Retirement to the US
 

Hi, can anyone help me with a question on retiring to the US.
I am a retired Brit i.e.over 65 yo and have a friend living in Oregon. I would like to find out if there is a way I can move to the US on a long term basis. I have sufficient funds to live on so would not need to seek any employment, altho my freind will have something to say about that I guess asd she owns a horse stables.
I have looked at the B1/B2 visa but that, apparently, only allows me 6 months at a time, after which I have to return to the UK or at least leave the US. I have searched the other visa's available but boy are they complicated. Marriage would be out of the question, besides which she is a Brit with a green card due to previous marriages to US citizens.
Any ideas would be welcome.
Brian

Re: Retirement to the US
 

Forgive me for sounding like Professor Obvious, but to live in the US on a long-term basis you need the correct visa. Most immigrants get the visa from employment, family sponsorship, or the Visa Lottery. There is no retirement visa. Unless you find a way to qualify for one of the "complicated" visas, you're going to be limited to B2 visas for periodic visits.

Re: Retirement to the US
 

Then there is the issue of medical insurance... you will definitely need medical insurance and that can be very expensive since you are older ... premiums are usually based on age and location. Although I don't know if some sort of travel insurance might cover you .. that will also be expensive

Take a look at this link for ways to get to the US

http://britishexpats.com/wiki/Pulask...ork_in_the_USA

Re: Retirement to the US
 

It sounds like your only option would be some sort of investment visa, but this will tie up a lot of money and yes I think they are complicated.

On top of this when you say you have sufficient funds, after the investment you have to make, you have to factor healthcare into the equation? I would imagine that could easily cost you a thousand plus each month if you are retirement age.

Re: Retirement to the US
 

Or he might finmd himself uninsurable depending on medical history.

Re: Retirement to the US
 

That depends on the state doesn't it?

I thought it was now illegal to refuse someone because of a preexisting condition in most states?

Re: Retirement to the US
 

I think that is one of the proposals being put forward as part of the health care reform bill, but is not yet the case.

Re: Retirement to the US
 

I think the state has to provide an insurer of last resort for people who are otherwise uninsurable. It's been discussed before (I recall that OR has such a scheme) but it ain't cheap.

Re: Retirement to the US
 

Not residents of Oregon they are eligible for the Oregon Medical Pool which enables people the insurance companies would normally turn down to get insurance. Its run for the State by Blue Cross/Blue Shield and the premiums are capped at 125% of their standard premium for your age group.

Re: Retirement to the US
 

There is no way ...

Re: Retirement to the US
 

How would that work for a retired person in an age group that normally qualifies for Medicare? Seems like there would be no "standard premium" for that age group?

Re: Retirement to the US
 

It wouldn't. Your question made me go and read the small print (my wife is insured via the Oregon Medical Pool) and they don't cover people over 65. So no use in the OPs case and I apologize for giving the impression it would be a solution to his problem.

Re: Retirement to the US
 

I looked into OMIP for my 65 + year old parents who were coming in as LPR's.
Obviously no Medicare Part A buy in available until resident for 5 years.
The OMIP position is ( not covered in the written stuff ), as it had not previously come up, as they *assume* 65 + people do get Medicare.
Their position is, the applicant would apply for and receive from their SS office, an explanation of why they are not able to do the Medicare buy in. This would be sent in with the OMIP application, and the rate would be the upto 65 bracket. OMIP coverage would cease when the 5 years as LPR was up, at which time they would be off OMIP and have to do the Medicare buy in.

Re: Retirement to the US
 

I guess they scared him off enough.....

Re: Retirement to the US
 

I think the keyword here is 'resident'. Would any state, or the fed gov't, consider him a resident, when he could only visit here for a maximum of 6mo a year on a tourist visa? If he would be considered resident, then I would think some of these schemes could help him with medical insurance. If he is not considered resident, them he would have to have travel insurance to cover him.