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It's the lawsuits that cause the insurance to be expensive.
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Originally posted by manc1976 It's the lawsuits that cause the insurance to be expensive. |
Originally posted by effi You are right, he probably doesn't, so who is going to pay when he sues you if he falls off his ladder? Also what happens if he breaks one of your windows by accident, you will not see his 15 year old truck for dust. It is like everything else in this country, all geared to some kind of insurance, that is why everything is so expensive. 1) if he did sue me, I'd fall back on my own household insurance for the first million and worry after that....i'm sure their lawyers would have fun defending against a (whoops - i'm presuming) illegal worker falling off his own ladder..... 2) if he broke a window, and I was paying $150 for cleaning, I could probably afford to replace it without having to sell the wife and kids into the white slave trade....(same as with most window cleaners in the UK I guess?) The more pertinent question is who can I sue if I fall off my own ladder cleaning my own windows because I'm too tight to pay the old mexican.......the ladder manufacturer? |
Originally posted by Yorkieabroad Well, all hypothetical, cos theres no way I'm gonna pay 150 bucks for anyone to clean my windows, but if you're genuinely trying to make a serious discussion out of a lighthearted reply...... 1) if he did sue me, I'd fall back on my own household insurance for the first million and worry after that....i'm sure their lawyers would have fun defending against a (whoops - i'm presuming) illegal worker falling off his own ladder..... 2) if he broke a window, and I was paying $150 for cleaning, I could probably afford to replace it without having to sell the wife and kids into the white slave trade....(same as with most window cleaners in the UK I guess?) The more pertinent question is who can I sue if I fall off my own ladder cleaning my own windows because I'm too tight to pay the old mexican.......the ladder manufacturer? |
Webbie, why not try mowing lawns and babysitting/petsitting/houseminding etc. Cash in hand and always work available in the summer. For the minding/sitting things, you'll probably need to get some form of clearance to say you are not a known felon or child molester. This is usually not hard or expensive or dependent on your immigration status, although I am not au fait with the procedures in NC.
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Originally posted by monster Would your household insurance pay if you'd hired someone illegally? Yes I know they'll pay out for injuries to burglars on your property and the like, but presumably you didn't ask the burglar to be on your property..... Oooh it's a minefield... Manc????? |
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