Go Back  British Expats > Living & Moving Abroad > Canada
Reload this Page >

Getting 'temporary' UK car insurance with Canadian licence?

Getting 'temporary' UK car insurance with Canadian licence?

Old May 27th 2020, 7:45 pm
  #1  
Forum Regular
Thread Starter
 
Joined: Jan 2019
Posts: 83
no good name has a reputation beyond reputeno good name has a reputation beyond reputeno good name has a reputation beyond reputeno good name has a reputation beyond reputeno good name has a reputation beyond reputeno good name has a reputation beyond reputeno good name has a reputation beyond reputeno good name has a reputation beyond reputeno good name has a reputation beyond reputeno good name has a reputation beyond reputeno good name has a reputation beyond repute
Default Getting 'temporary' UK car insurance with Canadian licence?

Has anyone ever went back to the UK for lets say, 1month.. and managed to get the use of a friends, or family members car.
If so how did you go about getting insurance cover sorted?
Is the family member able to put you on their insurance as an additional 'temporary' driver?
Or can I arrange something with my canadian insurance provider to do this?

Thanks
no good name is offline  
Old May 27th 2020, 7:56 pm
  #2  
BE Forum Addict
 
Hurlabrick's Avatar
 
Joined: Apr 2013
Location: London, ON
Posts: 2,427
Hurlabrick has a reputation beyond reputeHurlabrick has a reputation beyond reputeHurlabrick has a reputation beyond reputeHurlabrick has a reputation beyond reputeHurlabrick has a reputation beyond reputeHurlabrick has a reputation beyond reputeHurlabrick has a reputation beyond reputeHurlabrick has a reputation beyond reputeHurlabrick has a reputation beyond reputeHurlabrick has a reputation beyond reputeHurlabrick has a reputation beyond repute
Default Re: Getting 'temporary' UK car insurance with Canadian licence?

Originally Posted by no good name View Post
Has anyone ever went back to the UK for lets say, 1month.. and managed to get the use of a friends, or family members car.
If so how did you go about getting insurance cover sorted?
Is the family member able to put you on their insurance as an additional 'temporary' driver?
Or can I arrange something with my canadian insurance provider to do this?

Thanks
I tried to do something like this with a motorbike I owned when I lived (and was licenced) in the UK for a Canadian friend who was visiting. My normal insurer would not allow him to be added as a named driver as he didn't have a UK licence. In the end I worked through an insurance broker who did a lot of calling around and managed to get me a temporary policy for him (I think through a Lloyds syndicate). Bit of a PITA!

I am not certain if EVERY UK insurer would adopt this approach. It would be worth your UK friend asking if they can add you as a named driver given that you have a Canadian licence (but don't be surprised if they come back with a 'no').
Hurlabrick is offline  
Old May 27th 2020, 8:17 pm
  #3  
Concierge
 
spouse of scouse's Avatar
 
Joined: Jan 2013
Location: Western Australia
Posts: 16,977
spouse of scouse has a reputation beyond reputespouse of scouse has a reputation beyond reputespouse of scouse has a reputation beyond reputespouse of scouse has a reputation beyond reputespouse of scouse has a reputation beyond reputespouse of scouse has a reputation beyond reputespouse of scouse has a reputation beyond reputespouse of scouse has a reputation beyond reputespouse of scouse has a reputation beyond reputespouse of scouse has a reputation beyond reputespouse of scouse has a reputation beyond repute
Default Re: Getting 'temporary' UK car insurance with Canadian licence?

Originally Posted by no good name View Post
Has anyone ever went back to the UK for lets say, 1month.. and managed to get the use of a friends, or family members car.
If so how did you go about getting insurance cover sorted?
Is the family member able to put you on their insurance as an additional 'temporary' driver?
Or can I arrange something with my canadian insurance provider to do this?

Thanks
I had some dog/house sitters in the UK while my husband and I had a 5 week holiday. The were from Australia and both had international drivers licences. Our insurer (Aviva) had no problems adding them to our insurance so they could drive our car. Information I had to provide them was name, address, date of birth and a copy of each of their international drivers licence.

They explained that they don't add people to policies on a temporary basis, they just add them to a policy in the normal fashion and charge an extra monthly fee, with periods of less than a month on a pro rata basis. From memory it was very cheap at £28 per month for the pair of them, and I just had to call the insurers when I wanted the couple taken off the policy, with the fee ending on that date.

