British citizen living abroad? Non-EEA spouse? This may affect you!
#1006
Re: British citizen living abroad? Non-EEA spouse? This may affect you!
There is an outside possibilty that my wife can get a Portugese passport in the next 3 months. This will help us bypass this stupid non EEU spouse procedure. We have just begun the process.
Can anybody guide me to the differences this will make (ie ILR, ability to claim benefits if needed(though to be honest we dont want these and will only claim as a last resort), eventual UK citizenship etc etc)
Thanks
Can anybody guide me to the differences this will make (ie ILR, ability to claim benefits if needed(though to be honest we dont want these and will only claim as a last resort), eventual UK citizenship etc etc)
Thanks
#1007
Re: British citizen living abroad? Non-EEA spouse? This may affect you!
There is an outside possibilty that my wife can get a Portugese passport in the next 3 months. This will help us bypass this stupid non EEU spouse procedure. We have just begun the process.
Can anybody guide me to the differences this will make (ie ILR, ability to claim benefits if needed(though to be honest we dont want these and will only claim as a last resort), eventual UK citizenship etc etc)
Can anybody guide me to the differences this will make (ie ILR, ability to claim benefits if needed(though to be honest we dont want these and will only claim as a last resort), eventual UK citizenship etc etc)
http://www.ukba.homeoffice.gov.uk/eu...eea-nationals/
#1008
Re: British citizen living abroad? Non-EEA spouse? This may affect you!
Not sure about benefits, but have you checked this UKBA page on EU citizens' right & responsibilities while living in the UK?
http://www.ukba.homeoffice.gov.uk/eu...eea-nationals/
http://www.ukba.homeoffice.gov.uk/eu...eea-nationals/
#1009
Account Closed
Joined: Jul 2007
Posts: 26,319
Re: British citizen living abroad? Non-EEA spouse? This may affect you!
In which case, were we to announce we're leaving the EU, I think we'd see a large influx of low-paid European workers trying to get in before we close the door.
#1010
Re: British citizen living abroad? Non-EEA spouse? This may affect you!
I have no idea myself, but there was a thread recently in this part of BE that discussed this issue. Don't know if you saw it:
http://britishexpats.com/forum/showt...h#post10363562
#1011
Re: British citizen living abroad? Non-EEA spouse? This may affect you!
Oops, I just saw that you actually posted on the thread I linked, Victor Meldrew, so of course you saw it. And not only did you post on that thread but I replied to your post there!
I think I'll have to blame my senior memory for posting a link without looking at it thoroughly.
I think I'll have to blame my senior memory for posting a link without looking at it thoroughly.
#1012
Forum Regular
Joined: Sep 2012
Posts: 85
Re: British citizen living abroad? Non-EEA spouse? This may affect you!
Lodger income does not count, if the lodger resides in your primary residence. We were counting on our lodger income (it puts us over the income threshold) but found out since we can't use it. In fact, 3 of 4 of our sources of income are not acceptable.
I won't be able to join my husband in the foreseeable future.
#1013
BE Enthusiast
Joined: Feb 2012
Posts: 837
Re: British citizen living abroad? Non-EEA spouse? This may affect you!
I don't know if anyone answered this yet, I've been at this forum all night and don't have the patience to go forward to find out.
Lodger income does not count, if the lodger resides in your primary residence. We were counting on our lodger income (it puts us over the income threshold) but found out since we can't use it. In fact, 3 of 4 of our sources of income are not acceptable.
I won't be able to join my husband in the foreseeable future.
Lodger income does not count, if the lodger resides in your primary residence. We were counting on our lodger income (it puts us over the income threshold) but found out since we can't use it. In fact, 3 of 4 of our sources of income are not acceptable.
I won't be able to join my husband in the foreseeable future.
Appendix FM:
E-ECP.3.2. When determining whether the financial requirement in paragraph EECP.
3.1. is met only the following sources will be taken into account-
(a) income of the partner from specified employment or self-employment, which, in respect of a partner returning to the UK with the applicant, can include specified employment or self-employment overseas and in the UK;
(b) specified pension income of the applicant and partner;
(c) any specified maternity allowance or bereavement benefit received by the partner in the UK;
(d) other specified income of the applicant and partner; and
(e) specified savings of the applicant and partner.
E-ECP.3.2. When determining whether the financial requirement in paragraph EECP.
