The GREAT auto insurance poll
Nov 29th 2005, 7:41 pm
#61
Assimilated Pauper
Joined: Mar 2005
Location: Ontario
Posts: 40,021
Re: The GREAT auto insurance poll
Originally Posted by iaink
Just dumb luck. Encouraging others to do the same is plain irresponsible. Your luck will run out at some point, just like mine will, but for me it wont be for want of traction or visibility if i can help it.
How are you going to feel when you hit some pedestrian that you didnt see soon enough, or couldnt stop in time for on your all seasons? Theres no excuse.
How are you going to feel when you hit some pedestrian that you didnt see soon enough, or couldnt stop in time for on your all seasons? Theres no excuse.
I doubt I'll hit a pedestrian, btw, but I've had many close calls with unlit bicyclists wearing black. I wouldn't feel guilty about killing such an idiot but I imagine there'd be endless bureaucracy involved.
Nov 29th 2005, 7:42 pm
#62
Lost in BE Cyberspace
Joined: Sep 2004
Location: Windsor, ON; Chicago, IL
Posts: 6,713
Re: The GREAT auto insurance poll
Originally Posted by NessieOggy
There are 3 provinces in Canada that offer public insurance - BC, Saskatchewan & Manitoba. These provinces have insurance corporations managed by the government.
http://www.insurance-canada.ca/consi...vidend-511.php
Nov 29th 2005, 8:08 pm
#63
Moderαtor Emeritus
Joined: Sep 2003
Location: Upstate South Carolina
Posts: 30,768
Re: The GREAT auto insurance poll
Originally Posted by dbd33
There's no legal requirement to drive on any particuar sort of tyre so you'd have a difficult time ascribing blame for a collision to someone's choice of rubber. That'd be especially so if they were using the car manufacturers recommended tyres, something 90% of drivers do. You may enjoy using a particular brand of tyre but there's particular reason for anyone else to do so. It's not usual or even common to have a second set of tyres for winter.
I doubt I'll hit a pedestrian, btw, but I've had many close calls with unlit bicyclists wearing black. I wouldn't feel guilty about killing such an idiot but I imagine there'd be endless bureaucracy involved.
I doubt I'll hit a pedestrian, btw, but I've had many close calls with unlit bicyclists wearing black. I wouldn't feel guilty about killing such an idiot but I imagine there'd be endless bureaucracy involved.
....I guess I should have expected as much.I would appeal to your conscience, but i realise you dont have one. If I didnt already know you couldn't be arsed to vote I would have you down as a conservative.
As for the bicyclists, well thats just Darwinian evolution in action...or are you a subscriber to "Intelligent Design" too.
Nov 29th 2005, 8:11 pm
#64
Assimilated Pauper
Joined: Mar 2005
Location: Ontario
Posts: 40,021
Re: The GREAT auto insurance poll
Originally Posted by iaink
Legal responsibility ....I guess I should have expected as much.
I would appeal to your conscience, but i realise you dont have one. If I didnt already know you couldn't be arsed to vote I would have you down as a conservative.
As for the bicyclists, well thats just Darwinian evolution in action...or are you a subscriber to "Intelligent Design" too.
....I guess I should have expected as much.I would appeal to your conscience, but i realise you dont have one. If I didnt already know you couldn't be arsed to vote I would have you down as a conservative.
As for the bicyclists, well thats just Darwinian evolution in action...or are you a subscriber to "Intelligent Design" too.
Nov 29th 2005, 8:24 pm
#65
BE Forum Addict
Joined: Dec 2004
Location: Ottawa
Posts: 1,664
Re: The GREAT auto insurance poll
$2800 for a 2003 Jeep Liberty!
I was told by the insurance co. that the premiums actually get higher the more rurally you live as there's more chance of you a) taking the vehicle off road and b) hitting a moose!
I was told by the insurance co. that the premiums actually get higher the more rurally you live as there's more chance of you a) taking the vehicle off road and b) hitting a moose!
Nov 29th 2005, 8:33 pm
#66
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Joined: Sep 2003
Location: Upstate South Carolina
Posts: 30,768
Re: The GREAT auto insurance poll
Originally Posted by TrishB
$2800 for a 2003 Jeep Liberty!
I was told by the insurance co. that the premiums actually get higher the more rurally you live as there's more chance of you a) taking the vehicle off road and b) hitting a moose!
I was told by the insurance co. that the premiums actually get higher the more rurally you live as there's more chance of you a) taking the vehicle off road and b) hitting a moose!
Maybe if you live wwwaaaaaaayyyyyyyyyyy out in the boonies and are driving 100+km to work each way it will go up with the annual mileage?
Typically off road escapades are specifically not covered anyway.
Nov 29th 2005, 8:40 pm
#67
Lotus-eater
Joined: Jan 2004
Location: Cascadian Autonomous Elysian Region
Posts: 5,069
Re: The GREAT auto insurance poll
Originally Posted by iaink
Typically off road escapades are specifically not covered anyway.
Anyone had any experiences of insurance issues when using industrial roads ?
Rich.
Nov 29th 2005, 11:13 pm
#68
BE Enthusiast
Joined: Sep 2004
Location: Cochrane Alberta
Posts: 909
Re: The GREAT auto insurance poll
[QUOTE=Posidrive]
apparently seems to be what they are called by the poor buggers who build them.
Originally Posted by frankieforehead
Ford ExploderQUOTE]
Hope that was a finger slip and not a description of what happened to the engine
Hope that was a finger slip and not a description of what happened to the engine
Dec 1st 2005, 5:23 pm
#69
BE Enthusiast
Joined: Mar 2004
Location: Kelowna, BC
Posts: 903
Re: The GREAT auto insurance poll
Originally Posted by Rich_007
I have read something about 'industrial roads' - does this include forest service roads ? We have heaps of them here including some routes giving access to tourist and leisure spots, but others for cross country skiing, hunting, fishing etc. Guess that using these roads might be a problem for regular insurance and for rented auto cover if there was a bash ?
Anyone had any experiences of insurance issues when using industrial roads ?
Rich.
Anyone had any experiences of insurance issues when using industrial roads ?
Rich.
Cheers
Oggy
Dec 2nd 2005, 12:45 am
#70
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Joined: Jan 2004
Location: Cascadian Autonomous Elysian Region
Posts: 5,069
Re: The GREAT auto insurance poll
Originally Posted by NessieOggy
Rich, I made an inquiry and your vehicle would be covered on any roadway in BC.
Rich.
