Open UK bank account from OZ
#1
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Open UK bank account from OZ
Can I open a UK bank account from Australia if I don’t have a UK address and withdraw from the account into Australian bank?
Last edited by Perthscot; Jun 17th 2020 at 9:30 am.
#2
Re: Open UK bank account from OZ
Others may know of a way
#3
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Re: Open UK bank account from OZ
We opened a British HSBC account in Perth WA while still living in Australia, it was very easy to do, our bank cards were posted to our Australian address and we used them while we lived in WA without any problems..
#4
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Re: Open UK bank account from OZ
Also, how long ago was that? The anti-money laundering laws can make it difficult to open an account even if you are UK resident and in the UK these days.
Many UK banks also have a blanket policy not to permit non-UK residents to open accounts, I think because the additional international tax reporting they have to do makes it not worth their while.
#5
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Re: Open UK bank account from OZ
I want to open one while remaining to live in Australia, hsbc needs minimum 50k. Balance
#7
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Re: Open UK bank account from OZ
A transferwise borderless account might do the trick, depending on your needs. Open it in Australia and you can add a UK account to it once set up, with local sort code and account number etc. It has limitations but it allows direct debits and can easily transfer cash between accounts. I have an account setup for UK and Aus, but also set one up for USA to use during a holiday there, as well as singapore to pay in local currency in the airport during transit. You use the same card (mastercard debit) whichever country you're in and it functions as a local account card.
Revolut have a similar service but I havent used theirs as extensively
Revolut have a similar service but I havent used theirs as extensively
#8
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Joined: Jun 2020
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Re: Open UK bank account from OZ
A transferwise borderless account might do the trick, depending on your needs. Open it in Australia and you can add a UK account to it once set up, with local sort code and account number etc. It has limitations but it allows direct debits and can easily transfer cash between accounts. I have an account setup for UK and Aus, but also set one up for USA to use during a holiday there, as well as singapore to pay in local currency in the airport during transit. You use the same card (mastercard debit) whichever country you're in and it functions as a local account card.
Revolut have a similar service but I havent used theirs as extensively
Revolut have a similar service but I havent used theirs as extensively
#9
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Re: Open UK bank account from OZ
If it is to evidence UK residence it may not be sufficient, as my statements show my currently registered address (ie Australia).
When I first setup the account it wasn't yet available in Australia and I was able to use a still valid UK drivers licence as "proof" of address at a family members home in the UK. The account showed this as my UK address on statements until it became available in Australia. I then updated my address to Australia at that time. I did the same with revolut. Both are FCA regulated I believe so function as a UK bank - might be worth exploring
#10
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Joined: Jun 2020
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Re: Open UK bank account from OZ
I'm sorry I didn't know the answer to this.
If it is to evidence UK residence it may not be sufficient, as my statements show my currently registered address (ie Australia).
When I first setup the account it wasn't yet available in Australia and I was able to use a still valid UK drivers licence as "proof" of address at a family members home in the UK. The account showed this as my UK address on statements until it became available in Australia. I then updated my address to Australia at that time. I did the same with revolut. Both are FCA regulated I believe so function as a UK bank - might be worth exploring
If it is to evidence UK residence it may not be sufficient, as my statements show my currently registered address (ie Australia).
When I first setup the account it wasn't yet available in Australia and I was able to use a still valid UK drivers licence as "proof" of address at a family members home in the UK. The account showed this as my UK address on statements until it became available in Australia. I then updated my address to Australia at that time. I did the same with revolut. Both are FCA regulated I believe so function as a UK bank - might be worth exploring