hnjinoz

I'm looking at buying an investment property in England with the intention of possibly returning to England to live in it myself (in a couple of years minimum).

I don't know anything about getting an expat mortgage apart from having to have a large deposit.

Has anyone got an expat mortgage or looked into it before?? Any advise would be helpful!

Thanks.

Centurion

http://britishexpats.com/articles/uk/mortgage-house-uk/

Welcome to the forum. A place to start reading up about mortgages in the UK.

Seems to me that seeking some professional advice from an independent would be very sensible.

killerhales

Try ADS Mortage & Financial Planning in Maidstone. A fellow called Grant (Banks?) assisted us to get a mortgage with the Halifax. Charged a fair bit in fees but we thought it was just about worth it.

You'll need around 25% deposit to get a reasonable interest rate, based on our experience

Good luck

Steveclare

Hi
We have just got a expat mortgage with the Halifax. You can go through any financial adviser and you don't have to pay them.
We had to prove our income with at least 3 months payslips, they asked for a employment reference from employer in oz and we needed 25% deposit.

We used our own financial adviser you don't need any specialist company and you certainly shouldn't be paying them any fees as they get paid from the bank itself.
Hope this is useful.