cliffhanger79

Hi all.

What are the insurance prices like in the US, are they higher than in the UK?

Do my no claims bonus help or will I have to start fresh?

I have been driving for 17 years now, what would a price be on a 2014 V6 mustang, no go, or should stick to something normal like a ford fusion.

If I could afford I would have a mustang, just a bit bigger than my current 1.0 toyota aygo, but have had bigger cars before.

Any info would be most appreciated?

Cliffhanger79

Duncan Roberts

For a new immigrant with no US driving record, $1000 per 6 months wouldn't be unreasonable for a Mustang. Some people say they have got their no claims bonus applied but it seems pretty uncommon.

SanDiegogirl

You will be treated as a new driver. Some folks have got their no claims recognised, some not.

Bob

Piece of string Q....though I do suggest the wiki, or the million of other threads on the subject.

Actual figures will all depend on levels of coverage and location.

Budget $1K per six month and be happy if it's less.

S Folinsky

Premiums can vary wildly by location. Also, what coverage is being obtained. Sometimes, fairly low liability limits combined with a general "umbrella" might save some money.

cliffhanger79

Ok thanks, why do you say 6 months rather than a year. Or is that a normal term for renewal in the US, cos it is once a year back here.

I guess I would love a mustang as a car, but if it is gonna be alot then then I would have to result back to a ford fusion or honda civic or something. My wife took all my no claims off me when we got married as I had a motorbike at the time. So I probably only have a year or so now. I have been driving longer than her so my age helps me at the moment.

Cliffhanger79

md95065

Because 6 months is the normal term of a US auto insurance policy - any quotes that you get will be for 6 months.

cliffhanger79

Ok cool. Thanks

captainsensible

When I came over here, I got insured through State Farm, who my USC wife had been with for a long time. She deals through a broker, and explained to them I had 20+ years driving experience and so on in the UK - now, it may, or may not have helped but my premium on a VW GTi was around $360 for 6 months. I traded that car in for a Dodge Charger V6 and the premium hardly moved (and this is in the space of less than 2 years plus my wife pays a lot more for her SUV).

But this is, as others have said, is nothing to go by. I think though, that talking to a good broker might help, as opposed to doing it online - I got quotes online from the likes of Geico, and the premium was about 4 times as much.