New law means expatriates will have to pay for NHS care back in Britain
#16
Passport Collector
Joined: Jan 2007
Location: Princeton, NJ
Posts: 725
Re: New law means expatriates will have to pay for NHS care back in Britain
With e-borders in effect, the government will be able to tell exactly how many days each person in the UK. This was intended to capture tax evasion for domiciled individuals, but could be used for NHS fraud too.
#17
Re: New law means expatriates will have to pay for NHS care back in Britain
This is the UK we are talking about, the day they manage to link things up to that degree, it might be a country worth living in.
#18
Lost in BE Cyberspace
Joined: Feb 2004
Posts: 14,578
Re: New law means expatriates will have to pay for NHS care back in Britain
He must have said something to arouse suspicion. The doctors/nurses have more to worry about than if someone who looks and sounds British is actually a resident.
#19
Re: New law means expatriates will have to pay for NHS care back in Britain
There's nothing new here, residency has been the criterion for non-emergency NHS care for as long as I can remember. I definitely don't support the Conservatives and their approach to the NHS, but I'm with them on enforcing this rule as people who move abroad should make arrangements for health care where they live.
#20
Re: New law means expatriates will have to pay for NHS care back in Britain
a) eBorders isn't in effect. The Coalition govt recently sacked (and is being sued by) the IT contractors developing it due to the project being so behind and over budget. IIRC best they've got to is tracking only 80% of entries/exits.
b) It'd be trivial to avoid eBorders by exiting through the Republic of Ireland anyway.
c) "Why yes, I was living abroad but now I'm re-establishing my residence in the UK. Good luck proving I'm not."
d) I find it hard to believe that NHS staff will have access to eBorders data or the time or inclination to do so if they do.
Having said that, I do know that sometimes the existing regulations are enforced. Once my s-i-l was visiting us in the UK and suffered an allergic reaction. We took her to the local out-of-hours GP centre and they made sure we coughed up £40 before she got to see the doc. It included the prescription fee so not too unreasonable.
#21
Re: New law means expatriates will have to pay for NHS care back in Britain
Expats using the NHS is probably a very small problem, just like other benefits scams. Still I hope the Government catches the small percentage that abuse the system.
I don't really understand why people need to discuss ways of hiding their residence status, just follow the rules.
I don't really understand why people need to discuss ways of hiding their residence status, just follow the rules.
#22
Re: New law means expatriates will have to pay for NHS care back in Britain
For 8 years? I thought the exemption from FICA only lasted five years, you should have moved your tax home to the US by now (unless you're acting as an agent under B-1 for example). Also if you are an LPR or a US citizen you are required to pay FICA so I see no benefit in being subjected to dual taxation. You can always do voluntary Class 2 NI contributions, but those are tiny compared to the full whack of Class 1 and income tax.
#23
Re: New law means expatriates will have to pay for NHS care back in Britain
Under existing rules, pensioners are only supposed to spend up to three months abroad to qualify for free NHS care. But officials did not vigorously apply this rule.
If you live outside the EU, well I think it should be fairly obvious if you don't pay tax there you can't use their social services. It's already been established in the ECHR that payments into NI do not entitle you to cost of living adjustments if you live outside the EU because contrary to popular belief, UK pensions are paid out of general tax revenue, not just NI contributions. (Although there is a treaty between the UK and the US that entitles recipients to the cost of living adjustments).
#24
Re: New law means expatriates will have to pay for NHS care back in Britain
The qualification for full NHS access is residency, not paying taxes! Of course, if you're resident it would be impossible not to pay some taxes. But it would also be impossible not to drink the water......and that also is not a qualification for using these services.
#25
Forum Regular
Joined: Jul 2010
Location: Darien CT
Posts: 177
Re: New law means expatriates will have to pay for NHS care back in Britain
Wouldn't your US health Insurance cover the costs of any health care whilst you were visiting the UK - assuming you were honest and said that I had to pay as I'm not resident in the UK now?
