Health Insurance Question
#1
![Default](https://britishexpats.com/forum/images/icons/icon1.gif)
So I realised the other day that my health insurance expired quite a few months ago! Good job I haven't been ill in that time. But seeing everyone around my getting ill with the flu etc. It made me look into my coverage. So, I need to get another policy.
I am in BC, am on implied status as I applied to extend my tourist status in December. I am awaiting a PR application. My gf was approved as a sponsor in November and now we are just waiting.
Whilst looking online at medical coverage for myself, I read that I may be able to be covered by my gf's MSP as she is a BC Resident and I have a PR application in process?
This is what I read:
A spouse or a child of an eligible B.C. resident may also be deemed a resident provided that an application for permanent residence status has been accepted for processing by Citizenship and Immigration Canada (CIC), and the application remains active http://www.health.gov.bc.ca/insurance/msp_register.html
Anyone had any experience of this?
I am in BC, am on implied status as I applied to extend my tourist status in December. I am awaiting a PR application. My gf was approved as a sponsor in November and now we are just waiting.
Whilst looking online at medical coverage for myself, I read that I may be able to be covered by my gf's MSP as she is a BC Resident and I have a PR application in process?
This is what I read:
A spouse or a child of an eligible B.C. resident may also be deemed a resident provided that an application for permanent residence status has been accepted for processing by Citizenship and Immigration Canada (CIC), and the application remains active http://www.health.gov.bc.ca/insurance/msp_register.html
Anyone had any experience of this?
![burks is offline](https://britishexpats.com/forum/images/statusicon/user_offline.gif)
#2
![Default](https://britishexpats.com/forum/images/icons/icon1.gif)
Depends if they consider "spouse" to be "partner" or not I'd guess (you mention your "girlfriend" rather than wife).
![orly is offline](https://britishexpats.com/forum/images/statusicon/user_offline.gif)
#3
![Default](https://britishexpats.com/forum/images/icons/icon1.gif)
Spouse - a resident who is either married to or is living and cohabiting in a marriage-like relationship with the applicant, and may be of the same gender as the applicant. (Note: in the case of divorce, the former spouse is no longer eligible for coverage as a dependent and must apply for separate coverage.)
I am living with my gf and have been for over a year (which is obviously a pre-req for my PR application).
Last edited by burks; Jan 7th 2014 at 8:50 am. Reason: Forgot to close bracket!
![burks is offline](https://britishexpats.com/forum/images/statusicon/user_offline.gif)
#4
![](https://britishexpats.com/forum/images/ranks/star.gif)
![](https://britishexpats.com/forum/images/ranks/star.gif)
![](https://britishexpats.com/forum/images/ranks/star.gif)
![](https://britishexpats.com/forum/images/ranks/star.gif)
![](https://britishexpats.com/forum/images/ranks/star.gif)
![](https://britishexpats.com/forum/images/ranks/star.gif)
![](https://britishexpats.com/forum/images/ranks/star.gif)
![](https://britishexpats.com/forum/images/ranks/star.gif)
![](https://britishexpats.com/forum/images/ranks/star.gif)
![](https://britishexpats.com/forum/images/ranks/star.gif)
Joined: Sep 2008
Posts: 12,830
![Aviator has a reputation beyond repute](https://britishexpats.com/forum/images/reputation/reputation_pos.gif)
![Aviator has a reputation beyond repute](https://britishexpats.com/forum/images/reputation/reputation_pos.gif)
![Aviator has a reputation beyond repute](https://britishexpats.com/forum/images/reputation/reputation_pos.gif)
![Aviator has a reputation beyond repute](https://britishexpats.com/forum/images/reputation/reputation_pos.gif)
![Aviator has a reputation beyond repute](https://britishexpats.com/forum/images/reputation/reputation_pos.gif)
![Aviator has a reputation beyond repute](https://britishexpats.com/forum/images/reputation/reputation_highpos.gif)
![Aviator has a reputation beyond repute](https://britishexpats.com/forum/images/reputation/reputation_highpos.gif)
![Aviator has a reputation beyond repute](https://britishexpats.com/forum/images/reputation/reputation_highpos.gif)
![Aviator has a reputation beyond repute](https://britishexpats.com/forum/images/reputation/reputation_highpos.gif)
![Aviator has a reputation beyond repute](https://britishexpats.com/forum/images/reputation/reputation_highpos.gif)
![Aviator has a reputation beyond repute](https://britishexpats.com/forum/images/reputation/reputation_highpos.gif)
![Default](https://britishexpats.com/forum/images/icons/icon1.gif)
Why not just phone MSP and ask? If el;eligible you can register at the same time.
