Hi, I have used the search function but can I ask your opinions on ANZ or WestPAC? We're starting to look at flights, I've booked our rate with Ozforex but my choice now is Westpac or ANZ.

I read about WESTPAC and ANZ, I notice that ANZ isn't mentioned much here but the few posts I have read are very positive and mention the lack of charges and a card for buying things in shops.

Sorry to be a bit vague but our toddler is an insomniac!!

We have an account with ANZ, I haven't had any problems at all with them.

Many thanks, can I ask you about bank charges with ANZ?

What card do you use to shop with? Do they give you a debit card or do you have a credit card?

TIA

We are with Westpac in Maroochydore and they have been absolutely excellent. We went round about 4 different banks and they were the best. We have an account that charges us a monthly fee of $5 for unlimited transactions and our savings account doesn't charge and the rate of interest is I think 6.05%.

At the minute I have two accounts with them. I have a normal everyday account that costs $5 a month (although I only get charged it every once every three months when they send me a statement, shhhh don't tell them ). With this account I have an EFTPOS card, which is used like a debit card here. It's free withdrawals from any ANZ bank, which is OK cos they are everywhere!. It costs $1.50 if I use any other bank, but you don't need to do that as you can just go buy a paper or soemthing and get cashback (not everywhere has cashback, but you soon get used to who has)

I also have a Visa Debit card, which is like a CC but it's our money instead of the banks, that one is $6 a month.

I also have an account with ING direct linked to my main account which holds our savings and attracts 6% interest. It takes about 2 - 3 days for money to be transferred from one to the other.

I have just applied for an offset mortgage with The Rock bank in Queensland, so all this will probably change sometime soon. I will be keeping an account open with ANZ though, at least for a while.

Hi, I don't use either Westpac or ANZ, so can't really comment, however most accounts, you will have an Eftpos card which is a bit like a debit card, but has a limit of $1,000 per day. I personally use HSBC, simply because there are no bank fees. I use this is as my day to day account, and have it linked to ING for my savings. With HSBC, I have an Eftpos card and a Debit Card. The difference is you can use the debit card up to the available funds in your account, whereas Eftpos, you are limited to $1,000 a day. I also have a Virgin credit card, which again has no fees attached to it.

Do you have a debit card? How do they work with WESTPAC?

Thank you both, this is just what I'm after.

You can request the limit is upped though. Handy for the first few months

All the way down on page two, dont know why a search didnt pick it up

http://britishexpats.com/forum/showthread.php?t=426016

Thanks, I'm on autopilot here after too many sleepless nights. I must have missed it as I scanned the threads.

No worries, just not sure why it didnt come up on search...

It did, as I scanned the thread I didn't see all of the info I required.

It was probably there but my old tired eyes missed it.

Ah!!!

Will send you some "tired eyes" k

And "coke bottle glasses", I can never find my keys or the Jam in the fridge either!!