First couple weeks settling into Perth
Jul 3rd 2006 | 3:44 pm
#16
BE Forum Addict
Joined: Aug 2005
Posts: 2,270
From: Kingston, Tas
Re: First couple weeks settling into Perth
Originally Posted by thatsnotquiteright
Is this CREDIT thing when you use your *UK* debit card, if so is that the 'VISA/Mastercard' thing going on? I haven't heard it for an Aussie debit card.
Jul 3rd 2006 | 4:18 pm
#17
BE Enthusiast
Joined: Nov 2004
Posts: 957
From: Melbourne
Re: First couple weeks settling into Perth
[QUOTE=Luma
[I]- When you draw cash at the ATM you need to select CREDIT for your debit card not cheque. My hubby did this and his card got rejected a couple times then I said I remembered reading on here that you must select CREDIT account.[/I]QUOTE]
Excellent post! Thanks for taking the time to write it.
When we first arrived we had a credit card and also a debit card. When we used the debit card for withdrawals we used the 'savings' option on the cash machine (the options are savings/cheque/credit). When using my credit card in a shop I use the 'credit' option. Now we have a cheque account I use the 'cheque' option when withdrawing money! Now I'm all confused again!!
You need a pin when using debit card in shops but not for credit cards, just push 'credit + ok' then they get you to sign the slip.
[I]- When you draw cash at the ATM you need to select CREDIT for your debit card not cheque. My hubby did this and his card got rejected a couple times then I said I remembered reading on here that you must select CREDIT account.[/I]QUOTE]
Excellent post! Thanks for taking the time to write it.
When we first arrived we had a credit card and also a debit card. When we used the debit card for withdrawals we used the 'savings' option on the cash machine (the options are savings/cheque/credit). When using my credit card in a shop I use the 'credit' option. Now we have a cheque account I use the 'cheque' option when withdrawing money! Now I'm all confused again!!
You need a pin when using debit card in shops but not for credit cards, just push 'credit + ok' then they get you to sign the slip.
Jul 3rd 2006 | 5:08 pm
#18
Lost in BE Cyberspace
Joined: Oct 2005
Posts: 16,623
From: Hill overlooking the SE Melbourne suburbs
Re: First couple weeks settling into Perth
[QUOTE=Pootle]
I'm still confused about whether the OP is talking about UK cards.
I understand where you are coming from, if its Aussie ones you are talking about. Cheque could be savings depending on the type of accont you have; and maybe, just maybe how they have wired up your card.
I select "Cheque", (although I do not have a chequebook) but most aussies select "Savings". (Not because I eavesdrop, but because most assistants often offer me "Savings" first hand).
If I am using our equity loan I select "Savings" as they have wired this account up to that option.
Originally Posted by Luma
[I
[I
- When you draw cash at the ATM you need to select CREDIT for your debit card not cheque. My hubby did this and his card got rejected a couple times then I said I remembered reading on here that you must select CREDIT account.[/I]QUOTE]
Excellent post! Thanks for taking the time to write it.
When we first arrived we had a credit card and also a debit card. When we used the debit card for withdrawals we used the 'savings' option on the cash machine (the options are savings/cheque/credit). When using my credit card in a shop I use the 'credit' option. Now we have a cheque account I use the 'cheque' option when withdrawing money! Now I'm all confused again!!
You need a pin when using debit card in shops but not for credit cards, just push 'credit + ok' then they get you to sign the slip.
Excellent post! Thanks for taking the time to write it.
When we first arrived we had a credit card and also a debit card. When we used the debit card for withdrawals we used the 'savings' option on the cash machine (the options are savings/cheque/credit). When using my credit card in a shop I use the 'credit' option. Now we have a cheque account I use the 'cheque' option when withdrawing money! Now I'm all confused again!!
You need a pin when using debit card in shops but not for credit cards, just push 'credit + ok' then they get you to sign the slip.
I understand where you are coming from, if its Aussie ones you are talking about. Cheque could be savings depending on the type of accont you have; and maybe, just maybe how they have wired up your card.
I select "Cheque", (although I do not have a chequebook) but most aussies select "Savings". (Not because I eavesdrop, but because most assistants often offer me "Savings" first hand).
If I am using our equity loan I select "Savings" as they have wired this account up to that option.
Jul 3rd 2006 | 7:35 pm
#19
Thread Starter
BE Forum Addict
Joined: Nov 2005
Posts: 1,784
From: WA
Re: First couple weeks settling into Perth
With my UK Barclays debit card I have to select credit at the ATM to withdraw money. I think it is because it is a visa card - but is only a debit card and not a credit card.
[QUOTE=thatsnotquiteright]
I'm still confused about whether the OP is talking about UK cards.
I understand where you are coming from, if its Aussie ones you are talking about. Cheque could be savings depending on the type of accont you have; and maybe, just maybe how they have wired up your card.
I select "Cheque", (although I do not have a chequebook) but most aussies select "Savings". (Not because I eavesdrop, but because most assistants often offer me "Savings" first hand).
If I am using our equity loan I select "Savings" as they have wired this account up to that option.
[QUOTE=thatsnotquiteright]
Originally Posted by Pootle
I'm still confused about whether the OP is talking about UK cards.
I understand where you are coming from, if its Aussie ones you are talking about. Cheque could be savings depending on the type of accont you have; and maybe, just maybe how they have wired up your card.
I select "Cheque", (although I do not have a chequebook) but most aussies select "Savings". (Not because I eavesdrop, but because most assistants often offer me "Savings" first hand).
If I am using our equity loan I select "Savings" as they have wired this account up to that option.
Jul 3rd 2006 | 7:53 pm
#20
Lost in BE Cyberspace
Joined: Oct 2005
Posts: 16,623
From: Hill overlooking the SE Melbourne suburbs
Re: First couple weeks settling into Perth
[QUOTE=Luma]With my UK Barclays debit card I have to select credit at the ATM to withdraw money. I think it is because it is a visa card - but is only a debit card and not a credit card.
righto- it is Uk then, good.
righto- it is Uk then, good.