3.1. is met only the following sources will be taken into account-
(a) income of the partner from specified employment or self-employment, which, in respect of a partner returning to the UK with the applicant, can include specified employment or self-employment overseas and in the UK;
(b) specified pension income of the applicant and partner;
(c) any specified maternity allowance or bereavement benefit received by the partner in the UK;
(d) other specified income of the applicant and partner; and
(e) specified savings of the applicant and partner.
Appendix FM-SE:
10. In respect of non-employment income all the following evidence, in relation to the form of income relied upon, must be provided:
(a) To evidence property rental income:
(i) Confirmation that the person or the person and their partner jointly own the property for which the rental income is received, through:
(1) The title deeds of the property; or
(2) A mortgage statement.
(ii) Monthly personal bank statements for the 12-month period prior to the date of application showing the rental income was paid into an account in the name of the person or of the person and their partner jointly.
(iii) A rental agreement or contract.
10. In respect of non-employment income all the following evidence, in relation to the form of income relied upon, must be provided:
(a) To evidence property rental income:
(i) Confirmation that the person or the person and their partner jointly own the property for which the rental income is received, through:
(1) The title deeds of the property; or
(2) A mortgage statement.
(ii) Monthly personal bank statements for the 12-month period prior to the date of application showing the rental income was paid into an account in the name of the person or of the person and their partner jointly.
(iii) A rental agreement or contract.
#1014
Forum Regular
Joined: Sep 2012
Posts: 85
Re: British citizen living abroad? Non-EEA spouse? This may affect you!
Hi Alliekat, welcome and my condolences on your situation. I'd be interested to know where you found that information regarding lodgers (someone else's experience on another forum, legal advice, a part of the rules I've missed?). I would like to add it to the wiki page as a warning to others but after checking the rules all I could find were these two sections - netiher of which rule out lodgers:
Any help you can give to help warn others would be great!
Any help you can give to help warn others would be great!
Property rental income: The property, in the UK or overseas, must be owned by the applicant’s partner, the applicant or both jointly, and must not be their main residence (and therefore income from a lodger in that residence cannot be counted). If the applicant’s partner or applicant shares ownership of the property with a third party, only income received from the applicant’s partner’s and/or applicant’s share of the property can be counted. Income from property which is rented out for only part of the year (e.g. a holiday let) can be counted. The equity in a property cannot be used to meet the financial requirement.
To find this yourself via UKBA website:
Go to the UKBA home page. http://www.ukba.homeoffice.gov.uk/
Click "Visas and Immigration" from the menu on the left side of page.
Click "Partners and Family" from menu on left.
Click "Partners" from the subheading in the center of the page.
Click "Can you apply" from the menu on the left.
Click the "Financial requirement" link located in the bullet points in the center of the page.
Click on "Annex FM 1.7" on the bottom right corner of the page.
It will open an adobe file.
Click "ctrl + f" to open your find word option.
Type the word "lodger" into the box.
It will take you directly to section 5.4.3, that explicitly states lodger income from your primary residence does not count.
Hope it helps.
#1015
Re: British citizen living abroad? Non-EEA spouse? This may affect you!
5.4.3 of Annex FM 1.7 states explicitly:
Property rental income: The property, in the UK or overseas, must be owned by the applicant’s partner, the applicant or both jointly, and must not be their main residence (and therefore income from a lodger in that residence cannot be counted). If the applicant’s partner or applicant shares ownership of the property with a third party, only income received from the applicant’s partner’s and/or applicant’s share of the property can be counted. Income from property which is rented out for only part of the year (e.g. a holiday let) can be counted. The equity in a property cannot be used to meet the financial requirement.
To find this yourself via UKBA website:
Go to the UKBA home page. http://www.ukba.homeoffice.gov.uk/
Click "Visas and Immigration" from the menu on the left side of page.
Click "Partners and Family" from menu on left.
Click "Partners" from the subheading in the center of the page.
Click "Can you apply" from the menu on the left.
Click the "Financial requirement" link located in the bullet points in the center of the page.
Click on "Annex FM 1.7" on the bottom right corner of the page.
It will open an adobe file.
Click "ctrl + f" to open your find word option.
Type the word "lodger" into the box.
It will take you directly to section 5.4.3, that explicitly states lodger income from your primary residence does not count.
Hope it helps.
