Unemployment benefit entitlement?
Jan 20th 2011, 4:01 am
#16
Joined: Jan 2006
Posts: 2,542
Re: Unemployment benefit entitlement?
When everyone talks about the Land of the Free, I always realise that I never once in England worried about being homeless because of losing my job or being sick.
Jan 20th 2011, 4:03 am
#17
Forum Regular
Joined: Mar 2010
Location: Yo yo ma playing background music
Posts: 285
Re: Unemployment benefit entitlement?
Good deal then. Didn't mean to upset you! Think it was in larger corporations who had lots of IC's who were really permanent employees with no benefits. Cheap bast*ards.
Last edited by aviva; Jan 20th 2011 at 4:07 am.
Jan 20th 2011, 4:07 am
#18
Forum Regular
Joined: Mar 2010
Location: Yo yo ma playing background music
Posts: 285
Jan 20th 2011, 4:13 am
#19
Joined: Oct 2006
Location: Reno Nevada
Posts: 15,917
Re: Unemployment benefit entitlement?
and you're right again cheap bar stewards 
Jan 20th 2011, 11:23 am
#21
Banned
Thread Starter
Joined: Feb 2010
Location: Raleigh, NC
Posts: 159
Re: Unemployment benefit entitlement?
They don't know what they don't know about what you might know, so if you didn't know what they didn't know you might know, you're a winner on that one!
I always like it when people who have had misfortune get an unexpected result.
Jan 20th 2011, 11:28 am
#23
Banned
Thread Starter
Joined: Feb 2010
Location: Raleigh, NC
Posts: 159
Re: Unemployment benefit entitlement?
Thanks to all who posted.
Lets hope I don't need to reach for UB.
Lets hope I don't need to reach for UB.
Jan 20th 2011, 2:14 pm
#24
Deep in the woods of CT
Joined: Feb 2010
Posts: 7,002
Re: Unemployment benefit entitlement?
The form 1099. All they're trying to do is ensure that one is a genuine independent contractor, and that the company issuing the 1099s isn't screwing people out of the benefits available to an employee by using them as an IC when they are really an employee. From what I've heard, it's to trip up employers who are misusing ICs, not the IC. I've been an IC for over 20 years, and the variety of clients that I have and the full home office makes it very apparent that I'm legit self-employed. If someone makes, say, $20,000 from just one company, and has no other clients, the IRS is going to wonder why they aren't an employee.
Jan 20th 2011, 2:52 pm
#26
staying around
Joined: Jul 2003
Location: In peace
Posts: 2,328
Re: Unemployment benefit entitlement?
Exactly, just beg, or have given the whole thing some thought beforehand and saved a little cash. Often people become blinded at the prospect of getting the whole banana without deductions, then have some serious regret. No disability insurance either.
Just found out from a friend who works at a church and was sick, non-profits are not required to pay into disability insurance, so if you get sick or ill, and have a regular job with deductions, you are screwed. Check your pay stub. and see if they are including disability deductions.
Just found out from a friend who works at a church and was sick, non-profits are not required to pay into disability insurance, so if you get sick or ill, and have a regular job with deductions, you are screwed. Check your pay stub. and see if they are including disability deductions.
Some non profits also dont pay into unemployment..
Jan 20th 2011, 3:10 pm
#27
Joined: Oct 2006
Location: Reno Nevada
Posts: 15,917
Re: Unemployment benefit entitlement?
The form 1099. All they're trying to do is ensure that one is a genuine independent contractor, and that the company issuing the 1099s isn't screwing people out of the benefits available to an employee by using them as an IC when they are really an employee. From what I've heard, it's to trip up employers who are misusing ICs, not the IC. I've been an IC for over 20 years, and the variety of clients that I have and the full home office makes it very apparent that I'm legit self-employed. If someone makes, say, $20,000 from just one company, and has no other clients, the IRS is going to wonder why they aren't an employee.
I was given the option and choose to be a IC my company is based in FL I live in CA.
Jan 20th 2011, 3:19 pm
#28
Deep in the woods of CT
Joined: Feb 2010
Posts: 7,002
Re: Unemployment benefit entitlement?
Interesting! But I wonder if, had you lived 15 minutes down the road, it would be looked upon differently? And did you forgo benefits by taking that choice? This is purely surmise, but as you work remotely, I wonder if that makes a difference in the IRS's view of your situation.
Jan 20th 2011, 4:12 pm
#29
Joined: Oct 2006
Location: Reno Nevada
Posts: 15,917
Re: Unemployment benefit entitlement?
Interesting! But I wonder if, had you lived 15 minutes down the road, it would be looked upon differently? And did you forgo benefits by taking that choice? This is purely surmise, but as you work remotely, I wonder if that makes a difference in the IRS's view of your situation.
I did forgo my benefits but then again I gained from other aspects I get to save more and deduct more!
Jan 20th 2011, 4:26 pm
#30
Deep in the woods of CT
Joined: Feb 2010
Posts: 7,002
Re: Unemployment benefit entitlement?
The only time the IRS looks into your files is when there is an issue ie the company are making you work as a employee under IC guidelines an employer cannot dictate where when and how you conduct your business....If this is found to be so the company can be fined very heavily
I did forgo my benefits but then again I gained from other aspects I get to save more and deduct more!
I did forgo my benefits but then again I gained from other aspects I get to save more and deduct more!
I love working for myself, but at times I have to admit that it would be nice if I got paid for a sick day or had paid vacation time! And all those expenses that lower our gross reported income may lower our taxes, but they also lower the amount that social security will be predicated upon eventually.