Insurance on a new build
#1
Insurance on a new build
Hi Guys.
Just have to let out my frustation, so thought this was as good a place as any!
We’re supposed to be moving into our new house on Friday. My other half visited the site this morning to discover that some B********** has stolen our $3,500 Smeg cooker. Can’t believe it. At the outset we were led to believe that any owner supplied items, once they were a fixture to the house, that the builders insurance would cover it. It was drummed into us at the beginning, not to have anything delivered on site unless it was going to be installed that day. So now the Builders are saying that their insurance does not cover owner supplied items. Well, why the hell didn’t they tell us. Sorry, I’m just so angry at the moment. They told us to phone the Master Builder’s Association to seek advice, but basically they don’t’ want to know. Apart from reporting it to Police theres very little we can do.
Has anyone else had a similar experience.
Just have to let out my frustation, so thought this was as good a place as any!
We’re supposed to be moving into our new house on Friday. My other half visited the site this morning to discover that some B********** has stolen our $3,500 Smeg cooker. Can’t believe it. At the outset we were led to believe that any owner supplied items, once they were a fixture to the house, that the builders insurance would cover it. It was drummed into us at the beginning, not to have anything delivered on site unless it was going to be installed that day. So now the Builders are saying that their insurance does not cover owner supplied items. Well, why the hell didn’t they tell us. Sorry, I’m just so angry at the moment. They told us to phone the Master Builder’s Association to seek advice, but basically they don’t’ want to know. Apart from reporting it to Police theres very little we can do.
Has anyone else had a similar experience.
#2
Joined: Dec 2003
Posts: 7,834
Re: Insurance on a new build
Originally Posted by sassie
Hi Guys.
Just have to let out my frustation, so thought this was as good a place as any!
We’re supposed to be moving into our new house on Friday. My other half visited the site this morning to discover that some B********** has stolen our $3,500 Smeg cooker. Can’t believe it. At the outset we were led to believe that any owner supplied items, once they were a fixture to the house, that the builders insurance would cover it. It was drummed into us at the beginning, not to have anything delivered on site unless it was going to be installed that day. So now the Builders are saying that their insurance does not cover owner supplied items. Well, why the hell didn’t they tell us. Sorry, I’m just so angry at the moment. They told us to phone the Master Builder’s Association to seek advice, but basically they don’t’ want to know. Apart from reporting it to Police theres very little we can do.
Has anyone else had a similar experience.
Just have to let out my frustation, so thought this was as good a place as any!
We’re supposed to be moving into our new house on Friday. My other half visited the site this morning to discover that some B********** has stolen our $3,500 Smeg cooker. Can’t believe it. At the outset we were led to believe that any owner supplied items, once they were a fixture to the house, that the builders insurance would cover it. It was drummed into us at the beginning, not to have anything delivered on site unless it was going to be installed that day. So now the Builders are saying that their insurance does not cover owner supplied items. Well, why the hell didn’t they tell us. Sorry, I’m just so angry at the moment. They told us to phone the Master Builder’s Association to seek advice, but basically they don’t’ want to know. Apart from reporting it to Police theres very little we can do.
Has anyone else had a similar experience.
#3
Re: Insurance on a new build
Originally Posted by biggy
Did the burglars force their way into the house?
From what we can see there is no evidence of forced entry, which makes me wonder whether it could possibly be someone who had access to the premises.
#4
Joined: Dec 2003
Posts: 7,834
Re: Insurance on a new build
Originally Posted by sassie
From what we can see there is no evidence of forced entry, which makes me wonder whether it could possibly be someone who had access to the premises.
Our builder used to leave the bloody key in the leckie box until I found out....well all do it mate he says....no to my ****in hoose ye dont I said. I went round everynight to check he hadnt put it back...the tradies just had to come to my house and get a key if they wanted in
#5
Lost in BE Cyberspace
Joined: Apr 2004
Posts: 10,375
Re: Insurance on a new build
Originally Posted by sassie
Hi Guys.
Just have to let out my frustation, so thought this was as good a place as any!