Property rental income: The property, in the UK or overseas, must be owned by the applicant’s partner, the applicant or both jointly, and must not be their main residence (and therefore income from a lodger in that residence cannot be counted). If the applicant’s partner or applicant shares ownership of the property with a third party, only income received from the applicant’s partner’s and/or applicant’s share of the property can be counted. Income from property which is rented out for only part of the year (e.g. a holiday let) can be counted. The equity in a property cannot be used to meet the financial requirement.
To find this yourself via UKBA website:
Go to the UKBA home page. http://www.ukba.homeoffice.gov.uk/
Click "Visas and Immigration" from the menu on the left side of page.
Click "Partners and Family" from menu on left.
Click "Partners" from the subheading in the center of the page.
Click "Can you apply" from the menu on the left.
Click the "Financial requirement" link located in the bullet points in the center of the page.
Click on "Annex FM 1.7" on the bottom right corner of the page.
It will open an adobe file.
Click "ctrl + f" to open your find word option.
Type the word "lodger" into the box.
It will take you directly to section 5.4.3, that explicitly states lodger income from your primary residence does not count.
Hope it helps.
I can sell this 2 bed house and buy 2 x 1 bed apartments, live in one and rent the other out, and this does count
Doesnt make sense. Mind you - par for the course.
#1016
Account Closed
Joined: Jul 2007
Posts: 26,319
Re: British citizen living abroad? Non-EEA spouse? This may affect you!
In the above situation, I'd suggest most applicants would have more disposable income having a lodger in a 2 bedroom house than running 2 seperate 1 bedroom properties.
#1017
Forum Regular
Joined: Sep 2012
Posts: 85
Re: British citizen living abroad? Non-EEA spouse? This may affect you!
Secondarily, you could rent out your home, and find an apartment somewhere for a year. This would give you "appropriate" rental income and if you rented out your house for 1550 per year, you'd meet the financial requirements for income. I don't know if the market where you live would allow you to charge that much.
The UKBA does not do any balance sheets whatsoever, so any income you gain (via "acceptable" channels) is considered income, and there is absolutely no regard for your expenses. You could live in the red (spend more than you bring in) and it's fine, as long as you meet the income requirements. Hard Line Rule.
#1018
Forum Regular
Joined: Sep 2012
Posts: 85
Re: British citizen living abroad? Non-EEA spouse? This may affect you!
With hardline rules, it's about the black and white "letter" of the law and ICO do not have the discretion to take anything that falls in the paradigm of "common sense" into account.
Man, I wish I could finish law school and do Immigration law in the UK (I got through 1.5 years in the U.S. before I ran out of money - thank you cancer.)
This is an absolute disaster.
#1019
BE Enthusiast
Joined: Feb 2012
Posts: 837
Re: British citizen living abroad? Non-EEA spouse? This may affect you!
5.4.3 of Annex FM 1.7 states explicitly:
Property rental income: The property, in the UK or overseas, must be owned by the applicant’s partner, the applicant or both jointly, and must not be their main residence (and therefore income from a lodger in that residence cannot be counted). If the applicant’s partner or applicant shares ownership of the property with a third party, only income received from the applicant’s partner’s and/or applicant’s share of the property can be counted. Income from property which is rented out for only part of the year (e.g. a holiday let) can be counted. The equity in a property cannot be used to meet the financial requirement.
Property rental income: The property, in the UK or overseas, must be owned by the applicant’s partner, the applicant or both jointly, and must not be their main residence (and therefore income from a lodger in that residence cannot be counted). If the applicant’s partner or applicant shares ownership of the property with a third party, only income received from the applicant’s partner’s and/or applicant’s share of the property can be counted. Income from property which is rented out for only part of the year (e.g. a holiday let) can be counted. The equity in a property cannot be used to meet the financial requirement.
Time for me to go and read the IDIs too. In practice you would likely find that any refusal in such circumstances would win at appeal if you could show that the rules were followed but that helps no-one as it's a painful and long journey to get an appeal.
#1020
BE Enthusiast
Joined: Feb 2012
Posts: 837
Re: British citizen living abroad? Non-EEA spouse? This may affect you!
Hmm - a quick reading of that IDI hows anopther discrepency in my opinion: they are restricting the combinations of income / savings in the IDI where this is not given by the rules.
Any specialists out there who can comment on the legality of that? (I'm just a layman so can only speculate)
Any specialists out there who can comment on the legality of that? (I'm just a layman so can only speculate)