average salary for carpenter in alberta
Sep 19th 2006 | 12:05 pm
#31
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Re: average salary for carpenter in alberta
In Calgary this year the elementary school fee was $48 per child for the year. The school provided all of the supplies. A large chunk of the fee was voluntary - I dont remember the amount because we were planning on paying all of it.
It is less for kindergarden but more for junior high and senior high.
A bigger concern is your preschool fees. We paid $250/month for junior kindergarden for our younger child four years ago. You can get cheaper but we wanted more than finger painting and screaming.
It is less for kindergarden but more for junior high and senior high.
A bigger concern is your preschool fees. We paid $250/month for junior kindergarden for our younger child four years ago. You can get cheaper but we wanted more than finger painting and screaming.
Sep 19th 2006 | 12:19 pm
#32
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From: Ontario
Re: average salary for carpenter in alberta
Originally Posted by iaink
Just keep in mind that your 205k house will probably attract about 2k+ in property taxes that the mortgage company will want to ensure are up to date...adding another 200 a month to your monthly payment.
My actual $800 a month to the bank is 600 for the mortgage and 200 for the property taxes.
My actual $800 a month to the bank is 600 for the mortgage and 200 for the property taxes.
Sep 19th 2006 | 12:41 pm
#33
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Joined: Jul 2005
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From: St. John's, Newfoundland
Re: average salary for carpenter in alberta
Originally Posted by mels123
We were quoted $1200 for borrowing $205,000 over 25 years. I know we shouldn't convert to £ but it still seems more expensive than a £100K mortgage in the UK.
Incidentally, I think it is pretty common in Canada to be paid bi-weekly rather than monthly. My tip is to set up your mortgage payment bi-weekly also as otherwise it can pay hell with cashflow during the month!
Sep 19th 2006 | 8:37 pm
#34
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Re: average salary for carpenter in alberta
[QUOTE=Sarahad]
Hi dd, I think the $235,000 was relating to me not the person who quoted the $1700 figure. Just out of curiosity if income is only $55000 what amount a month do people think would be realistic to pay on a mortgage?
Made $40-51k in Alberta in 1997-9, kept our mortgage at $700/mth. Would not expect to pay more than 25% of my net pay on a mortgage as others have said theres plenty of other bills to pay for a family of four. Even then at the start we supplement our income using savings from England for a first few years.
Originally Posted by dbd33
Hi dd, I think the $235,000 was relating to me not the person who quoted the $1700 figure. Just out of curiosity if income is only $55000 what amount a month do people think would be realistic to pay on a mortgage?
Sep 20th 2006 | 2:03 am
#35
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From: Wabamun , Alberta
Re: average salary for carpenter in alberta
Originally Posted by R2D2
I guess it depends entirely on your other outgoings. If you are looking at a $200k Mortgage then that'll be a fair chunk of your wages gone on that. We just tied in for a 4 yr fixed rate on a $181k Mortgage and that is costing us just under $600 every 2 weeks. (hub gets paid bi-weekly) But the mortgage is our only big debt. No loans etc.
Then you have property taxes, ours comes in at approx $200 per month here in Sh Pk. Utilities can be pricey. Car ins def is.
Don't worry yourself about school fees if your daughter is only little. My son's Kindergarten fees last yr was only about $25 plus a few school supplies. This yrs Grade 1 was a bit more. $135 plus supplies. Plus you get $100 per month for all children under 6 to help towards costs.
If you take on a big mortgage and other loans etc, then you will probably struggle a bit on $54k. If you watch the expenditure you may just have to tighten the purse strings until you both are working.
Then you have property taxes, ours comes in at approx $200 per month here in Sh Pk. Utilities can be pricey. Car ins def is.
Don't worry yourself about school fees if your daughter is only little. My son's Kindergarten fees last yr was only about $25 plus a few school supplies. This yrs Grade 1 was a bit more. $135 plus supplies. Plus you get $100 per month for all children under 6 to help towards costs.
If you take on a big mortgage and other loans etc, then you will probably struggle a bit on $54k. If you watch the expenditure you may just have to tighten the purse strings until you both are working.
We want to get as small a mortgage as we possibly can but the house prices there at the moment are kinda frightening me!! :scared: Hopefully we will drop on with a house and not have to spend as much as that... fingers crossed!! John will be paid bi-weekly too. I suppose we wont really know what it is all going to be like until we are actually living there and paying all the bills. We are just trying to look at all the bad bits at the moment so we are prepared!!