I remember them saying that they would have offered the same deal if the couple had just had 'ordinary' Australian licences but I don't know if that was because we also drive on the left. Sorry, I don't know whether or not they'd have agreed to add a driver from a right hand drive country.

Last edited by spouse of scouse; May 27th 2020 at 8:24 pm.
spouse of scouse is offline  
Old May 28th 2020, 12:14 am
  #4  
Assimilated Pauper
 
dbd33's Avatar
 
Joined: Mar 2005
Location: Ontario
Posts: 38,555
dbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond repute
Default Re: Getting 'temporary' UK car insurance with Canadian licence?

Originally Posted by spouse of scouse View Post

I remember them saying that they would have offered the same deal if the couple had just had 'ordinary' Australian licences but I don't know if that was because we also drive on the left. Sorry, I don't know whether or not they'd have agreed to add a driver from a right hand drive country.
That's because an "international drivers license" isn't a license but a translation of one's ordinary license. It's not important to have one if the language of the original license is English as all it does is explain, in English, that you have the original license. In this case it's the Australian license that confers the right to drive.
dbd33 is offline  
Old May 28th 2020, 2:01 am
  #5  
Concierge
 
spouse of scouse's Avatar
 
Joined: Jan 2013
Location: Western Australia
Posts: 16,977
spouse of scouse has a reputation beyond reputespouse of scouse has a reputation beyond reputespouse of scouse has a reputation beyond reputespouse of scouse has a reputation beyond reputespouse of scouse has a reputation beyond reputespouse of scouse has a reputation beyond reputespouse of scouse has a reputation beyond reputespouse of scouse has a reputation beyond reputespouse of scouse has a reputation beyond reputespouse of scouse has a reputation beyond reputespouse of scouse has a reputation beyond repute
Default Re: Getting 'temporary' UK car insurance with Canadian licence?

Originally Posted by dbd33 View Post
That's because an "international drivers license" isn't a license but a translation of one's ordinary license. It's not important to have one if the language of the original license is English as all it does is explain, in English, that you have the original license. In this case it's the Australian license that confers the right to drive.
Oh. Right. Well the insurer and the couple called it an 'international drivers licence' (or maybe it was driving)so that was good enough for me
















spouse of scouse is offline  
Old May 28th 2020, 8:46 am
  #6  
BE Enthusiast
 
Joined: Dec 2010
Location: Whitby, Ontario
Posts: 514
Twitcher1958 has a reputation beyond reputeTwitcher1958 has a reputation beyond reputeTwitcher1958 has a reputation beyond reputeTwitcher1958 has a reputation beyond reputeTwitcher1958 has a reputation beyond reputeTwitcher1958 has a reputation beyond reputeTwitcher1958 has a reputation beyond reputeTwitcher1958 has a reputation beyond reputeTwitcher1958 has a reputation beyond reputeTwitcher1958 has a reputation beyond reputeTwitcher1958 has a reputation beyond repute
Default Re: Getting 'temporary' UK car insurance with Canadian licence?

My experience was that the ability to do this changed a few years ago. I stayed with my brother about 6/7years ago and his insurance company was happy to add me to his policy for a reasonable premium. We tried to do the same more recently - about 2 years ago- and it was no longer possible. At that time, the message we got was that most UK insurance companies had changed their policy on doing it.
Twitcher1958 is offline  
Old May 28th 2020, 10:04 am
  #7  
SUPER MODERATOR
 
christmasoompa's Avatar
 
Joined: Oct 2007
Location: In a darkened room somewhere.............
Posts: 30,318
christmasoompa has a reputation beyond reputechristmasoompa has a reputation beyond reputechristmasoompa has a reputation beyond reputechristmasoompa has a reputation beyond reputechristmasoompa has a reputation beyond reputechristmasoompa has a reputation beyond reputechristmasoompa has a reputation beyond reputechristmasoompa has a reputation beyond reputechristmasoompa has a reputation beyond reputechristmasoompa has a reputation beyond reputechristmasoompa has a reputation beyond repute
Default Re: Getting 'temporary' UK car insurance with Canadian licence?

