Hi,

My mom worked in the UK from 1975-1980. She will reach pension age in 2019. She contributed NI at the time, and now she lives in Canada, she is a Canadian Citizen. I looked online and it seems to me that she is eligible for a state pension for 5/30 of the amount. If I am correct, we also have the option of topping up for the last 6 years if we do so by April 5, we can still contribute for 2003.

What happens with her pension when she passes a way. Will my dad be able to collect it if she passes before him? He is a Canadian citizen, so is there any issues with that.

Also, I read that they deposit the money in our local currency in Canadian banks. Is that just an option, or will they deposit it in my mom's UK account at Barclays.

I tried to get the info from someone over the phone, but they wanted my mom's NI number which she cannot remember, so we need to get it traced.

Thanks

Good god, no wonder we're all paying so much tax.

I tend to agree with this comment:-) How can the Government justify paying a pension to a non-UK citizen who has not paid any contributions, and not pay pension increases to those, living in Canada, who have paid into it all their working lives.

Lol, I agree too, but if it's abnormal, then that damned government are probably going to do it.