Opening HSBC account in OZ !
Mar 23rd 2004, 1:48 pm
#16
BE Forum Addict
Joined: Sep 2003
Posts: 2,666
We opened an account with them just over a week ago and will be telling the Commonwealth where to stick their outrageous charges!!
I dont think its a worry not having lots of branches..you dont need them..you have internet banking and telephone banking at your fingertips..how many people need ot go into a brnch very often these days?
For those going to Adelaide theres a branch in Grenfell St.
I dont think its a worry not having lots of branches..you dont need them..you have internet banking and telephone banking at your fingertips..how many people need ot go into a brnch very often these days?
For those going to Adelaide theres a branch in Grenfell St.
Mar 23rd 2004, 2:21 pm
#17
BE Enthusiast
Joined: May 2003
Location: Renting in Port Kennedy Perth
Posts: 447
HSBC it is then - will go on line & check it out.
If someone gave me a cheque to pay into our account when we are over there - can you send it in the post to be paid into the account or would you have to go into one of the branches to pay it in?
Just a thought!
cheers
pockygoes
If someone gave me a cheque to pay into our account when we are over there - can you send it in the post to be paid into the account or would you have to go into one of the branches to pay it in?
Just a thought!
cheers
pockygoes
Mar 23rd 2004, 5:29 pm
#18
Loving it in Bundy
Joined: Sep 2003
Location: Bundaberg, Australia
Posts: 1,775
Thanks for that plum,
We opened a UK HSBC account in Sept, they told us it would be easy to open an Oz one but had my doubts. Thought it was just a sales pitch to get our money.
Sarah
We opened a UK HSBC account in Sept, they told us it would be easy to open an Oz one but had my doubts. Thought it was just a sales pitch to get our money.
Sarah
Mar 23rd 2004, 6:39 pm
#19
Joined: Feb 2004
Location: Brisbane and loving it!!!!
Posts: 632
Hi I'm going to be dumb now. Do you get a credit card?Can they
authorise one here in UK for issue in OZ?
If not how have you got a credit card?
Nikki x
authorise one here in UK for issue in OZ?
If not how have you got a credit card?
Nikki x
Mar 23rd 2004, 7:43 pm
#20
Dutch expat/Aus citizen
Joined: Apr 2003
Location: South East, Perth (was Holland)
Posts: 5,789
I've understood that you lot in the UK still use cheques a lot.
In Oz this is different (luckily, cos I've never used a cheque in my life!!!)
So, the need for the branche isn't as great.
And everybody is always saying they get their cash when they pay for the groceries(that's how I do it here to, not that I actually use much cash at all anyway, I use EFTPOS for everything (that's the thing that's in the shops and supermarkets, right? (I get all confused with the different names, it's called PIN here, we 'pin' our money, we use the 'pin' in the shop
))
I'm quite sure we'll be getting a HSBC online account when we get to Perth, after everything I've read on here (do a search
)
If it's anything like here (and it seems it is) I'll only be going to the branche to set up an account!
Hope I haven't been too confusing
In Oz this is different (luckily, cos I've never used a cheque in my life!!!)
So, the need for the branche isn't as great.
And everybody is always saying they get their cash when they pay for the groceries(that's how I do it here to, not that I actually use much cash at all anyway, I use EFTPOS for everything (that's the thing that's in the shops and supermarkets, right? (I get all confused with the different names, it's called PIN here, we 'pin' our money, we use the 'pin' in the shop
))I'm quite sure we'll be getting a HSBC online account when we get to Perth, after everything I've read on here (do a search
)If it's anything like here (and it seems it is) I'll only be going to the branche to set up an account!
Hope I haven't been too confusing
Mar 23rd 2004, 9:24 pm
#21
Forum Regular
Joined: Dec 2003
Location: Brisvegas
Posts: 79
Originally posted by vicky o
Been wondering the same Pocky.
Just been on their global site and they have 2 branches in Perth. Doesn't sound much but, they only have about 20 in the whole country by the looks of it.
