Banks - Which One Please
#1
Forum Regular
Thread Starter
Joined: Nov 2005
Location: Northamptonshire
Posts: 138
Banks - Which One Please
Hi All
I am currently looking into gathering as much info as poss and I am now looking at banks.
Would love to hear from anyone who is / has migrated and can give me some information on what you thought have found out about who to open an account with, or are they all pretty much the same.
Thanks a bunch
Linda
I am currently looking into gathering as much info as poss and I am now looking at banks.
Would love to hear from anyone who is / has migrated and can give me some information on what you thought have found out about who to open an account with, or are they all pretty much the same.
Thanks a bunch
Linda
#2
Re: Banks - Which One Please
Commonwealth Bank Of Australia and ANZ Bank seemed for me the easiest in terms of setting up bank accounts before you move, actually yesterday sent my ANZ bank forms, very simple easy and quick.
http://www.migrantbanking.co.uk/
https://ola.anz.com/noah/app/dda/wel...sp?apptype=436
Regards
http://www.migrantbanking.co.uk/
https://ola.anz.com/noah/app/dda/wel...sp?apptype=436
Regards
#3
Re: Banks - Which One Please
Hi,
We've only been here 6wks, however, friends have been here a few years, we took their advice after they spent time researching banks, we've got out accounts with Credit Union Australia (CUA).
We've been really happy with the service with our 2 local branches, staff always smiling, helpful and attentive, we're even on 1st name terms now!
Only our experience, but a good one.
Keebs
We've only been here 6wks, however, friends have been here a few years, we took their advice after they spent time researching banks, we've got out accounts with Credit Union Australia (CUA).
We've been really happy with the service with our 2 local branches, staff always smiling, helpful and attentive, we're even on 1st name terms now!
Only our experience, but a good one.
Keebs
#4
Forum Regular
Thread Starter
Joined: Nov 2005
Location: Northamptonshire
Posts: 138
Re: Banks - Which One Please
Originally Posted by Boomerang
Commonwealth Bank Of Australia and ANZ Bank seemed for me the easiest in terms of setting up bank accounts before you move, actually yesterday sent my ANZ bank forms, very simple easy and quick.
http://www.migrantbanking.co.uk/
https://ola.anz.com/noah/app/dda/wel...sp?apptype=436
Regards
http://www.migrantbanking.co.uk/
https://ola.anz.com/noah/app/dda/wel...sp?apptype=436
Regards
Regards
Linda
#5
Forum Regular
Thread Starter
Joined: Nov 2005
Location: Northamptonshire
Posts: 138
Re: Banks - Which One Please
Originally Posted by Keebs
Hi,
We've only been here 6wks, however, friends have been here a few years, we took their advice after they spent time researching banks, we've got out accounts with Credit Union Australia (CUA).
We've been really happy with the service with our 2 local branches, staff always smiling, helpful and attentive, we're even on 1st name terms now!
Only our experience, but a good one.
Keebs
We've only been here 6wks, however, friends have been here a few years, we took their advice after they spent time researching banks, we've got out accounts with Credit Union Australia (CUA).
We've been really happy with the service with our 2 local branches, staff always smiling, helpful and attentive, we're even on 1st name terms now!
Only our experience, but a good one.
Keebs
I must admit not heard of this one but it's worth taking alook at.
Thanks
Linda
#6
Re: Banks - Which One Please
Originally Posted by LindyLooPot
Hi All
I am currently looking into gathering as much info as poss and I am now looking at banks.
Would love to hear from anyone who is / has migrated and can give me some information on what you thought have found out about who to open an account with, or are they all pretty much the same.
Thanks a bunch
Linda
I am currently looking into gathering as much info as poss and I am now looking at banks.
Would love to hear from anyone who is / has migrated and can give me some information on what you thought have found out about who to open an account with, or are they all pretty much the same.
Thanks a bunch
Linda
#7
Forum Regular
Joined: Oct 2005
Posts: 191
Re: Banks - Which One Please
Originally Posted by LindyLooPot
Hi All
I am currently looking into gathering as much info as poss and I am now looking at banks.
Would love to hear from anyone who is / has migrated and can give me some information on what you thought have found out about who to open an account with, or are they all pretty much the same.
Thanks a bunch
Linda
I am currently looking into gathering as much info as poss and I am now looking at banks.
Would love to hear from anyone who is / has migrated and can give me some information on what you thought have found out about who to open an account with, or are they all pretty much the same.
Thanks a bunch
Linda
Hi Linda,
We opened a Westpac account from the U.K.Go on their website www.westpac.co.au and follow international and migrant links.Download application and follow instructions.Really easy and done in a few days.You can always change banks once you are there.
