UK State Pension Question
Mar 25th 2010 | 2:04 pm
#1
Thread Starter
Just Joined
Joined: Mar 2010
Posts: 1
UK State Pension Question
Hi,
My mom worked in the UK from 1975-1980. She will reach pension age in 2019. She contributed NI at the time, and now she lives in Canada, she is a Canadian Citizen. I looked online and it seems to me that she is eligible for a state pension for 5/30 of the amount. If I am correct, we also have the option of topping up for the last 6 years if we do so by April 5, we can still contribute for 2003.
What happens with her pension when she passes a way. Will my dad be able to collect it if she passes before him? He is a Canadian citizen, so is there any issues with that.
Also, I read that they deposit the money in our local currency in Canadian banks. Is that just an option, or will they deposit it in my mom's UK account at Barclays.
I tried to get the info from someone over the phone, but they wanted my mom's NI number which she cannot remember, so we need to get it traced.
Thanks
My mom worked in the UK from 1975-1980. She will reach pension age in 2019. She contributed NI at the time, and now she lives in Canada, she is a Canadian Citizen. I looked online and it seems to me that she is eligible for a state pension for 5/30 of the amount. If I am correct, we also have the option of topping up for the last 6 years if we do so by April 5, we can still contribute for 2003.
What happens with her pension when she passes a way. Will my dad be able to collect it if she passes before him? He is a Canadian citizen, so is there any issues with that.
Also, I read that they deposit the money in our local currency in Canadian banks. Is that just an option, or will they deposit it in my mom's UK account at Barclays.
I tried to get the info from someone over the phone, but they wanted my mom's NI number which she cannot remember, so we need to get it traced.
Thanks
Mar 27th 2010 | 12:16 am
#2
Concierge
Joined: May 2006
Posts: 29,825
From: ex ex-pat, in Taunton
Re: UK State Pension Question
Hi,
My mom worked in the UK from 1975-1980. She will reach pension age in 2019. She contributed NI at the time, and now she lives in Canada, she is a Canadian Citizen. I looked online and it seems to me that she is eligible for a state pension for 5/30 of the amount. If I am correct, we also have the option of topping up for the last 6 years if we do so by April 5, we can still contribute for 2003.
What happens with her pension when she passes a way. Will my dad be able to collect it if she passes before him? He is a Canadian citizen, so is there any issues with that.
Also, I read that they deposit the money in our local currency in Canadian banks. Is that just an option, or will they deposit it in my mom's UK account at Barclays.
I tried to get the info from someone over the phone, but they wanted my mom's NI number which she cannot remember, so we need to get it traced.
Thanks
My mom worked in the UK from 1975-1980. She will reach pension age in 2019. She contributed NI at the time, and now she lives in Canada, she is a Canadian Citizen. I looked online and it seems to me that she is eligible for a state pension for 5/30 of the amount. If I am correct, we also have the option of topping up for the last 6 years if we do so by April 5, we can still contribute for 2003.
What happens with her pension when she passes a way. Will my dad be able to collect it if she passes before him? He is a Canadian citizen, so is there any issues with that.
Also, I read that they deposit the money in our local currency in Canadian banks. Is that just an option, or will they deposit it in my mom's UK account at Barclays.
I tried to get the info from someone over the phone, but they wanted my mom's NI number which she cannot remember, so we need to get it traced.
Thanks
Apr 13th 2010 | 2:34 pm
#3
Forum Regular
Joined: May 2007
Posts: 227
From: New Brunswick
Re: UK State Pension Question
Hi,
My mom worked in the UK from 1975-1980. She will reach pension age in 2019. She contributed NI at the time, and now she lives in Canada, she is a Canadian Citizen. I looked online and it seems to me that she is eligible for a state pension for 5/30 of the amount. If I am correct, we also have the option of topping up for the last 6 years if we do so by April 5, we can still contribute for 2003.
What happens with her pension when she passes a way. Will my dad be able to collect it if she passes before him? He is a Canadian citizen, so is there any issues with that.
Also, I read that they deposit the money in our local currency in Canadian banks. Is that just an option, or will they deposit it in my mom's UK account at Barclays.
I tried to get the info from someone over the phone, but they wanted my mom's NI number which she cannot remember, so we need to get it traced.
Thanks
My mom worked in the UK from 1975-1980. She will reach pension age in 2019. She contributed NI at the time, and now she lives in Canada, she is a Canadian Citizen. I looked online and it seems to me that she is eligible for a state pension for 5/30 of the amount. If I am correct, we also have the option of topping up for the last 6 years if we do so by April 5, we can still contribute for 2003.
What happens with her pension when she passes a way. Will my dad be able to collect it if she passes before him? He is a Canadian citizen, so is there any issues with that.
Also, I read that they deposit the money in our local currency in Canadian banks. Is that just an option, or will they deposit it in my mom's UK account at Barclays.
I tried to get the info from someone over the phone, but they wanted my mom's NI number which she cannot remember, so we need to get it traced.
Thanks
The CABP are members of the The International Consortium of British Pensioners which now has its own web site at
http://www.pension-parity-uk.com
On there we have a petition to try to obtain pension parity with all of the other pensioners in the UK and around the world. We are not going to give in on this issue of freezing pensions so come and join us.
