rogerpenycate

Just found out that my new company don't offer benefits for the first 3 months
(good start as I'm a Senior Manager!!)
I know the 'benifits' area is a minefield, just wondering if anyone knows of any 'short term' policies.
Thank you

Manc

yeah Assurant Health (formerly Fortis) do short term policies.

Bob

What's the COBRA about? or that just a stop gap between jobs?

Eskimo

off thread but how ya doing Roger ? not had any PM footie abuse for a while ! cant believe you didnt do the baggies !

Rete

When you leave the present employment you must be law (if the company is a certain size) be offered COBRA. That is basically an extension of your healthcare. Sometimes it can be pricey but I've found that often it is only a few hundred a month and when you are older like you and I you need the coverage.

Actually most companies have the 90 days waiting period before benefits kick in. That is always your "trial period" which is why so many people urged you not to buy a house immediately but to rent for a year and try the job and area on for size first.

Rete

rogerpenycate

Thanks Manc

Bob, Cobra is OK but it's $420 a month for me and the wife

Eskimo, we're slipping further down the league, watched the ManU game in a sports bar in DC, apart from the last 20 minutes we were awful.


A friend of mine has just told me about AARP (an organisation for over 50's) who offer cheap health and car insurance, plus loads of other stuff. Although I certainly won't be booking a Wallace Arnold or Saga-style holiday with them !!! Not yet anyway

rogerpenycate

Actually most companies have the 90 days waiting period before benefits kick in. That is always your "trial period" which is why so many people urged you not to buy a house immediately but to rent for a year and try the job and area on for size first.




T'was good advice, but I'm none too happy about paying $20,000 a year to rent.
When I negotiated my contract they agreed to take out the trial period and gave me a 12 month straight contract, without, it transpires initial benefits.
I did get some quotes from companies for about $240 a month but was wondering if anyone had any experience of this.

Cup of tea ??

Rete

Believe I e-mailed you previously affirmatively ;-)

Only decision to make is do you like your Tetley to be US or Canadian?

AdobePinon

That's cheap! (Assuming the policy is decent).

NC Penguin

$420 p/mth is better than what you'd have to shell out should either of you require medical treatment in that three month period...

Yes. Check out AARP. They're a powerful organization for the over 50s. My in-laws are long standing members.




NC Penguin

rogerpenycate

Either is fine )

rogerpenycate

Trouble is it's linked to my present companies benefits which aren't that good.
I "googled" Blue Cross Blue Shield and had quotes of $240pm with $1,000 deductibles.

Bob

blue cross is pretty decent one to have, well there about the only serious ones' in maine anyway...but there always quick to help you out and haven't had any problems with them so far....they picked up the tab for my titre tests at least

Yorkieabroad

They're also rather agressive with their marketing - try to catch you young!! I have been getting enrollment information from them for at least a year - and I'm almost a decade off qualifying!! Better be worth it when I get there