For comparison of banks I've used this link www.infochoice.com.au/banking/default.aspa and follow comparison links.Shows loads of banks and details of interest and charges.
Hope this is of use
Ian
#8
Account Closed
Joined: Feb 2006
Posts: 2,832
Re: Banks - Which One Please
Originally Posted by Boomerang
Commonwealth Bank Of Australia and ANZ Bank seemed for me the easiest in terms of setting up bank accounts before you move, actually yesterday sent my ANZ bank forms, very simple easy and quick.
http://www.migrantbanking.co.uk/
https://ola.anz.com/noah/app/dda/wel...sp?apptype=436
Regards
http://www.migrantbanking.co.uk/
https://ola.anz.com/noah/app/dda/wel...sp?apptype=436
Regards
#10
Re: Banks - Which One Please
Originally Posted by LindyLooPot
Hi All
I am currently looking into gathering as much info as poss and I am now looking at banks.
Would love to hear from anyone who is / has migrated and can give me some information on what you thought have found out about who to open an account with, or are they all pretty much the same.
Thanks a bunch
Linda
I am currently looking into gathering as much info as poss and I am now looking at banks.
Would love to hear from anyone who is / has migrated and can give me some information on what you thought have found out about who to open an account with, or are they all pretty much the same.
Thanks a bunch
Linda
#11
BE Forum Addict
Joined: Jun 2005
Location: Ayr then Hampshire; Now Beaumaris, Melbourne
Posts: 1,034
Re: Banks - Which One Please
National Australia Bank. Excellent.
Then again I must admit to some bias in that I work for them. If I can help in anyway please send me a PM.
Cheers,
Colin
Then again I must admit to some bias in that I work for them. If I can help in anyway please send me a PM.
Cheers,
Colin
#12
Guest
Posts: n/a
Re: Banks - Which One Please
Here are some example costs that I looked at in June 2005
Based on:
12 - EFTPOS transactions per month
5 - ATM transactions per month
$2,500 ave balance
HSBC Online saver - they pay you $9.90 pm
ANZ Access Advantage - charge you $5.00 pm
ANZ Access Select - charge you $5.50 pm
CBA Streamline account charge you $5.98 pm
Westpac One - charge you $5.00 pm
National Smart Access- charge you $5.00 pm
OR
Based on
20 - EFTPOS per month
10 - ATM per month
$2,500 ave balance
HSBC Online saver - charge you $0.10 pm
ANZ Access Advantage - charge you $5.00 pm
ANZ Access Select - charge you $12.00 pm
CBA Streamline account charge you $12.48 pm
Westpac One - charge you $5.00 pm
National Smart Access - charge you $5.00 pm
Some banks allow unlimited free EFTPOS transactions, others limit the number.
Some pay you interest, others don't.
It can depend a lot on your actual transaction usage.
Based on:
12 - EFTPOS transactions per month
5 - ATM transactions per month
$2,500 ave balance
HSBC Online saver - they pay you $9.90 pm
ANZ Access Advantage - charge you $5.00 pm
ANZ Access Select - charge you $5.50 pm
CBA Streamline account charge you $5.98 pm
Westpac One - charge you $5.00 pm
National Smart Access- charge you $5.00 pm
OR
Based on
20 - EFTPOS per month
10 - ATM per month
$2,500 ave balance
HSBC Online saver - charge you $0.10 pm
ANZ Access Advantage - charge you $5.00 pm
ANZ Access Select - charge you $12.00 pm
CBA Streamline account charge you $12.48 pm
Westpac One - charge you $5.00 pm
National Smart Access - charge you $5.00 pm
Some banks allow unlimited free EFTPOS transactions, others limit the number.
Some pay you interest, others don't.
It can depend a lot on your actual transaction usage.
#13
Re: Banks - Which One Please
Originally Posted by haggis supper
National Australia Bank. Excellent.
Then again I must admit to some bias in that I work for them. If I can help in anyway please send me a PM.
Cheers,
Colin
Then again I must admit to some bias in that I work for them. If I can help in anyway please send me a PM.
Cheers,
Colin
Andrew
#14
BE Enthusiast
Joined: Jun 2003
Location: Melbourne, Victoria
Posts: 524
Re: Banks - Which One Please
High street banks here generally charge for anything and everything. I avoid them as much as possible, preferring to use enlightened financial institutions like ING Direct, Virgin and Citibank.
#15
Forum Regular
Joined: Mar 2004
Location: London
Posts: 83
Re: Banks - Which One Please
Echo with those people who say don't go Commonwealth. They aren't very good and they charge you left, right and centre for the dubious honour of banking with them.