Dental Plans
#1
Dental Plans
Visited the dentist this week with my son and now getting worried about the cost of future visits over the next few years.
I have done a search on this forum and done quite a bit of reading but wondered if anyone had anything new to add.
I wondered if anyone had a plan that they could recommend? I realise that some cover orthodontic work, but only refund part of it, and some dont cover any more than the basic check ups. Also, been reading about the school dentists in previous threads and wondered how I found out if there were any in my local area.
Thanks in advance for any advice
I have done a search on this forum and done quite a bit of reading but wondered if anyone had anything new to add.
I wondered if anyone had a plan that they could recommend? I realise that some cover orthodontic work, but only refund part of it, and some dont cover any more than the basic check ups. Also, been reading about the school dentists in previous threads and wondered how I found out if there were any in my local area.
Thanks in advance for any advice
#2
Account Closed
Joined: Jul 2006
Posts: 2,199
Re: Dental Plans
Originally Posted by td1
Visited the dentist this week with my son and now getting worried about the cost of future visits over the next few years.
I have done a search on this forum and done quite a bit of reading but wondered if anyone had anything new to add.
I wondered if anyone had a plan that they could recommend? I realise that some cover orthodontic work, but only refund part of it, and some dont cover any more than the basic check ups. Also, been reading about the school dentists in previous threads and wondered how I found out if there were any in my local area.
Thanks in advance for any advice
I have done a search on this forum and done quite a bit of reading but wondered if anyone had anything new to add.
I wondered if anyone had a plan that they could recommend? I realise that some cover orthodontic work, but only refund part of it, and some dont cover any more than the basic check ups. Also, been reading about the school dentists in previous threads and wondered how I found out if there were any in my local area.
Thanks in advance for any advice
My daughter said forget it as she is going back to UK next year..so she will get them done there for free!!
As for my son..well we can pay in instalments over 12 months but they want one third deposit!
Makes me sick really knowing they could get them done in UK for free.
Medicare doesn't cover any Dentistry...and private insurance will only pay back a percentage..$500 to be precise.
The insurance cover was going to cost us $670 a year so we would still be out of pocket.
Crazy!!
Not sure on general Dentist costs though...daren't go to find out. Probably need a second morgage
#3
Re: Dental Plans
Originally Posted by paulrachel
Hi...my kids go to a school dentist,for free but it only comes once a year. As for Orthodontists...what a rip off 2 of my kids need braces...it was going to cost me $10.000 to get them both done.
My daughter said forget it as she is going back to UK next year..so she will get them done there for free!!
As for my son..well we can pay in instalments over 12 months but they want one third deposit!
Makes me sick really knowing they could get them done in UK for free.
Medicare doesn't cover any Dentistry...and private insurance will only pay back a percentage..$500 to be precise.
The insurance cover was going to cost us $670 a year so we would still be out of pocket.
Crazy!!
Not sure on general Dentist costs though...daren't go to find out. Probably need a second morgage
My daughter said forget it as she is going back to UK next year..so she will get them done there for free!!
As for my son..well we can pay in instalments over 12 months but they want one third deposit!
Makes me sick really knowing they could get them done in UK for free.
Medicare doesn't cover any Dentistry...and private insurance will only pay back a percentage..$500 to be precise.
The insurance cover was going to cost us $670 a year so we would still be out of pocket.
Crazy!!
Not sure on general Dentist costs though...daren't go to find out. Probably need a second morgage
Think we'll have to smash ours out before we go get dentures then no worries
Seems very bizarre the whole process of dental work in Aus, how on earth do people afford it?
#4
Re: Dental Plans
Originally Posted by Australia_bound?
Think we'll have to smash ours out before we go get dentures then no worries
Seems very bizarre the whole process of dental work in Aus, how on earth do people afford it?
Seems very bizarre the whole process of dental work in Aus, how on earth do people afford it?
#5
Re: Dental Plans
Originally Posted by Australia_bound?
Think we'll have to smash ours out before we go get dentures then no worries
Seems very bizarre the whole process of dental work in Aus, how on earth do people afford it?
Seems very bizarre the whole process of dental work in Aus, how on earth do people afford it?
So Far around $12000 on two kids orthodontic, daughter need constant dental care around $250 a trip and she has about 3 of these this year so far and I think we are infor more. Son is not so bad and usually gets away with $400 a year.
Hubby and I roughly $400 each a year if we only have basics but they are now recommending special gum treatment for hubby including braces and
I need a new bridge which will be minimum $1400 or $4000 if I go for an impant. Roll on next years Bonus cause I have already spent it on our teeth.
I think the thing to take into consideration when moving over is kids orthodontics and check out dental plans to help. Even relatively straight teeth get recommended braces.
The rest is to ensure you budget for a six month check up and clean and the odd filling. Work it into your outgoings and ensure you save the money up front otherwise it can be a tearful expensive showdown when you get out of the dentist chair. On a less expensive note - looking after teeth is a good way to cut down on costs, floss and brush
We have a dental plan but this only covered a small percentage of money for cleans and exams a year because of the extra work we are all needing.
On chatting to mates they are spending similar amounts if not more.
Hubby fell over when my last visit was $565 after $102 insurance paid - I will admit I have snuck in a teeth bleach - but this is because they are so out of whack with the colour of my one denture I need it and means I can put off paying the $1400 or $4000 until I get my bonus.
#6
Re: Dental Plans
Originally Posted by td1
Visited the dentist this week with my son and now getting worried about the cost of future visits over the next few years.
I have done a search on this forum and done quite a bit of reading but wondered if anyone had anything new to add.
I wondered if anyone had a plan that they could recommend? I realise that some cover orthodontic work, but only refund part of it, and some dont cover any more than the basic check ups. Also, been reading about the school dentists in previous threads and wondered how I found out if there were any in my local area.
Thanks in advance for any advice
I have done a search on this forum and done quite a bit of reading but wondered if anyone had anything new to add.
I wondered if anyone had a plan that they could recommend? I realise that some cover orthodontic work, but only refund part of it, and some dont cover any more than the basic check ups. Also, been reading about the school dentists in previous threads and wondered how I found out if there were any in my local area.
Thanks in advance for any advice
Annual limit for general dental with NIB was $500 (2 months wait) and $400 for major dental incl. 'orthodontia' (12 months wait) on their basic plus plan.