You need your own 'standalone' insurance, rather than trying to be added to a relative's car insurance. Here's a few companies that do it -

https://www.moneymaxim.co.uk/short-t...seas-residents

HTH.
christmasoompa is offline  
Old May 30th 2020, 4:06 am
  #8  
Forum Regular
 
Joined: May 2019
Posts: 154
Revin Kevin has a reputation beyond reputeRevin Kevin has a reputation beyond reputeRevin Kevin has a reputation beyond reputeRevin Kevin has a reputation beyond reputeRevin Kevin has a reputation beyond reputeRevin Kevin has a reputation beyond reputeRevin Kevin has a reputation beyond reputeRevin Kevin has a reputation beyond reputeRevin Kevin has a reputation beyond reputeRevin Kevin has a reputation beyond reputeRevin Kevin has a reputation beyond repute
Default Re: Getting 'temporary' UK car insurance with Canadian licence?

Sorry if this is a thick question but what happens to your UK licence when you get a Canadian one? Presumably a UK licence has to have a UK address so if you maintain a UK address when you move to Canada is there anything to stop you maintaining a UK licence?
Revin Kevin is offline  
Old May 30th 2020, 5:44 am
  #9  
"In cruce vincam"
 
rivingtonpike's Avatar
 
Joined: May 2010
Location: Mill Bay, Vancouver Island
Posts: 3,188
rivingtonpike has a reputation beyond reputerivingtonpike has a reputation beyond reputerivingtonpike has a reputation beyond reputerivingtonpike has a reputation beyond reputerivingtonpike has a reputation beyond reputerivingtonpike has a reputation beyond reputerivingtonpike has a reputation beyond reputerivingtonpike has a reputation beyond reputerivingtonpike has a reputation beyond reputerivingtonpike has a reputation beyond reputerivingtonpike has a reputation beyond repute
Default Re: Getting 'temporary' UK car insurance with Canadian licence?

Originally Posted by Revin Kevin View Post
Sorry if this is a thick question but what happens to your UK licence when you get a Canadian one? Presumably a UK licence has to have a UK address so if you maintain a UK address when you move to Canada is there anything to stop you maintaining a UK licence?
you cant hold two licences at once
rivingtonpike is offline  
Old May 30th 2020, 10:46 am
  #10  
SUPER MODERATOR
 
christmasoompa's Avatar
 
Joined: Oct 2007
Location: In a darkened room somewhere.............
Posts: 30,318
christmasoompa has a reputation beyond reputechristmasoompa has a reputation beyond reputechristmasoompa has a reputation beyond reputechristmasoompa has a reputation beyond reputechristmasoompa has a reputation beyond reputechristmasoompa has a reputation beyond reputechristmasoompa has a reputation beyond reputechristmasoompa has a reputation beyond reputechristmasoompa has a reputation beyond reputechristmasoompa has a reputation beyond reputechristmasoompa has a reputation beyond repute
Default Re: Getting 'temporary' UK car insurance with Canadian licence?

Originally Posted by Revin Kevin View Post
Sorry if this is a thick question but what happens to your UK licence when you get a Canadian one? Presumably a UK licence has to have a UK address so if you maintain a UK address when you move to Canada is there anything to stop you maintaining a UK licence?
You surrender it, but can easily get it back if you move back to the UK. You can't use a UK DL if you're not resident there anyway, even if you could keep it.
christmasoompa is offline  
Old May 31st 2020, 2:18 pm
  #11  
No beginning to my talent
 
Joined: Dec 2017
Location: Hamilton, Ontario
Posts: 322
crofty82 has a reputation beyond reputecrofty82 has a reputation beyond reputecrofty82 has a reputation beyond reputecrofty82 has a reputation beyond reputecrofty82 has a reputation beyond reputecrofty82 has a reputation beyond reputecrofty82 has a reputation beyond reputecrofty82 has a reputation beyond reputecrofty82 has a reputation beyond reputecrofty82 has a reputation beyond reputecrofty82 has a reputation beyond repute
Default Re: Getting 'temporary' UK car insurance with Canadian licence?

Not needed to use it myself but this site seems to offer what you are looking for:

https://www.tempcover.com/temporary-...ce/expatriates
crofty82 is offline  

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Contact Us - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service - Do Not Sell My Personal Information -

Copyright © 2018 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.