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-   -   What's your story? (https://britishexpats.com/forum/usa-57/whats-your-story-710974/)

Infowarrior Mar 28th 2011 10:41 pm

Re: What's your story?
 

Originally Posted by Sally Redux (Post 9270496)
A word to the wise, they have guns over here.

Haha, yes I keep reminding my wife when she gets into arguments with chavs over here that they have knives and they're not afraid to use them. We have not yet reached consensus on whether one would rather be knived or shot.

Infowarrior Mar 28th 2011 10:59 pm

Re: What's your story?
 

Originally Posted by Cape Blue (Post 9270531)
Rule of thumb when I am employing people is to use $1,000 - $1,200 for the insurance costs for an employee who is married (company then pays 70%, leaving the individual with 30% of the $1,200).

Is that standard for all companies, that they'll pay 70%? I have NO IDEA how the healthcare thing works. Perhaps I should read more threads on this, I'm sure there's plenty, its getting late though.

I think deprived areas in the US go way beyond the UK - partly down to the lack of a social safety net. Oakland, Richmond, Compton etc - make Moss Side look like Putney.

Yes I have to admit that I feel mostly safe almost anywhere in the UK, for the most part at least they're not going to pull a gun on me. Was going to visit Oakland when I was over in San Jose years back, my boss quickly made it very clear that I should steer clear. To me it was just another town; I hadn't any clue about it, was just excited to be abroad and having all my bills paid.

N1cky Mar 28th 2011 11:08 pm

Re: What's your story?
 

Originally Posted by Cape Blue (Post 9270531)
Rule of thumb when I am employing people is to use $1,000 - $1,200 for the insurance costs for an employee who is married (company then pays 70%, leaving the individual with 30% of the $1,200).



I think deprived areas in the US go way beyond the UK - partly down to the lack of a social safety net. Oakland, Richmond, Compton etc - make Moss Side look like Putney.

The last time I went to Moss Side was to watch Leeds playing Man City in my Imprezza. I was just parking the car when the police pulled up beside me and told me not to park there as someone would be waiting for me to return from teh game and would shoot me for my car keys. We were given a police escort to the ground and they told the ground staff to let us park in the club carpark. That put the wobbles on me a bit.

I think in the US most people know what areas to avoid and the people from there tend to stick in those parts, in the UK though the areas seem to merge much more and people seem to purposely go and hang around nicer areas just to intimidate people.

Infowarrior Mar 28th 2011 11:17 pm

Re: What's your story?
 

Originally Posted by N1cky (Post 9270618)
The last time I went to Moss Side was to watch Leeds playing Man City in my Imprezza. I was just parking the car when the police pulled up beside me and told me not to park there as someone would be waiting for me to return from teh game and would shoot me for my car keys. We were given a police escort to the ground and they told the ground staff to let us park in the club carpark. That put the wobbles on me a bit.

Well driving an Impreza, what do you expect!? Its a chav's wet dream, apparently!

Cape Blue Mar 28th 2011 11:26 pm

Re: What's your story?
 

Originally Posted by Infowarrior (Post 9270606)
Is that standard for all companies, that they'll pay 70%? I have NO IDEA how the healthcare thing works. Perhaps I should read more threads on this, I'm sure there's plenty, its getting late though.

Yes I have to admit that I feel mostly safe almost anywhere in the UK, for the most part at least they're not going to pull a gun on me. Was going to visit Oakland when I was over in San Jose years back, my boss quickly made it very clear that I should steer clear. To me it was just another town; I hadn't any clue about it, was just excited to be abroad and having all my bills paid.

The percent that the company pays varies, but typically from what I have seen they pay 70-100%. Even if they pay 100% of the insurance, this does not mean the insurance is any good, you'll still (as an employee) probably have to pay an annual deductible, copays each visit and out-network extras and so on.

scrubbedexpat097 Mar 28th 2011 11:41 pm

Re: What's your story?
 

Originally Posted by Cape Blue (Post 9270531)


I think deprived areas in the US go way beyond the UK - partly down to the lack of a social safety net. Oakland, Richmond, Compton etc - make Moss Side look like Putney.


Originally Posted by Infowarrior (Post 9270606)
Yes I have to admit that I feel mostly safe almost anywhere in the UK, for the most part at least they're not going to pull a gun on me. Was going to visit Oakland when I was over in San Jose years back, my boss quickly made it very clear that I should steer clear. To me it was just another town; I hadn't any clue about it, was just excited to be abroad and having all my bills paid.



There is only a small area of Oakland that is a bit worrisome. Most of it has changed a lot over the last few years, it is not as bad as the reputation it once had. Where my daughter lives is really nice.

Cape Blue Mar 28th 2011 11:45 pm

Re: What's your story?
 

Originally Posted by Sugarmooma (Post 9270672)
There is only a small area of Oakland that is a bit worrisome. Most of it has changed a lot over the last few years, it is not as bad as the reputation it once had. Where my daughter lives is really nice.

Oakland only makes it at #24 on this list, so it must be looking up!

http://www.worst-city.com/Murder-Rat...gs-murders.htm

coastieexpat Mar 29th 2011 2:55 am

Re: What's your story?
 

Originally Posted by sallysimmons (Post 9270017)
I think you'll find the cost of living quite a bit higher in California. Property taxes and utilities will be a lot more expensive than they are in the UK and your health care costs will be high and will increase by 20% every year. Currently we pay $1,400 a month for 2 people. 7 years ago, we paid $600 :( And every time we need drugs or a doctor's visit, we have to pay again.

I'm not sure if you're setting up your new business with your husband, but if you are, you will be dinged on self-employment taxes. (A married couple working together really get hosed on this). Add those to Federal tax, state tax and sales tax, and your tax burden will be higher here. (Not the case for people who are not married and self-employed by the way).

I hope things work out for you - lots of people love it here as you can tell!

As for my story, I came to the US 13 years ago with my job and loved it at first. Now I'm done and ready to leave. There are lots of positives but for me the extreme right-wing culture is just too much. Don't like guns, don't believe in God and don't think 'safety net' is a dirty word.

That just about sums up my feelings also !

But hey , come on over, enjoy yourselves. I have had some good times here. I moved over in 1983 and it's not always been easy, but I think I would have regretted it if I hadn't taken a chance.

I look forward to hearing your observations once you have lived here a while.

sallysimmons Mar 30th 2011 2:09 pm

Re: What's your story?
 

Originally Posted by Infowarrior (Post 9270583)
Haha, yes I keep reminding my wife when she gets into arguments with chavs over here that they have knives and they're not afraid to use them. We have not yet reached consensus on whether one would rather be knived or shot.

I think the murder rate per capita suggests you're better off taking your chances in the UK.


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