Insurance payout
Aug 2nd 2019, 8:05 pm
#1
Forum Regular
Thread Starter
Joined: Jan 2018
Posts: 63
Insurance payout
Hello all,
my my partner had an accident late last year. The other driver rear ended my partner. The other driver admitted his fault and our insurance paid for the physiotherapy and My partner was diagnosed with whiplash and minor pains. She has so far made good recovery and doesn’t require further treatment from the physio.
The other drivers insurance company is offering $5000 as compensation and said that is the maximum allowed in Alberta. She was given a form to sign to say once she receives the $5k that will be it and other recourse to the insurance company or the other driver liability. Not sure if she should accept the payout. Also we don’t know what the rules are in ALBERTA. Any information, opinions or thoughts are welcomed.
my my partner had an accident late last year. The other driver rear ended my partner. The other driver admitted his fault and our insurance paid for the physiotherapy and My partner was diagnosed with whiplash and minor pains. She has so far made good recovery and doesn’t require further treatment from the physio.
The other drivers insurance company is offering $5000 as compensation and said that is the maximum allowed in Alberta. She was given a form to sign to say once she receives the $5k that will be it and other recourse to the insurance company or the other driver liability. Not sure if she should accept the payout. Also we don’t know what the rules are in ALBERTA. Any information, opinions or thoughts are welcomed.
Aug 2nd 2019, 9:04 pm
#2
BE Forum Addict
Joined: May 2009
Location: Langley, BC
Posts: 1,956
Re: Insurance payout
I have heard that Alberta does cap injury claims, which is why insurance rates there are much lower than in BC, but I don't know the specifics. It might be worth sitting down with a lawyer, you can also try https://www.reddit.com/r/legaladvicecanada/ on Reddit.
Aug 2nd 2019, 10:29 pm
#3
Joined: Feb 2006
Location: Red Deer, Alberta
Posts: 10,612
Re: Insurance payout
Hello all,
my my partner had an accident late last year. The other driver rear ended my partner. The other driver admitted his fault and our insurance paid for the physiotherapy and My partner was diagnosed with whiplash and minor pains. She has so far made good recovery and doesn’t require further treatment from the physio.
The other drivers insurance company is offering $5000 as compensation and said that is the maximum allowed in Alberta. She was given a form to sign to say once she receives the $5k that will be it and other recourse to the insurance company or the other driver liability. Not sure if she should accept the payout. Also we don’t know what the rules are in ALBERTA. Any information, opinions or thoughts are welcomed.
my my partner had an accident late last year. The other driver rear ended my partner. The other driver admitted his fault and our insurance paid for the physiotherapy and My partner was diagnosed with whiplash and minor pains. She has so far made good recovery and doesn’t require further treatment from the physio.
The other drivers insurance company is offering $5000 as compensation and said that is the maximum allowed in Alberta. She was given a form to sign to say once she receives the $5k that will be it and other recourse to the insurance company or the other driver liability. Not sure if she should accept the payout. Also we don’t know what the rules are in ALBERTA. Any information, opinions or thoughts are welcomed.
So to that end, it's probably worth talking to a injury lawyer, I can recommend if you would like (depending where you are). They will tell you either yes or no to wether it's worth the extra faffing around, and there is some serious faffing.
My poor little car ended up a bit shorter than it should have been.
Aug 3rd 2019, 6:25 pm
#4
Forum Regular
Thread Starter
Joined: Jan 2018
Posts: 63
Re: Insurance payout
ok this I have some knowledge of! You have two years from the offer to accept the payment so don't panic! I was rear ended April 2018, WAP 2 diag. I got an offer of $8k I have had some ongoing issues. After getting the offer, I spoke to a customer who is a lawyer and asked if it was worth seeing a accident injury guy, low and behold he is an accident injury guy. I met with him and discussed the situation, told him the offer amount and he decided that it was worthwhile taking my case. Now I have had to have some Neuro testing done, extra documentation etc and it's a long drawn out process, we are hoping to finally settle by Christmas.
So to that end, it's probably worth talking to a injury lawyer, I can recommend if you would like (depending where you are). They will tell you either yes or no to wether it's worth the extra faffing around, and there is some serious faffing.
My poor little car ended up a bit shorter than it should have been.
So to that end, it's probably worth talking to a injury lawyer, I can recommend if you would like (depending where you are). They will tell you either yes or no to wether it's worth the extra faffing around, and there is some serious faffing.
My poor little car ended up a bit shorter than it should have been.
Aug 3rd 2019, 9:06 pm
#5
BE Forum Addict
Joined: Jun 2015
Location: Vancouver BC
Posts: 1,706
Re: Insurance payout
Hello all,
my my partner had an accident late last year. The other driver rear ended my partner. The other driver admitted his fault and our insurance paid for the physiotherapy and My partner was diagnosed with whiplash and minor pains. She has so far made good recovery and doesn’t require further treatment from the physio.
The other drivers insurance company is offering $5000 as compensation and said that is the maximum allowed in Alberta. She was given a form to sign to say once she receives the $5k that will be it and other recourse to the insurance company or the other driver liability. Not sure if she should accept the payout. Also we don’t know what the rules are in ALBERTA. Any information, opinions or thoughts are welcomed.
my my partner had an accident late last year. The other driver rear ended my partner. The other driver admitted his fault and our insurance paid for the physiotherapy and My partner was diagnosed with whiplash and minor pains. She has so far made good recovery and doesn’t require further treatment from the physio.
The other drivers insurance company is offering $5000 as compensation and said that is the maximum allowed in Alberta. She was given a form to sign to say once she receives the $5k that will be it and other recourse to the insurance company or the other driver liability. Not sure if she should accept the payout. Also we don’t know what the rules are in ALBERTA. Any information, opinions or thoughts are welcomed.
provides some background and context in Alberta’s CSL for soft issue claims
Aug 4th 2019, 6:49 am
#6
Forum Regular
Thread Starter
Joined: Jan 2018
Posts: 63
Re: Insurance payout
https://camllp.com/2019/01/03/2019-a...cap-announced/
provides some background and context in Alberta’s CSL for soft issue claims
Aug 4th 2019, 11:57 pm
#7
Lost in BE Cyberspace
Joined: Aug 2005
Location: South of Calgary
Posts: 13,374
Re: Insurance payout
ok this I have some knowledge of! You have two years from the offer to accept the payment so don't panic! I was rear ended April 2018, WAP 2 diag. I got an offer of $8k I have had some ongoing issues. After getting the offer, I spoke to a customer who is a lawyer and asked if it was worth seeing a accident injury guy, low and behold he is an accident injury guy. I met with him and discussed the situation, told him the offer amount and he decided that it was worthwhile taking my case. Now I have had to have some Neuro testing done, extra documentation etc and it's a long drawn out process, we are hoping to finally settle by Christmas.
So to that end, it's probably worth talking to a injury lawyer, I can recommend if you would like (depending where you are). They will tell you either yes or no to wether it's worth the extra faffing around, and there is some serious faffing.
My poor little car ended up a bit shorter than it should have been.
So to that end, it's probably worth talking to a injury lawyer, I can recommend if you would like (depending where you are). They will tell you either yes or no to wether it's worth the extra faffing around, and there is some serious faffing.
My poor little car ended up a bit shorter than it should have been.
To the OP, I suggest you speak to a personal injury lawyer before making a decision.
