I was wondering if someone could answer a question for me. We intend to land and have a reccie trip in May to activate our PR, but have to return to sell the house Unless house sells by then

When we land do we have to show immigration the paperwork explaining:

1) proof of actual available funds in the bank
Or, 2) can we take paperwork showing equity that will come from the house (mortgage statement & house valuation) & endowment statement?

Obviously along with all the PR paperwork & goods to follow. If it is No.2, should this be listed as goods to follow?

Actual money I'm afraid.

Having said that, when we landed they never asked about it, just what we were carrying with us in cash.

We also landed to activate our status but went home a week later. Don't think we had to show proof of funds at that time. Struggling to think actually when or if we had to but that was in 20004/5

We landed at Calgary in 2008 and they didn't ask us

We landed a few weeks ago in Vancouver and are in the same boat as you (have to return to sell the house) I took an up to date copy of the mortgage statement and a copy of the sales details of the house ( which would show amount left) the immigration officer didnt want to see it. If I was you I would take similar just in case

Most people report having not been asked for proof of funds, but I have seen a few that have been asked so best to go prepared - the last thing you want is to be refused at the last hurdle!

They will *not* accept equity in a house at the landing stage, London will accept it for initial applications but when you come to land the funds *must* be unencumbered, meaning it literally has to be cash in your bank account. An ATM print out from the day or very recent bank account statement is what is required.

Good luck.

We just showed a bank statement. I dont think you can show equity in a house though as this doesnt physically exist. I may be wrong though.

Thank you all for your replies. I think we will play it safe and take a bank statement, mortgage statement and house details, to cover all bases.

I'd been living here for 3yrs (on a WP), so when it came time to 'land', via trip to the US border and back, needed to do the same.

Despite owning properties here, and a business, I still needed to show unencumbered funds (not just equity). Immigration were quite diligent checking that the money was available.

Presumably this was a Canadian bank?

Doesn't have to be, can be a bank account held anywhere in the world.

When we landed the nice man doin our paper worked said "how much money you got" we told him we had $900 on us and money to be transferd, he asked how much and wrote that down, he never asked to see proof.
Mybe you could borrow some £ put it in yor account, get a statment then give it back. MAYBEE?

No, it was in the UK.

one less thing to worry aboot then eh?

Sorry to sound horribly sensible but it does state on CIC website that the funds cannot be borrowed - now I realise they probably won't find out and you would get away with it but just had to mention it as the voice of caution!