Sep 20th 2006 | 11:02 am
#36
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From: Sherwood Park,Alberta
Re: average salary for carpenter in alberta
Originally Posted by Sarahad
We want to get as small a mortgage as we possibly can but the house prices there at the moment are kinda frightening me!! :scared: Hopefully we will drop on with a house and not have to spend as much as that... fingers crossed!! John will be paid bi-weekly too. I suppose we wont really know what it is all going to be like until we are actually living there and paying all the bills. We are just trying to look at all the bad bits at the moment so we are prepared!!
Snow tires for your car can dent the wallet too in the winter.
You'll feel like its all spend spend spend at first, and for the first few months I still didn't know our outgoings as its all distorted.
Are you planning to rent first or buy asap.?? Theres a lovely home nr me gone up for sale with com.free if you fancy a nice English Neighbour !!!
Sep 20th 2006 | 11:13 am
#37
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From: Sherwood Park,Alberta
Re: average salary for carpenter in alberta
Originally Posted by Cowtown
In Calgary this year the elementary school fee was $48 per child for the year. The school provided all of the supplies. .
$80 of our fee was so my son could stay at school for the lunchtime period,(to cover the cost of lunch hour supervision) and he takes sandwiches !!!!!
Sep 23rd 2006 | 4:13 am
#38
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From: Wabamun , Alberta
Re: average salary for carpenter in alberta
Originally Posted by R2D2
It is hard. I remember having all those worries too. You just DON"T KNOW the outgoings, so can only guesstimate. The first few months were v.expensive with all the set up costs, so keep some $ back for all that. And if you are arriving in the winter, the heating bills could be high, aswell as needing to kit yourselves out with snowboots,good gloves, hats, blah blah blah.
Snow tires for your car can dent the wallet too in the winter.
You'll feel like its all spend spend spend at first, and for the first few months I still didn't know our outgoings as its all distorted.
Are you planning to rent first or buy asap.?? Theres a lovely home nr me gone up for sale with com.free if you fancy a nice English Neighbour !!!
Snow tires for your car can dent the wallet too in the winter.
You'll feel like its all spend spend spend at first, and for the first few months I still didn't know our outgoings as its all distorted.
Are you planning to rent first or buy asap.?? Theres a lovely home nr me gone up for sale with com.free if you fancy a nice English Neighbour !!!
Sep 23rd 2006 | 6:27 am
#39
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Re: average salary for carpenter in alberta
Originally Posted by R2D2
$80 of our fee was so my son could stay at school for the lunchtime period,(to cover the cost of lunch hour supervision) and he takes sandwiches !!!!!
Sep 23rd 2006 | 7:21 am
#40
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Re: average salary for carpenter in alberta
Originally Posted by Stuarty
There are school fees for non-private schools in Alberta, the exact amount escapes me but it is only a couple of hundred $ per year plus a few more $ for paper/folders/pencils etc. They can't charge too much because some other Provinces/Territories don't charge anything and Politicians hate losing votes 
(not including Gym strip)That also doesn't include her regular 'supplies' like binders paper, pens/pencils etc - we went shopping for those ourselves, and spent another $107.
Edit to add: The only plus was the bussing fee! At only $110 for the year, it works out to about 20% of the cost of gas alone, if I were to drive her myself (no wear and tear or mileage)
Last edited by Calgal; Sep 23rd 2006 at 7:25 am.
Sep 23rd 2006 | 7:35 am
#41
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Re: average salary for carpenter in alberta
Originally Posted by Sarahad
How much is the home near you?! just outta curiosity!!! hee hee!
We didn't really have a choice as we couldn't get our own mortgage with no job, and it wasn't a 'fancy' house. We 'assumed' the mortgage and the interest rate was high back then, at 13%
Sep 23rd 2006 | 9:08 am
#42
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From: Sherwood Park,Alberta
Re: average salary for carpenter in alberta
Originally Posted by Cowtown
Ok on that basis we have another $230 dollars for one child to eat his sandwiches at school. I didnt consider that to be a school fee as you can always choose to have lunch at home (assuming you live near the school).
So really, unless I am prepared to do any of that, then it is a fee that you just have to pay.
Sep 23rd 2006 | 9:09 am
#43
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From: Sherwood Park,Alberta
Re: average salary for carpenter in alberta
Originally Posted by Sarahad
How much is the home near you?! just outta curiosity!!! hee hee!
