the end. Here's how I did it:

For the Financial Requirement section:

- Brief letter stating the nature of you self-employment (so I created a formal letter which stated my job title, stated that my income exceeds the minimum requirement, stated when I registered as self employed with HMRC and also where to find the income on the bank statements I provided)

- Evidence of the amount of tax payable, paid and unpaid for the last full financial year (I provided 3 documents here. Firstly a print out copy of the Annual self-assessment tax return to HMRC for the last financial year. Secondly I provided a Statement of Account SA302. Thirdly I got a print out of my Tax payment calculation from HMRC. You can get all of these posted to you if you call HMRC )

- Proof of registration with HMRC as self-employed (I couldn't find my original copy of this so I phoned HMRC and they sent me out a confirmation of self-employment)

- Unique tax reference number UTR (There is no document for this but the UTR number appears on the HMRC letters so that is fine)

- Personal bank statements for the same 12-month period as the tax return showing that the income from self-employment has been paid into an account in the name of the person or in the name of the person and their partner jointly – need full bank statements for each month of tax year period (I have paperless banking so I had to call my bank and request paper copies of my statement between the start and end of the last financial year)

- Evidence of ongoing self-employment through evidence of payment of Class 2 National Insurance contributions (I proved 2 documents here. Firstly call HMRC and ask for a schedule of payments for Class 2 National Insurance contributions. Secondly I went to my bank and got a authorised print out (with official bank stamp) of the class 2 National insurance payments made to HMRC from the end of the last financial year to the current date.

- Unaudited accounts for the last full financial year and an accountant’s certificate of confirmation, from an accountant who is a member of a UK Recognised Supervisory Body (as defined in the Companies Act 2006) (This was the final document I provided and tricky to get hold of if you do your own accounts. First of all this is just one letter, you can't get a certificate of confirmation from an accountant basically all you need do is insure that the accountant puts their credentials (ICAEW) and membership number at the bottom of the letter next to where they sign. I paid an accountant £150 for this letter but you must insure they are a fully qualified accountant member of the ICAEW (or other allowed body) otherwise the letter is worthless!! There are lots of qualified accountants in the UK that will be able to do this for you. Basically you need to provide them with your income statement calculations which you used to fill out your tax return from that they can draft you a letter containing these calculations and saying they confirm the calculations based on the information you provided them with)


So it took time to get all of the documents but we had a successful application. I recommend checking all pieces of information with a fine tooth-comb to insure no screw-ups.

Hope this helps.
This Information is great. A real help thank you.

I also do my own accounts and i am struggling to find an accountant willing to write this letter for me without them doing my accounts again for me and charging for this which I dont need. Can ask which accountants you used.

Many thanks

Adam
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Old Feb 22nd 2016, 11:18 pm
  #24  
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Default Re: Spouse VISA via self employed Success! - Financial Requirement section

Hi everyone,
First of all many thanks to UKguy0061 for sharing his experience, this was very informative.
Secondly, i wanted to ask you all if you could advise me on my issue, as i have similar issue. Let me explain, I am 23 and student who has partner abroad as i currently do not work i am having trouble to support my partner's application to come to UK as i am not employed. However, from April i intent to start working as self-employed. Sadly i did not understand well UKBA requirements, in regards to how long minimum i should be working to be able to support my partner's application? is it 12 month or 6 month? also another question, if it is 6 month (this will be great) and if i start working in April, how can i prove that i meet financial requirement? what documents will be required from me to support my partner's application (in addition to payslips, bank statement for last 6 month)? further to this, will i need some kind of letter(s) from employer? if yes, what will be required?

Many thanks guys in advance for your
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Old Feb 23rd 2016, 4:50 am
  #25  
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Default Re: Spouse VISA via self employed Success! - Financial Requirement section

If we are self-employed it's the last FULL financial year. So if you are in the UK you have to work from 1st April 2016 - 31st March 2017.

PLUS the time it takes for your accountant to supply you unaudited accounts.

Better of getting a job offer.

This is assuming you are in the UK


Originally Posted by Moros View Post
Hi everyone,
First of all many thanks to UKguy0061 for sharing his experience, this was very informative.
Secondly, i wanted to ask you all if you could advise me on my issue, as i have similar issue. Let me explain, I am 23 and student who has partner abroad as i currently do not work i am having trouble to support my partner's application to come to UK as i am not employed. However, from April i intent to start working as self-employed. Sadly i did not understand well UKBA requirements, in regards to how long minimum i should be working to be able to support my partner's application? is it 12 month or 6 month? also another question, if it is 6 month (this will be great) and if i start working in April, how can i prove that i meet financial requirement? what documents will be required from me to support my partner's application (in addition to payslips, bank statement for last 6 month)? further to this, will i need some kind of letter(s) from employer? if yes, what will be required?

Many thanks guys in advance for your
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Old Feb 23rd 2016, 9:06 pm
  #26  
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Default Re: Spouse VISA via self employed Success! - Financial Requirement section

I'm wondering if anyone can help.
I am currently in the process of looking to apply for a fiance visa and we require the same financial documents as at the beginning of the thread.

