How cheap can you get car insurance in Ontario?
Aug 13th 2011, 3:15 am
#16
Forum Regular
Joined: Apr 2009
Location: Angus, ON
Posts: 223
Re: How cheap can you get car insurance in Ontario?
Can I ask where you're based? We had a decent quote of that order last month from Johnson's but they've just written to me saying they can no longer provide 'competitive quotes' for people in 'my situation' (expat, no cdn driving history, but good proof of Uk history).
Anyone via broker or otherwise had good experience with an alternative insurance company? We can give docs for 6 clean years in the Uk before we came last June. Ta.
Anyone via broker or otherwise had good experience with an alternative insurance company? We can give docs for 6 clean years in the Uk before we came last June. Ta.
Aug 13th 2011, 12:07 pm
#18
Just Joined
Joined: Feb 2011
Posts: 15
Re: How cheap can you get car insurance in Ontario?
I may as well use this thread instead of starting another. I've had my licence for 5 years (I'm 23, got it when I was 18) and I'm moving to the GTA next month. I've never owned a car but have been a named driver on my brother's insurance since I passed my test. Am I pretty much screwed for insurance when I get to Canada? My partner is Canadian - would it be easier if I went on his insurance? Should I still contact the insurance company my brother is with or will that not make a difference?
I'm worried - I know insurance is expensive for people my age in Toronto anyway. I can contact the DVLA and get a driving history, but I don't know how much difference this will make. Any advice would be appreciated!
I'm worried - I know insurance is expensive for people my age in Toronto anyway. I can contact the DVLA and get a driving history, but I don't know how much difference this will make. Any advice would be appreciated!
Sep 11th 2011, 2:18 pm
#19
Forum Regular
Joined: Apr 2009
Location: Angus, ON
Posts: 223
Re: How cheap can you get car insurance in Ontario?
Can I ask where you're based? We had a decent quote of that order last month from Johnson's but they've just written to me saying they can no longer provide 'competitive quotes' for people in 'my situation' (expat, no cdn driving history, but good proof of Uk history).
Anyone via broker or otherwise had good experience with an alternative insurance company? We can give docs for 6 clean years in the Uk before we came last June. Ta.
Anyone via broker or otherwise had good experience with an alternative insurance company? We can give docs for 6 clean years in the Uk before we came last June. Ta.
Sep 11th 2011, 4:56 pm
#20
forever blowing bubbles
Joined: Feb 2011
Location: cambridge ontario
Posts: 343
Re: How cheap can you get car insurance in Ontario?
This is a pure curiosity question. We just got our car insurance renewal which has actually gone down. Now paying $191/month. This is for 2 cars, a 1993 Honda with basic liability and a 2004 Jaguar with comp and collision (but $1000 deductible on both). Seems the Jag costs $1210/year and the Honda $929! I have the advantage of my wife having been born in Ontario and having had a license for ages, so both cars and the insurance is in her name.
Anyway, I'm not too unhappy with this, but wonder what the least anyone pays for insurance in Ontario is? Is there a point below which you will never go - however old, good a driver, and crap a car you drive?
Anyway, I'm not too unhappy with this, but wonder what the least anyone pays for insurance in Ontario is? Is there a point below which you will never go - however old, good a driver, and crap a car you drive?
Sep 11th 2011, 7:52 pm
#21
Forum Regular
Joined: Dec 2009
Location: Coventry
Posts: 176
Re: How cheap can you get car insurance in Ontario?
i used these people:
SmartCoverage Insurance
* [email protected]
( 1-866-379-8093
7 1-800-668-6689
Showed them a copy from my uk insurance company of proof of NCB and my paper-part uk driving licence. Im 25yr old male living in brampton (most highest insurance in canada!!!) with a 2009 civic, paying $2300 on my first ever policy in canada.
SmartCoverage Insurance
* [email protected]
( 1-866-379-8093
7 1-800-668-6689
Showed them a copy from my uk insurance company of proof of NCB and my paper-part uk driving licence. Im 25yr old male living in brampton (most highest insurance in canada!!!) with a 2009 civic, paying $2300 on my first ever policy in canada.
Sep 11th 2011, 8:11 pm
#22
Joined: Jul 2005
Posts: 15,883
Re: How cheap can you get car insurance in Ontario?
Ive been here 13 collision free years and am paying $960 for the Subaru (in wifes name) and an eye watering $1400 on the civic in mine. Both are fully comp, $2M liability and $500 deductables, and includes multicar and home policy discounts, plus a discount for using snow tires. And I shop around!
Its such a bloody rip off, makes my eyes water to think about it compared to what my relatives in the motherland pay.
Its such a bloody rip off, makes my eyes water to think about it compared to what my relatives in the motherland pay.
Sep 12th 2011, 12:38 pm
#23
Moderαtor Emeritus
Joined: Sep 2003
Location: Upstate South Carolina
Posts: 30,768
Sep 12th 2011, 2:07 pm
#25
Moderαtor Emeritus
Joined: Sep 2003
Location: Upstate South Carolina
Posts: 30,768
Re: How cheap can you get car insurance in Ontario?
Sep 12th 2011, 2:15 pm
#26
Joined: Jul 2005
Posts: 15,883
Re: How cheap can you get car insurance in Ontario?
If you tell the insurance company now both vehicles are being driven to a work place I would suspect one will go up. It does make a difference although I wouldn't expect a change in the magnitude of $400+.
I know ours dropped when we informed the insurance company that neither of us were working anymore but not by a huge amount.
Sep 14th 2011, 12:04 am
#27
BE Enthusiast
Joined: Mar 2009
Location: Barrie, ON
Posts: 322
Re: How cheap can you get car insurance in Ontario?
We went with TD insurance and got car insurance for two cars, a new Nissan Sentra and a 2006 Kia Rio for $293 per month, home for $54 per month. We had to do our driving test again here so we didn't use any of our previous history, nor were we asked for it. Our age was with us I think, we're both 40.
