Originally Posted by Siouxie

There's an excellent eye hospital in Toronto - whilst a referral is needed, this can be done by an opthalmist or a doctor (a walk in clinic doctor could do so, provided you had the medical records available). A friend of mine has no OHIP coverage and had a detatched retina, she went there (for pre and post surgery) and said they had excellent service. You could, perhaps, make contact and ask what the costs would be to see them outside of OHIP

https://www.kensingtonhealth.org/Ken...-Services.aspx



Edited to add, there are several in Toronto - here's some links.

Adding, any costs that you incur can be offset against taxes and you would receive some of it back.

Originally Posted by Aviator

An insurance broker?

I doubt an insurer is going to take on a risk, for a known condition if the costs to them would be higher than the premium.

Originally Posted by irfyg

I've never really looked into insurance brokers, I didn't realize they did health insurance as well.

Originally Posted by irfyg

Thank you! You're the second person to recommend this clinic.

I will contact them and see if I may get some answers.

I've never really looked into insurance brokers, I didn't realize they did health insurance as well.

Originally Posted by Siouxie

This clinic is specifically for those that have no OHIP - you can get to see a doctor who could give you a referral (presuming you are going to be based in Toronto).

Canadian Centre for Refugee & Immigrant HealthCare

Originally Posted by irfyg

Thanks for this information.

After contacting numerous insurance companies, we've come to realize that there is no insurance for "pre-existing conditions" because my wife doesn't meet the requirement for "stable for the past x amount of days."

We're really at a loss at this point and other than not moving until her condition does become stable (assuming that does happen) I feel as though we're going to have a take a huge hit to our funds and most likely end up taking out a loan.