I recently registered as self-employed and have recently submitted my tax return for the last financial year April 2014-2015.
As I was employed for half of that financial year I have paid some National Insurance contributions. However I haven't paid the remaining part, as now this is meant to be done through self-assessment. Does anyone know how I can try and pay any remaining National Insurance contributions quickly? The website is very confusing and doesn't really explain how or when you are meant to pay!

I'm eager to get the application done asap!
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Old Mar 20th 2016, 5:56 pm
  #27  
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Default Re: Spouse VISA via self employed Success! - Financial Requirement section

Those of you who were looking for a certified accountant who was willing to certify your unaudited accounts - any luck?

It is proving difficult to find anyone who is prepared to do it, without me being a previous client of theirs.

If anyone could share any details of an accountant they used - be it in this thread or via private message, it would be greatly appreciated!
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Old Apr 5th 2016, 6:27 pm
  #28  
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Default Re: Spouse VISA via self employed Success! - Financial Requirement section

Hi! We are currently applying for spouse visa under self employed. This article is really helpful!

My husband was only self employed for about 7 months and since its April, we are about to pay his taxes. Can we apply now or we need to wait for one full year of him being self employed?
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Old May 25th 2016, 9:42 am
  #29  
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Default Re: Spouse VISA via self employed Success! - Financial Requirement section

Originally Posted by UKguy0061 View Post
Just wanted to post some advise for others having difficulty with the financial requirement bit of the spouse Visa if your self employed. Even though we didn't use a lawyer we still had a successful application.

My partner got her VISA using the UKBA premium service, we got a decision within 2.5hours! The premium service is £1001 total so that's £400 extra on top of the normal £601 for the postal application. In my opinion it's well worth £400 to avoid 2 months of uncertainty, nail biting and hassle. Plus if you are applying close to April you might have to reapply for the next financial year if your application gets sent back.

I'm self employed so I had to provide tons of extra paperwork but it worked out ok in the end. Here's how I did it:

For the Financial Requirement section:

- Brief letter stating the nature of you self-employment (so I created a formal letter which stated my job title, stated that my income exceeds the minimum requirement, stated when I registered as self employed with HMRC and also where to find the income on the bank statements I provided)

- Evidence of the amount of tax payable, paid and unpaid for the last full financial year (I provided 3 documents here. Firstly a print out copy of the Annual self-assessment tax return to HMRC for the last financial year. Secondly I provided a Statement of Account SA302. Thirdly I got a print out of my Tax payment calculation from HMRC. You can get all of these posted to you if you call HMRC )

- Proof of registration with HMRC as self-employed (I couldn't find my original copy of this so I phoned HMRC and they sent me out a confirmation of self-employment)

- Unique tax reference number UTR (There is no document for this but the UTR number appears on the HMRC letters so that is fine)

- Personal bank statements for the same 12-month period as the tax return showing that the income from self-employment has been paid into an account in the name of the person or in the name of the person and their partner jointly – need full bank statements for each month of tax year period (I have paperless banking so I had to call my bank and request paper copies of my statement between the start and end of the last financial year)

- Evidence of ongoing self-employment through evidence of payment of Class 2 National Insurance contributions (I proved 2 documents here. Firstly call HMRC and ask for a schedule of payments for Class 2 National Insurance contributions. Secondly I went to my bank and got a authorised print out (with official bank stamp) of the class 2 National insurance payments made to HMRC from the end of the last financial year to the current date.

- Unaudited accounts for the last full financial year and an accountant’s certificate of confirmation, from an accountant who is a member of a UK Recognised Supervisory Body (as defined in the Companies Act 2006) (This was the final document I provided and tricky to get hold of if you do your own accounts. First of all this is just one letter, you can't get a certificate of confirmation from an accountant basically all you need do is insure that the accountant puts their credentials (ICAEW) and membership number at the bottom of the letter next to where they sign. I paid an accountant £150 for this letter but you must insure they are a fully qualified accountant member of the ICAEW (or other allowed body) otherwise the letter is worthless!! There are lots of qualified accountants in the UK that will be able to do this for you. Basically you need to provide them with your income statement calculations which you used to fill out your tax return from that they can draft you a letter containing these calculations and saying they confirm the calculations based on the information you provided them with)


So it took time to get all of the documents but we had a successful application. I recommend checking all pieces of information with a fine tooth-comb to insure no screw-ups.

Hope this helps.

Can you let me know which accountant did that for you. I do my own accounts but I keep reading that most accountants won't put their name to a letter like this without actually preparing the accounts. Thank you.
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Old Jun 4th 2016, 2:28 pm
  #30  
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Default Re: Spouse VISA via self employed Success! - Financial Requirement section

I used this guys advice and it helped me tremendously I successfully got my spousal visa using his tips..if anyone needs further clarification I am willing to help
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