beckiwoo

So I about to move in with my partner. He owns his place and I will not be put on the mortgage (when we buy a property together - if property prices ever improve!!!! then I will be on it).

Issue is about protection for both of us. I want his insurance policy to include my stuff and also it shows the date we entered into an agreement to become common law - I believe you are seen as common law after 6 months - not for immigration purposes as that’s no a issue here.

What would be the best way for both of us to have protection, obviously I’m not going to do a runner on him but I want our common law to look legitimate?

Do we need to draw up an agreement and go to a notary as BC tenancy doesn’t protect ‘roommates’ and that’s kind of mispresentation...

Thanks

Aviator

Residential Tenancy Act only applies in a landlord/tenant relationship. Common law in BC rules outlined in this article Thinking about moving in together?: Family Law in BC

beckiwoo

Ok so there is no point in doing a bc tenancy agreement then

Aviator

If you are not a tenant and not renting cannot see why you would. You may (possibly both) want to seek legal advice if uncertain of the implications and have concerns.

beckiwoo

Thanks. I’ll talk to him about and see if can have some kind of agreement andget it notarized.

I’ll look into getting my own insurance for my stuff

Aviator

Unless there are items that need to be specified, if you are cohabiting, likely the homeowners policy will cover yours too. As you are not a tenant, renters insurance does not apply and contents on a homeowners policy is part of the building insurance. Best to talk to a broker about this.

BristolUK

The place you're leaving...any good for Js?

beckiwoo

Ok thanks. I think he was planning on going through his broker about updating this.

beckiwoo

It’s a tiny basement suite with very little light. It’s fine for one person but not two people.

I’ve loved living there as it's been my own space so I’m sorry to be leaving. (Never rented my own place without roommates before).

I was paying $770 a month but chances are the landlord will increase it after I leave.

One great thing was free parking - now because I’m going to be living downtown and the apartment building doesn’t have underground parking my monthly charges will be around $130-$175 a month.

Siouxie

Hold onto your old place for a month or two, until you are sure the cohabiting is going to work out! It's always good to have options.

beckiwoo

Good advise for sure