Originally Posted by albertaresident

No MOT, No road tax, no orange reflector for indicator requirement, no handbrake when car parked requirement. The UK rules and roads seem better in comparison
I feel 90% of Canadian vehicles would fail a MOT test, but then again the weather is more extreme in Canada

Originally Posted by CanadaJimmy

Road engineering and car safety requirements are vastly superior in the UK and Europe as a whole in my view. Here it's all just built quick and cheaply as possible and as a result people bump into each other more often, this societal cost is offloaded to road users through higher insurance rates in Canada.

Originally Posted by Hemlock

People bump into each other so often because the driving standard is so poor, to many new resident exchange licenses without a test, drivers who cannot drive teaching new drivers how to drive badly, distracted driving and inadequate penalties and policing.

Originally Posted by Hemlock

This isn't completely true. Liability can only be purchased through ICBC, legal minimum is $200,000. No private insurers offer liability in BC. $200,000 is nowhere near enough, unless you like living on the edge, $5m is the max, which if you have a home and other assets is where to be in my view. Comp and Collision can be purchased through ICBC or private companies, how it compares depends on a number of things, vehicle use, driver experience, vehicle type etc.