Ordering Checks in the US?
Jan 10th 2005, 6:06 pm
#46
Septicity
Joined: May 2004
Posts: 23,762
Re: Ordering Checks in the US?
Originally Posted by candy wy.
i use checks in the supermarkets.....
And could we ask if you would put yourself in the more-mature-lady category? Just for statistical purposes, of course.
Jan 10th 2005, 6:09 pm
#47
Powder Maggot
Joined: Nov 2004
Location: Nuevo Mexico
Posts: 4,452
Re: Ordering Checks in the US?
Originally Posted by woodsey
I think it is we had exactly the same problem and we live in California, we were advised to remorgage after maybe six months to avoid having to continue paying but it all seems a bit too complicated.
Jan 10th 2005, 6:10 pm
#48
Powder Maggot
Joined: Nov 2004
Location: Nuevo Mexico
Posts: 4,452
Re: Ordering Checks in the US?
Originally Posted by candy wy.
i use checks in the supermarkets.....
Jan 10th 2005, 6:11 pm
#49
staying around
Joined: Jul 2003
Location: In peace
Posts: 2,328
Re: Ordering Checks in the US?
Originally Posted by fatbrit
And could we ask if you would put yourself in the more-mature-lady category? Just for statistical purposes, of course.
what age do you class as mature....
Jan 10th 2005, 6:14 pm
#50
staying around
Joined: Jul 2003
Location: In peace
Posts: 2,328
Re: Ordering Checks in the US?
Originally Posted by AdobePinon
Fine. Just remember that everyone (all five other people who live in Wyoming) standing behind you are glaring at you and looking at their watches.
don't be silly the line doesn't get any longer than one person behind
that is one advantage of living in wy. you don't have impatient people stood behind you.
Jan 10th 2005, 6:16 pm
#51
Septicity
Joined: May 2004
Posts: 23,762
Re: Ordering Checks in the US?
Originally Posted by candy wy.
what age do you class as mature....
I believe the comparison so far is with Rete, Leslie66 and Ray's wife. See earlier posts in this thread and make your call.
Jan 10th 2005, 6:19 pm
#52
BE Forum Addict
Joined: Nov 2004
Location: SC
Posts: 4,153
Re: Ordering Checks in the US?
Obviously you are all young or youngish. First of all I never use a cheque for shopping. I have a direct debit card (which although available in the UK I never used) as well so it is no different to cash. By UK standards I am on old fart(by my Son) or an old codger(by my Daughter). Even so it boils down to the fact here in SC banking and cheque books are free when you retire. Fancy stopping the Banks from making their 'meagre' profits. 
Jan 10th 2005, 6:20 pm
#53
staying around
Joined: Jul 2003
Location: In peace
Posts: 2,328
Re: Ordering Checks in the US?
Originally Posted by fatbrit
Oh, you're not leading me into that one! As a male of moderate age, I have enough experience and bruises not to go down that path.
I believe the comparison so far is with Rete, Leslie66 and Ray's wife. See earlier posts in this thread and make your call.
I believe the comparison so far is with Rete, Leslie66 and Ray's wife. See earlier posts in this thread and make your call.
Jan 10th 2005, 6:20 pm
#54
roamin in the gloamin
Joined: Jan 2005
Location: Illinois
Posts: 1,400
Re: Ordering Checks in the US?
Originally Posted by AdobePinon
Actually, my least favorite people are those who use checks in supermarkets. Started a nice little argument in Albertsons the other month when I accused the guy in front of me of looking like a check writer. What amazed me the most was that everyone else in the queue weighed in on one side of the argument or the other, instead of trying hard to ignore the event.
Jan 10th 2005, 6:25 pm
#55
Septicity
Joined: May 2004
Posts: 23,762
Re: Ordering Checks in the US?
Originally Posted by candy wy.
don't know Leslies age so that is difficult. i am not in Rays or Retes age. so i will let you decide.
Jan 10th 2005, 6:30 pm
#56
staying around
Joined: Jul 2003
Location: In peace
Posts: 2,328
Re: Ordering Checks in the US?
Originally Posted by fatbrit
So, how many boxes do you use a year?
Jan 10th 2005, 6:31 pm
#57
Septicity
Joined: May 2004
Posts: 23,762
Re: Ordering Checks in the US?
Originally Posted by candy wy.
at least 6
Jan 10th 2005, 6:33 pm
#58
staying around
Joined: Jul 2003
Location: In peace
Posts: 2,328
Re: Ordering Checks in the US?
Originally Posted by fatbrit
Then I'm afraid the figures speak for themselves!
Jan 10th 2005, 6:50 pm
#59
BE Forum Addict
Joined: Mar 2003
Location: Florida
Posts: 1,296
Re: Ordering Checks in the US?
Originally Posted by fatbrit
Advantages:
* You don't have to buy checks
* You don't have to buy stamps
* There is another party (the bank) directly involved in the transaction. If something goes wrong (e.g. they say they didn't receive your payment), you have better recourse.
* It's more secure
* You don't get that yucchy taste licking the envelopes
* You don't have to find a pen
The delay is the failure of the US banking system. In some more advanced countries, the payment is real time. You can pay the bill at 11:59 pm and you'll make it!
* You don't have to buy checks
* You don't have to buy stamps
* There is another party (the bank) directly involved in the transaction. If something goes wrong (e.g. they say they didn't receive your payment), you have better recourse.
* It's more secure
* You don't get that yucchy taste licking the envelopes
* You don't have to find a pen
The delay is the failure of the US banking system. In some more advanced countries, the payment is real time. You can pay the bill at 11:59 pm and you'll make it!
Wholeheartedly agree to all that, especially the security- we've been victims of ID fraud 3 times- twice our details were taken from checks we'd paid...
I hate paying anything by check now (also, coming from the UK I REALLY resent having to buy the damn things). Will have to teach my hubby how to do it all thoughI've had online banking with Wachovia for about 3 years with absolutely no problems- I use quicken and love being able to automatically download bank transactions and everything (even credit card and investment account transactions) straight in to quicken. With one click I can update all our accounts.
One of the biggest advantages, I've found, is that you can set up bill payments (up to 90 days in advance) to be paid on the 'due date' and not have to worry that payments get there on time when you mail etc. I've just set up payments for all the bills for this month and Feb..as I'll be in UK for 3 weeks...
I can't even imagine going back to paying everything by check and mail now and monthly statements.. I have very few statements coming to the house now..am aiming for a paperless house
Oh, and I'm a 'mature' woman
Jan 10th 2005, 6:55 pm
#60
Concierge
Joined: Apr 2001
Posts: 46,391
Re: Ordering Checks in the US?
Originally Posted by fatbrit
Advantages:
* You don't have to buy checks
* You don't have to buy stamps
* There is another party (the bank) directly involved in the transaction. If something goes wrong (e.g. they say they didn't receive your payment), you have better recourse.
* You don't have to buy checks
* You don't have to buy stamps
* There is another party (the bank) directly involved in the transaction. If something goes wrong (e.g. they say they didn't receive your payment), you have better recourse.
I would rather buy stamps and keep someone working at the post office, buy envelopes and keep someone working at the paper mill, store, etc. and know that I wrote a check to cover the expenses. I have never had a check bounce or be non-delivered in all my adult years.
You can keep your online banking .. I like the tried and true.
Rete
* It's more secure
* You don't get that yucchy taste licking the envelopes
* You don't have to find a pen
The delay is the failure of the US banking system. In some more advanced countries, the payment is real time. You can pay the bill at 11:59 pm and you'll make it![/QUOTE]