We’re supposed to be moving into our new house on Friday. My other half visited the site this morning to discover that some B********** has stolen our $3,500 Smeg cooker. Can’t believe it. At the outset we were led to believe that any owner supplied items, once they were a fixture to the house, that the builders insurance would cover it. It was drummed into us at the beginning, not to have anything delivered on site unless it was going to be installed that day. So now the Builders are saying that their insurance does not cover owner supplied items. Well, why the hell didn’t they tell us. Sorry, I’m just so angry at the moment. They told us to phone the Master Builder’s Association to seek advice, but basically they don’t’ want to know. Apart from reporting it to Police theres very little we can do.
Has anyone else had a similar experience.
Just have to let out my frustation, so thought this was as good a place as any!
We’re supposed to be moving into our new house on Friday. My other half visited the site this morning to discover that some B********** has stolen our $3,500 Smeg cooker. Can’t believe it. At the outset we were led to believe that any owner supplied items, once they were a fixture to the house, that the builders insurance would cover it. It was drummed into us at the beginning, not to have anything delivered on site unless it was going to be installed that day. So now the Builders are saying that their insurance does not cover owner supplied items. Well, why the hell didn’t they tell us. Sorry, I’m just so angry at the moment. They told us to phone the Master Builder’s Association to seek advice, but basically they don’t’ want to know. Apart from reporting it to Police theres very little we can do.
Has anyone else had a similar experience.
Police probably wont give a toss, last time we had stuff stolen police said its not their business, thats up to us to get a security firm, and drove off Sorry cant be more helpful but you would be one of thousands robbed every year, hopefully others will be aware now.
#6
Re: Insurance on a new build
Originally Posted by sassie
Hi Guys.
Just have to let out my frustation, so thought this was as good a place as any!
We’re supposed to be moving into our new house on Friday. My other half visited the site this morning to discover that some B********** has stolen our $3,500 Smeg cooker. Can’t believe it. At the outset we were led to believe that any owner supplied items, once they were a fixture to the house, that the builders insurance would cover it. It was drummed into us at the beginning, not to have anything delivered on site unless it was going to be installed that day. So now the Builders are saying that their insurance does not cover owner supplied items. Well, why the hell didn’t they tell us. Sorry, I’m just so angry at the moment. They told us to phone the Master Builder’s Association to seek advice, but basically they don’t’ want to know. Apart from reporting it to Police theres very little we can do.
Has anyone else had a similar experience.
Just have to let out my frustation, so thought this was as good a place as any!
We’re supposed to be moving into our new house on Friday. My other half visited the site this morning to discover that some B********** has stolen our $3,500 Smeg cooker. Can’t believe it. At the outset we were led to believe that any owner supplied items, once they were a fixture to the house, that the builders insurance would cover it. It was drummed into us at the beginning, not to have anything delivered on site unless it was going to be installed that day. So now the Builders are saying that their insurance does not cover owner supplied items. Well, why the hell didn’t they tell us. Sorry, I’m just so angry at the moment. They told us to phone the Master Builder’s Association to seek advice, but basically they don’t’ want to know. Apart from reporting it to Police theres very little we can do.
Has anyone else had a similar experience.
So if there's no cooker, then your house isn't complete.
PG
#7
Re: Insurance on a new build
Originally Posted by Pommie Granite
Isn't there some kind of completion certificate which you sign once you are satisfied and thereby take ownership?
So if there's no cooker, then your house isn't complete.
PG
So if there's no cooker, then your house isn't complete.
PG
#8
Re: Insurance on a new build
Originally Posted by sassie
The cooker was not part of the contract. It was an owner supplied item.
Hope the thieves get their comeupance.
#9
Joined: Dec 2003
Posts: 7,834
Re: Insurance on a new build
Originally Posted by sassie
The cooker was not part of the contract. It was an owner supplied item.
The house was obviously passed the lock up stage so the builder should make sure that it is secure....as there was no sign of forced entry then surely its the builders fault.
#10
Re: Insurance on a new build
Originally Posted by biggy
The house was obviously passed the lock up stage so the builder should make sure that it is secure....as there was no sign of forced entry then surely its the builders fault.
Thanks guys for all your comments.