![Aviator is offline](https://britishexpats.com/forum/images/statusicon/user_offline.gif)
#5
Banned
![](https://britishexpats.com/forum/images/ranks/star.gif)
![](https://britishexpats.com/forum/images/ranks/star.gif)
![](https://britishexpats.com/forum/images/ranks/star.gif)
![](https://britishexpats.com/forum/images/ranks/star.gif)
![](https://britishexpats.com/forum/images/ranks/star.gif)
![](https://britishexpats.com/forum/images/ranks/star.gif)
![](https://britishexpats.com/forum/images/ranks/star.gif)
![](https://britishexpats.com/forum/images/ranks/star.gif)
![](https://britishexpats.com/forum/images/ranks/star.gif)
![](https://britishexpats.com/forum/images/ranks/star.gif)
Joined: Apr 2009
Location: SW Ontario
Posts: 19,879
![Siouxie has a reputation beyond repute](https://britishexpats.com/forum/images/reputation/reputation_pos.gif)
![Siouxie has a reputation beyond repute](https://britishexpats.com/forum/images/reputation/reputation_pos.gif)
![Siouxie has a reputation beyond repute](https://britishexpats.com/forum/images/reputation/reputation_pos.gif)
![Siouxie has a reputation beyond repute](https://britishexpats.com/forum/images/reputation/reputation_pos.gif)
![Siouxie has a reputation beyond repute](https://britishexpats.com/forum/images/reputation/reputation_pos.gif)
![Siouxie has a reputation beyond repute](https://britishexpats.com/forum/images/reputation/reputation_highpos.gif)
![Siouxie has a reputation beyond repute](https://britishexpats.com/forum/images/reputation/reputation_highpos.gif)
![Siouxie has a reputation beyond repute](https://britishexpats.com/forum/images/reputation/reputation_highpos.gif)
![Siouxie has a reputation beyond repute](https://britishexpats.com/forum/images/reputation/reputation_highpos.gif)
![Siouxie has a reputation beyond repute](https://britishexpats.com/forum/images/reputation/reputation_highpos.gif)
![Siouxie has a reputation beyond repute](https://britishexpats.com/forum/images/reputation/reputation_highpos.gif)
![Default](https://britishexpats.com/forum/images/icons/icon1.gif)
So I realised the other day that my health insurance expired quite a few months ago! Good job I haven't been ill in that time. But seeing everyone around my getting ill with the flu etc. It made me look into my coverage. So, I need to get another policy.
I am in BC, am on implied status as I applied to extend my tourist status in December. I am awaiting a PR application. My gf was approved as a sponsor in November and now we are just waiting.
Whilst looking online at medical coverage for myself, I read that I may be able to be covered by my gf's MSP as she is a BC Resident and I have a PR application in process?
This is what I read:
A spouse or a child of an eligible B.C. resident may also be deemed a resident provided that an application for permanent residence status has been accepted for processing by Citizenship and Immigration Canada (CIC), and the application remains active http://www.health.gov.bc.ca/insurance/msp_register.html
Anyone had any experience of this?
I am in BC, am on implied status as I applied to extend my tourist status in December. I am awaiting a PR application. My gf was approved as a sponsor in November and now we are just waiting.
Whilst looking online at medical coverage for myself, I read that I may be able to be covered by my gf's MSP as she is a BC Resident and I have a PR application in process?
This is what I read:
A spouse or a child of an eligible B.C. resident may also be deemed a resident provided that an application for permanent residence status has been accepted for processing by Citizenship and Immigration Canada (CIC), and the application remains active http://www.health.gov.bc.ca/insurance/msp_register.html
Anyone had any experience of this?
http://www.health.gov.bc.ca/msp/info...-in-canada.pdf
Most immigration documents, when submitted with the required MSP form, provide sufficient information for MSP to determine whether a person qualifies for benefits. There are circumstances where additional documentation is required.
If, for example, a spouse/child has visitor status in Canada and his/her papers do not state “Case Type 17” or provide any other indication that permanent resident status has been applied for, the MSP form should be submitted with copies of as many of the following as possible
a photocopy of any immigration document he/she may hold
any relevant letters issued by Citizenship and Immigration Canada (CIC) to the applicant or sponsor
proof that the application fee for permanent resident status has been paid to CIC on line or through a financial institution
the identity page of the spouse/child’s passport and any other pages stamped by CIC or the Canada Border Services Agency
a copy of the spouse/child’s birth certificate if he/she is a United States citizen
pages 1 and 2 from the CIC e-Client Application Status web site showing the receipt and processing date of the application for permanent resident status (www.cic.gc.ca ; click on Check Application Status)
If, for example, a spouse/child has visitor status in Canada and his/her papers do not state “Case Type 17” or provide any other indication that permanent resident status has been applied for, the MSP form should be submitted with copies of as many of the following as possible
a photocopy of any immigration document he/she may hold
any relevant letters issued by Citizenship and Immigration Canada (CIC) to the applicant or sponsor
proof that the application fee for permanent resident status has been paid to CIC on line or through a financial institution
the identity page of the spouse/child’s passport and any other pages stamped by CIC or the Canada Border Services Agency
a copy of the spouse/child’s birth certificate if he/she is a United States citizen
pages 1 and 2 from the CIC e-Client Application Status web site showing the receipt and processing date of the application for permanent resident status (www.cic.gc.ca ; click on Check Application Status)
![Smile](https://britishexpats.com/forum/images/smilies/smile.gif)
![Siouxie is offline](https://britishexpats.com/forum/images/statusicon/user_offline.gif)
#6
![Default](https://britishexpats.com/forum/images/icons/icon1.gif)
Thanks for the info
I called MSP and from the information I gave them I was told that I should be able to be covered by my gf's MSP. I need to provide proof that I have applied for and paid for my PR, and that it is in process (my sponsor being approved).
I am sending off the forms today so fingers crossed all will be good!
![Smile](https://britishexpats.com/forum/images/smilies/smile.gif)
I called MSP and from the information I gave them I was told that I should be able to be covered by my gf's MSP. I need to provide proof that I have applied for and paid for my PR, and that it is in process (my sponsor being approved).
I am sending off the forms today so fingers crossed all will be good!
![Smile](https://britishexpats.com/forum/images/smilies/smile.gif)
![burks is offline](https://britishexpats.com/forum/images/statusicon/user_offline.gif)
#7
Just Joined
Joined: Dec 2013
Location: Vancouver, Canada
Posts: 2
![haver is an unknown quantity at this point](https://britishexpats.com/forum/images/reputation/reputation_balance.gif)
![Default](https://britishexpats.com/forum/images/icons/icon1.gif)
You could also get private health insurance while you await the MSP coverage.
![haver is offline](https://britishexpats.com/forum/images/statusicon/user_offline.gif)