USA equivalent of MoneySavingExpert. Does it exist?
Pretty much what it says in the title. Does such a thing as an American MSE exist?
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Re: USA equivalent of MoneySavingExpert. Does it exist?
Strangely, this question was asked last month: http://britishexpats.com/forum/usa-5...ent-us-905149/
The short answer is "only for some aspects". What did you want to know, more specifically? |
Re: USA equivalent of MoneySavingExpert. Does it exist?
Originally Posted by Owen778
(Post 12382526)
Strangely, this question was asked last month: http://britishexpats.com/forum/usa-5...ent-us-905149/
The short answer is "only for some aspects". What did you want to know, more specifically? Clark Howard | Advice You Can Trust. Money in Your Pocket |
Re: USA equivalent of MoneySavingExpert. Does it exist?
Originally Posted by Owen778
(Post 12382526)
Strangely, this question was asked last month: http://britishexpats.com/forum/usa-5...ent-us-905149/
The short answer is "only for some aspects". What did you want to know, more specifically? Well, primarily to get an idea of the best bank/checking accounts in the US. I think I'll have a choice of who to go with. My employer points new expats towards Chase, as we have a contact there who helps people. But there are also options with Advancial and I believe Wells Fargo happily open bank accounts to expats. But it's not just bank accounts. Learning about best credit cards/rates, utilities, saving tips etc. I'll have a look at the other thread |
Re: USA equivalent of MoneySavingExpert. Does it exist?
Originally Posted by MidAtlantic
(Post 12382539)
Not the same, but Clark Howard can be helpful:
Clark Howard | Advice You Can Trust. Money in Your Pocket |
Re: USA equivalent of MoneySavingExpert. Does it exist?
Originally Posted by petepete99
(Post 12382585)
Ah. I'm not surprised that the question came up. It seems there is a question for everything on this forum!
Well, primarily to get an idea of the best bank/checking accounts in the US. I think I'll have a choice of who to go with. My employer points new expats towards Chase, as we have a contact there who helps people. But there are also options with Advancial and I believe Wells Fargo happily open bank accounts to expats. But it's not just bank accounts. Learning about best credit cards/rates, utilities, saving tips etc. I'll have a look at the other thread |
Re: USA equivalent of MoneySavingExpert. Does it exist?
Originally Posted by robin1234
(Post 12382594)
.... Banks, there are regional players as well as Savings & Loans and Credit Unions that may have only one or two branches.
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Re: USA equivalent of MoneySavingExpert. Does it exist?
So what would be your advice for coming up with some form of decision-making criteria? If I were in a fortunate enough position to choose who I want to bank with (which, I think I might be), what questions do I need to ask myself?
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Re: USA equivalent of MoneySavingExpert. Does it exist?
Originally Posted by petepete99
(Post 12382608)
So what would be your advice for coming up with some form of decision-making criteria? If I were in a fortunate enough position to choose who I want to bank with (which, I think I might be), what questions do I need to ask myself?
You might find these helpful for financial institutions: https://www.depositaccounts.com/ Bankrate.com - Compare mortgage, refinance, insurance, CD rates |
Re: USA equivalent of MoneySavingExpert. Does it exist?
Originally Posted by petepete99
(Post 12382608)
So what would be your advice for coming up with some form of decision-making criteria? If I were in a fortunate enough position to choose who I want to bank with (which, I think I might be), what questions do I need to ask myself?
Questions to ask yourself may be:
Also don't be fooled into thinking you need to bank with a bank. Credit unions are financially insured too and may well give you a better experience! |
Re: USA equivalent of MoneySavingExpert. Does it exist?
Here is the link I normally provide for US banks.
J.D. Power 2017 U.S. Retail Banking Satisfaction Study | J.D. Power Scroll down to the chart for Florida. |
Re: USA equivalent of MoneySavingExpert. Does it exist?
Originally Posted by petepete99
(Post 12382608)
So what would be your advice for coming up with some form of decision-making criteria? If I were in a fortunate enough position to choose who I want to bank with (which, I think I might be), what questions do I need to ask myself?
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Re: USA equivalent of MoneySavingExpert. Does it exist?
Originally Posted by Owen778
(Post 12382617)
Here is the link I normally provide for US banks.
J.D. Power 2017 U.S. Retail Banking Satisfaction Study | J.D. Power Scroll down to the chart for Florida. |
Re: USA equivalent of MoneySavingExpert. Does it exist?
You can't open a credit union account or any interest bearing account until you have your social security number - unless your employer has their own credit union. If they do, then jump at this one!
Ideally you want a bank branch that is familiar with opening accounts for new foreign residents. They will need to be able to navigate their software/opening requirements to get a bank account. If your salary is being paid in, then make sure your account will be free to operate. Branches around you are useful, certainly at the beginning when you may not know where you will end up living in 6 months. Good supply of own branch atms. I wouldn't get too fussy right now about a bank. Just do your best to get an account opened asap. It's the FIRST thing I do with my clients. Look for minimum account operating times - ie will you be charged anything if you close the account in 3/6/12 months. If Chase has given you any incentives to open the account then they will ask for it back if you close the account within a certain time frame ( ?6 months?) but that's probably true for all banks. |
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