UK State Pension Question
 

Hi,

My mom worked in the UK from 1975-1980. She will reach pension age in 2019. She contributed NI at the time, and now she lives in Canada, she is a Canadian Citizen. I looked online and it seems to me that she is eligible for a state pension for 5/30 of the amount. If I am correct, we also have the option of topping up for the last 6 years if we do so by April 5, we can still contribute for 2003.

What happens with her pension when she passes a way. Will my dad be able to collect it if she passes before him? He is a Canadian citizen, so is there any issues with that.

Also, I read that they deposit the money in our local currency in Canadian banks. Is that just an option, or will they deposit it in my mom's UK account at Barclays.

I tried to get the info from someone over the phone, but they wanted my mom's NI number which she cannot remember, so we need to get it traced.

Thanks

Re: UK State Pension Question
 

Good god, no wonder we're all paying so much tax.

Re: UK State Pension Question
 

I tend to agree with this comment:-) How can the Government justify paying a pension to a non-UK citizen who has not paid any contributions, and not pay pension increases to those, living in Canada, who have paid into it all their working lives.

Re: UK State Pension Question
 

Lol, I agree too, but if it's abnormal, then that damned government are probably going to do it.