Still, you get 5 free ATM withdrawals at other machines and free EFTPOS so can't be bad. Who needs cash anyway??
That would be 5 free ATM withdrawals per month
Been wondering the same Pocky.
Just been on their global site and they have 2 branches in Perth. Doesn't sound much but, they only have about 20 in the whole country by the looks of it.
Still, you get 5 free ATM withdrawals at other machines and free EFTPOS so can't be bad. Who needs cash anyway??
That would be 5 free ATM withdrawals per month
...If your lucky enough to find an HSBC ATM then you get unlimited free withdrawels
BG
Mar 23rd 2004, 9:27 pm
#22
High in the Dandenongs
Joined: Apr 2003
Location: Listening to Puffing Billy
Posts: 9,183
Originally posted by buglegirl
...If your lucky enough to find an HSBC ATM then you get unlimited free withdrawels
BG
...If your lucky enough to find an HSBC ATM then you get unlimited free withdrawels
BG
Mar 23rd 2004, 9:33 pm
#23
Guest
Posts: n/a
Originally posted by hevs
Or, as i've said a million times already, AT THE POST OFFICE!!!!!!
Or, as i've said a million times already, AT THE POST OFFICE!!!!!!
for you to of said it a million times you would of needed to mention it 469.9 times per post (going on your current total of 2128) either that or your post count has been docked by 997872.
yes, i have too much time on my hands.
Mar 23rd 2004, 9:36 pm
#24
BE Forum Addict
Joined: Jan 2003
Location: scotland
Posts: 1,511
I got mine after a few weeks on my whv which i am on now, but i want to ask when i go back home is it worth keeping the account open? or should i close it might be handy if i want to live here one day or come here on holidays.
I have a usa bank account as well so dont see no reason not to keep it,very handy having other bank account around globe, more so when you go there often or maybe able to use the account often.
I have a usa bank account as well so dont see no reason not to keep it,very handy having other bank account around globe, more so when you go there often or maybe able to use the account often.
Mar 23rd 2004, 9:37 pm
#25
High in the Dandenongs
Joined: Apr 2003
Location: Listening to Puffing Billy
Posts: 9,183
OK, maybe a few
Mar 23rd 2004, 9:39 pm
#26
Joined: Aug 2003
Posts: 11,149
As long as they are not charging you there should be no need to close the account.
I have just opened an account online. I guess when I have sent in the ID they will send my BSB and account no to wire the money to.
I have just opened an account online. I guess when I have sent in the ID they will send my BSB and account no to wire the money to.
Mar 23rd 2004, 10:34 pm
#27
Guest
Posts: n/a
It appears to need to be mentioned more than once,
but HSBC Deposits and Withrawals can be made at
2,500 POST offices throughout Australia.
With the Online Savings Account you get
4.5% interest on balances over $2,000,
but only 0.50% p.a on balances under this figure.
The standard Savings Cheque Account
only gives:
0.25% p.a. - $0-$4,999
0.85% p.a. - $5,000-$19,999
1.10% p.a. - $20,000-$99,999
1.60% p.a. - Over $100,000
If your initial deposit is less than $2,000 then you do NOT have the online account.
quote:
A: There is a minimum of A$2,000 deposit required to open an Online Savings Account,
B: Minimum opening deposit of AUD1,000 to open a Savings Cheque Account
but HSBC Deposits and Withrawals can be made at
2,500 POST offices throughout Australia.
With the Online Savings Account you get
4.5% interest on balances over $2,000,
but only 0.50% p.a on balances under this figure.
The standard Savings Cheque Account
only gives:
0.25% p.a. - $0-$4,999
0.85% p.a. - $5,000-$19,999
1.10% p.a. - $20,000-$99,999
1.60% p.a. - Over $100,000
If your initial deposit is less than $2,000 then you do NOT have the online account.
quote:
A: There is a minimum of A$2,000 deposit required to open an Online Savings Account,
B: Minimum opening deposit of AUD1,000 to open a Savings Cheque Account
