Re: Why move to the US?
 

Employer coverage? Or possibly a limited benefits plan... $120 a month typically gets a 55 year old little in terms of individual comprehensive coverage. If so, it'll pay 100% after the $5k deductible - of the defined benefits for that plan.

Re: Why move to the US?
 

He said "high deductible" which is a specific type of full coverage policy, but with a very high deductible, and is typically linked to a Health Savings Account (which works like a 401K). I have such a policy myself, and while doesn't reduce my outgoings much, my HSA has a healthy, and growing, balance to meet out-of-pocket medical expenses.

Re: Why move to the US?
 

You're right there is no middle class snobbery here! There is no middle class. Rich or poor- lol!

Re: Why move to the US?
 

Probably. Being a self-employed consultant, I don't have that luxury.

Re: Why move to the US?
 

I'm well aware of what a high-deductible plan linked to an HSA is... but they typically cost a lot more than $125 a month for someone aged 55, unless they are largely paid for by an employer or have limited benefits.

HSAs are great if you are younger and healthy, not so great otherwise.

Re: Why move to the US?
 

One thing I have noticed about moving to or living in America is that people are always "filing" things. There's always something to "file" with a government department of some kind or other.

Re: Why move to the US?
 

Yes! And there is confusion created. For example, It is a common misconception that "Filing Taxes" equates to paying taxes

Re: Why move to the US?
 

What's up with payroll! What on earth do they do over here? Pay is direct deposit from a company in Canada- if you're not salary the manager adjusts the time for clocking in and you file your taxes- wt?? I need to work In payroll-
What do they do all day? Cut expense checks? Lol I hate that u can pay someone to do your taxes then if its wrong its your problem- what? It's so weird

Re: Why move to the US?
 

Believe it or not, the reason my wife and I moved out here was a bottle of Plax!! My wife is a US Citizen, and lived with me in the UK for about 7 years. Anyway, one day I was out doing some shopping and she asked me to pick up a bottle of Plax for her. Went to Tesco's, got it, £1.80-something, I seem to remember, for a tiny bottle. Next day, I happened to be in Costco down near Watford for something, saw the same size bottle of Plax -- 73p!! That was it, that day we decided we'd had enough of being ripped off!!

Re: Why move to the US?
 

Strangely enough, if I buy something from Albertsons, Safway or Fred Meyer, it's usually a lot more expensive than Costco. Personally, I could live without the $1200 per year car insurance, $60 per month for basic cable, $80 per month for 8Mbps Internet access, $675 per month for health insurance, $3+ for a decent loaf of bread, 6% realtor fees, $3000+ per year property tax, etc. Nope. Don't feel ripped off at all.

Re: Why move to the US?
 

Well put! :thumbup:

Re: Why move to the US?
 

You need one of these.

http://www.amazon.com/Bread-Machines...F8&node=289917

Re: Why move to the US?
 

It's the Plax that counts :thumbup:

Re: Why move to the US?
 

Damn. That's a depressing list when it's all together like that.

Re: Why move to the US?
 

I was talking about social mobility, social mobility was greater in the US in the past than it is today.