Go Back  British Expats > Living & Moving Abroad > Canada
Reload this Page >

Going round in circles

Going round in circles

Old Jun 28th 2016, 5:58 pm
  #1  
Just Joined
Thread Starter
 
Joined: Dec 2015
Location: Cheshire
Posts: 29
Oliviald has a reputation beyond reputeOliviald has a reputation beyond reputeOliviald has a reputation beyond reputeOliviald has a reputation beyond reputeOliviald has a reputation beyond reputeOliviald has a reputation beyond reputeOliviald has a reputation beyond reputeOliviald has a reputation beyond reputeOliviald has a reputation beyond reputeOliviald has a reputation beyond reputeOliviald has a reputation beyond repute
Default Going round in circles

Hi everyone,
Extremely sorry if this has been discussed before but would appreciate some help from you expat experts!

7 weeks until our moving date to Toronto!

I have a student visa, my fiancee has a working visa (no job yet). I don't want to secure anywhere to live before Iseeing it so we are planning on staying in a hotel for a few weeks!

Reading up on the things we need to get....
SIN card for work - can't get this without an address
bank account - cant get this without sin card and address
Somewhere to rent- need a bank account and a job

As you might notice i cant get one without the other etc etc...

Where on earth am i meant to start with this?!

The plan was to go straight to get a sin card and bank account when we arrive and then apply for jobs and arrange apartment viewings...

Olivia
Oliviald is offline  
Old Jun 28th 2016, 8:27 pm
  #2  
 
Joined: Sep 2008
Posts: 12,830
Aviator has a reputation beyond reputeAviator has a reputation beyond reputeAviator has a reputation beyond reputeAviator has a reputation beyond reputeAviator has a reputation beyond reputeAviator has a reputation beyond reputeAviator has a reputation beyond reputeAviator has a reputation beyond reputeAviator has a reputation beyond reputeAviator has a reputation beyond reputeAviator has a reputation beyond repute
Default Re: Going round in circles

Originally Posted by Oliviald View Post
Where on earth am i meant to start with this?!

The plan was to go straight to get a sin card and bank account when we arrive and then apply for jobs and arrange apartment viewings...
You seem to have it figured out.
Aviator is offline  
Old Jun 28th 2016, 9:01 pm
  #3  
Born again atheist
 
Novocastrian's Avatar
 
Joined: Jul 2005
Location: Europe (to be specified).
Posts: 30,256
Novocastrian has a reputation beyond reputeNovocastrian has a reputation beyond reputeNovocastrian has a reputation beyond reputeNovocastrian has a reputation beyond reputeNovocastrian has a reputation beyond reputeNovocastrian has a reputation beyond reputeNovocastrian has a reputation beyond reputeNovocastrian has a reputation beyond reputeNovocastrian has a reputation beyond reputeNovocastrian has a reputation beyond reputeNovocastrian has a reputation beyond repute
Default Re: Going round in circles

Originally Posted by Aviator View Post
You seem to have it figured out.
Novocastrian is offline  
Old Jun 28th 2016, 9:42 pm
  #4  
BE Forum Addict
 
Engineer_abroad's Avatar
 
Joined: Jun 2015
Location: Vancouver BC
Posts: 1,706
Engineer_abroad has a reputation beyond reputeEngineer_abroad has a reputation beyond reputeEngineer_abroad has a reputation beyond reputeEngineer_abroad has a reputation beyond reputeEngineer_abroad has a reputation beyond reputeEngineer_abroad has a reputation beyond reputeEngineer_abroad has a reputation beyond reputeEngineer_abroad has a reputation beyond reputeEngineer_abroad has a reputation beyond reputeEngineer_abroad has a reputation beyond reputeEngineer_abroad has a reputation beyond repute
Default Re: Going round in circles

Originally Posted by Oliviald View Post
Hi everyone,
Extremely sorry if this has been discussed before but would appreciate some help from you expat experts!

7 weeks until our moving date to Toronto!

I have a student visa, my fiancee has a working visa (no job yet). I don't want to secure anywhere to live before Iseeing it so we are planning on staying in a hotel for a few weeks!

Reading up on the things we need to get....
SIN card for work - can't get this without an address
bank account - cant get this without sin card and address
Somewhere to rent- need a bank account and a job

As you might notice i cant get one without the other etc etc...

Where on earth am i meant to start with this?!

The plan was to go straight to get a sin card and bank account when we arrive and then apply for jobs and arrange apartment viewings...