#26
Re: New law means expatriates will have to pay for NHS care back in Britain
I'm all for stopping people exploiting the system, but it seems a bit harsh that expat pensioners who have spent their whole life paying UK tax and national health contributions are now entitled to nothing....
On a personal level - I've been in the US for 8 years but I work for a UK company and so pay both UK tax and national insurance in the UK.... I always assumed I would have the NHS as a fallback option, but may have to re-think that backup plan!
On a personal level - I've been in the US for 8 years but I work for a UK company and so pay both UK tax and national insurance in the UK.... I always assumed I would have the NHS as a fallback option, but may have to re-think that backup plan!
One quick question. You've been in the US for 8 years and you still pay UK income tax and non voluntary NI.....this sounds very strange. Is your salary UK source income?
#27
Re: New law means expatriates will have to pay for NHS care back in Britain
I wonder how many of the people who are worried about tightening up on expats using the NHS, and those that have used it in the past, against the rules, as expats; are the same people who complain about benefits cheats. I think most of us have been, or would be benefits cheats, in one way or another. This has been just one white collar way to do it.
#28
Lost in BE Cyberspace
Joined: Jan 2006
Location: San Francisco
Posts: 12,886
Re: New law means expatriates will have to pay for NHS care back in Britain
But, as I've posted here before, my experience is that the UK doctor wouldn't take payment even though I offered it - I guess it is too much hassle to do so for one patient. I presume that this kind of thing is going to be clamped down on. How they will do it is anybody's guess. It's too bad the quoted article is the Daily Fail's spin on the subject.
Last edited by Giantaxe; Sep 29th 2011 at 4:42 am.
#29
Re: New law means expatriates will have to pay for NHS care back in Britain
Emergency treatment is free in the UK, but after that you have to pay if you are non-resident A lot of US health plans will pay for the rest of the treatment, but how much and what they pay for will depend on your insurer. I'm lucky as I work for the state of Massachusetts and my state health plan is excellent so they will pay for 100% of all treatment outside of the US as long as they have an itemized bill. The difficulty comes in how you pay; the NHS has no way of billing my insurer, so what often happens is the patient gets a bill, pays it and has to get reimbursed form their US insurer.
#30
Forum Regular
Joined: Sep 2011
Posts: 139
Re: New law means expatriates will have to pay for NHS care back in Britain
As a nurse who until recently worked in a London A&E, I see two main problems here.
Firstly, immigrants openly abuse the NHS system, it is common for people to arrive at Heathrow and head straight to the nearest hospital. Not for genuine emergency care, but they usually say something general like 'abdominal pain', which means they get a whole battery of tests.
Something abnormal shows up, maybe a longstanding condition, but they deny all knowledge of it. They end up getting admitted to hospital, (free), via the emergency route, and the really crafty ones then refuse to leave, so that Social Services get involved to find them somewhere to live.
I saw situations like this up to half a dozen times a day.
Some would brazenly tell me that they came to the UK because "your government give me free money, free house and free hospital".
And yet, ex-pats, who HAVE paid into the system all their working life, are denied free care.
Even as an NHS employee with 25 years service, I do not qualify for free healthcare.
Something is very wrong here.
Firstly, immigrants openly abuse the NHS system, it is common for people to arrive at Heathrow and head straight to the nearest hospital. Not for genuine emergency care, but they usually say something general like 'abdominal pain', which means they get a whole battery of tests.
Something abnormal shows up, maybe a longstanding condition, but they deny all knowledge of it. They end up getting admitted to hospital, (free), via the emergency route, and the really crafty ones then refuse to leave, so that Social Services get involved to find them somewhere to live.
I saw situations like this up to half a dozen times a day.
Some would brazenly tell me that they came to the UK because "your government give me free money, free house and free hospital".
And yet, ex-pats, who HAVE paid into the system all their working life, are denied free care.
Even as an NHS employee with 25 years service, I do not qualify for free healthcare.
Something is very wrong here.