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Moving back to Uk cheque trouble

Moving back to Uk cheque trouble

Old Oct 29th 2019, 4:28 pm
  #16  
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Default Re: Moving back to Uk cheque trouble

Originally Posted by St.Albans View Post
the problem is : who could deposit this money for us on our bank account if both moving back to uk?
Your lawyer?
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Old Oct 29th 2019, 4:34 pm
  #17  
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Default Re: Moving back to Uk cheque trouble

Originally Posted by St.Albans View Post
but the real issue to me is (and maybe with your experience you can tell me more) why does Canada over use cheques? I mean, I don't get why it's all about cheques when a direct deposit over bank accounts would be so easy.

Jeez is almost 2020.
Britain still uses lots of cheques. I couldn't get the money from sale of shares other than by cheque.
No direct transfer to an account in continental Europe. Modern age hasn't arrived in British banks.
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Old Oct 29th 2019, 4:45 pm
  #18  
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Default Re: Moving back to Uk cheque trouble

Originally Posted by St.Albans View Post
but the real issue to me is (and maybe with your experience you can tell me more) why does Canada over use cheques? I mean, I don't get why it's all about cheques when a direct deposit over bank accounts would be so easy.

Jeez is almost 2020.
Except in Canada where it still feels like 1960 in many ways.

But as others have said, depositing a Canadian cheque made out in $C to a UK bank account (in person, the old fashioned way) isn't a problem at all. I do it frequently.
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Old Oct 30th 2019, 3:10 pm
  #19  
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Default Re: Moving back to Uk cheque trouble

You should be able to deposit your Canadian cheque to your UK bank account without any issues.

You should also be able to deposit your Canadian cheque to your Canadian bank account without the need for any intermediaries. When I wanted to deposit a UK cheque to my UK bank account (while in Canada), I simply posted it to an HQ cheque clearing address (your bank can provide you with the address details) and the staff deposited for me. All that was needed was the cheque and a short letter to instruct them to deposit it into the account XXXX with sort code XXXX. I cannot see why this does not work with Canadian banks - just check with your Canadian bank about it. No need for intermediaries or anyone involved, and you can then wait for the best exchange rate before you transfer your money between accounts.

EDIT: a lot of banks allow depositing cheques through their e-banking apps, but beware, it's usually only for small amounts. E.g Lloyds only allows up to 500gbp cheques to be deposited via the app, and that limit cannot be lifted under any circumstances.
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