Olivia
Not to worry you only need an address for the SIN number for their records they don't send anything to that address (you don't get a card nowadays).

Bank will normally work from a hotel address especially if you are opening a new arrivals account. I used my work address when I first got here. I set up my account before even moving here after a trip to land for 3 days to get my work permit.

For renting a place you may need an account with a cheque book, a lot of places here require you pay rent with 12 post-dated cheques.

You have the right order as bank will want your SIN number.
Engineer_abroad is offline  
Old Jun 28th 2016, 9:45 pm
  #5  
Banned
 
Joined: Apr 2009
Location: SW Ontario
Posts: 19,879
Siouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond repute
Default Re: Going round in circles

Originally Posted by Engineer_abroad View Post
Not to worry you only need an address for the SIN number for their records they don't send anything to that address (you don't get a card nowadays).

Bank will normally work from a hotel address especially if you are opening a new arrivals account. I used my work address when I first got here. I set up my account before even moving here after a trip to land for 3 days to get my work permit.

For renting a place you may need an account with a cheque book, a lot of places here require you pay rent with 12 post-dated cheques.

You have the right order as bank will want your SIN number.
Which may or may not be legal, depending on the Province.

For Ontario: What tenants need to know about the law | CLEO (Community Legal Education Ontario
It is also illegal for a landlord to require post-dated cheques or other types of automatic rent payments.
Siouxie is offline  
Old Jun 28th 2016, 9:49 pm
  #6  
BE Forum Addict
 
Engineer_abroad's Avatar
 
Joined: Jun 2015
Location: Vancouver BC
Posts: 1,706
Engineer_abroad has a reputation beyond reputeEngineer_abroad has a reputation beyond reputeEngineer_abroad has a reputation beyond reputeEngineer_abroad has a reputation beyond reputeEngineer_abroad has a reputation beyond reputeEngineer_abroad has a reputation beyond reputeEngineer_abroad has a reputation beyond reputeEngineer_abroad has a reputation beyond reputeEngineer_abroad has a reputation beyond reputeEngineer_abroad has a reputation beyond reputeEngineer_abroad has a reputation beyond repute
Default Re: Going round in circles

Originally Posted by Siouxie View Post
Which may or may not be legal, depending on the Province.

For Ontario: What tenants need to know about the law | CLEO (Community Legal Education Ontario
It is also illegal for a landlord to require post-dated cheques or other types of automatic rent payments.
opps. I was speaking from BC experience. Either way you will find quite a lot more is done in cheque and cash here rather than plastic.
Engineer_abroad is offline  
Old Jun 28th 2016, 9:51 pm
  #7  
Banned
 
Joined: Apr 2009
Location: SW Ontario
Posts: 19,879
Siouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond repute
Default Re: Going round in circles

Originally Posted by Engineer_abroad View Post
opps. I was speaking from BC experience. Either way you will find quite a lot more is done in cheque and cash here rather than plastic.
I had the same experience in Ontario, lol. I couldn't get anyone to rent to me unless I provided them with post dated cheques - at the time, I didn't know it was illegal (and they should have known better, they were a very large company).

Knowledge is useful though, just in case the landlord is trying it on.

Siouxie is offline  
Old Jun 30th 2016, 3:01 pm
  #8  
BE Forum Addict
 
Joined: May 2012
Location: Qc, Canada
Posts: 3,787
Shirtback has a reputation beyond reputeShirtback has a reputation beyond reputeShirtback has a reputation beyond reputeShirtback has a reputation beyond reputeShirtback has a reputation beyond reputeShirtback has a reputation beyond reputeShirtback has a reputation beyond reputeShirtback has a reputation beyond reputeShirtback has a reputation beyond reputeShirtback has a reputation beyond reputeShirtback has a reputation beyond repute
Default Re: Going round in circles

Originally Posted by Siouxie View Post
I had the same experience in Ontario, lol. I couldn't get anyone to rent to me unless I provided them with post dated cheques - at the time, I didn't know it was illegal (and they should have known better, they were a very large company).

Knowledge is useful though, just in case the landlord is trying it on.

It's not legal here in Qc either, for a landlord to request/require post-dated cheques. However, there's nothing to stop a (prospective) tenant (a new arrival, or someone with no rental history, for example) offering them as a "good faith" gesture...
Shirtback is offline  

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Contact Us - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service - Do Not Sell My Personal Information -

Copyright © 2021 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.