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Old Mar 2nd 2009 | 4:19 am
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Default empty house insurance

Hello,

Haven’t sold our house in the UK so we’re thinking of leaving it empty, we don’t want to rent it out, and get across to Canada. We would still leave it on the market and in time hopefully flog it.

Can anybody recommend a UK insurance company that would offer insurance for an empty property. Also it would be appreciated if anyone knows of any “pitfalls” of doing this, as I’m sure its not as simple as it looks..

Thanks
 
Old Mar 2nd 2009 | 4:30 am
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Default Re: empty house insurance

hi

a couple of years ago my mother was in and out of hospital and then she had to go into a care home. All in all her home was vacant for a bout 1 1/2 years before we managed to sell the property. All I did was inform the current insurers that the property was vacant and that it was checked twice a week. This satisfied them until the house was sold....I hope this helps
 
Old Mar 2nd 2009 | 4:40 am
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Default Re: empty house insurance

Originally Posted by Geordielass
hi

a couple of years ago my mother was in and out of hospital and then she had to go into a care home. All in all her home was vacant for a bout 1 1/2 years before we managed to sell the property. All I did was inform the current insurers that the property was vacant and that it was checked twice a week. This satisfied them until the house was sold....I hope this helps
Thanks Geordielass....thats good to know someone does it.

I'm with churchills at the mo but they don't do it. Could you remember who your insurer was...
Thanks
 
Old Mar 2nd 2009 | 5:11 am
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Default Re: empty house insurance

Originally Posted by woofwoof
Thanks Geordielass....thats good to know someone does it.

I'm with churchills at the mo but they don't do it. Could you remember who your insurer was...
Thanks
Im alsmost certain it was Norwich Union, but she was with them anyway they just made an adjustment on the policy
 
Old Mar 2nd 2009 | 5:14 am
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Default Re: empty house insurance

Originally Posted by Geordielass
Im alsmost certain it was Norwich Union, but she was with them anyway they just made an adjustment on the policy
Again...thanks
 
Old Mar 2nd 2009 | 5:15 am
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Default Re: empty house insurance

If you're really stuck finding a firm to cover you, try Higos (www.higos.co.uk) I used to use them in a former life and they'll cover just about any risk imaginable...
 
Old Mar 2nd 2009 | 5:28 am
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Default Re: empty house insurance

Originally Posted by dwight-van-man
If you're really stuck finding a firm to cover you, try Higos (www.higos.co.uk) I used to use them in a former life and they'll cover just about any risk imaginable...
Just looked at there website.....they have even got insurance for "lottery wins".
So if I take out insurance on the lottery and dont win on wednesday, I wonder if they will give me a million
 

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