Moving to the US but have debts in the UK
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I see I can apply for the CR-1 visa which will allow me to have a green card in the US by which means I can work
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But because I have debt and I earn enough to pay my debts I don't think I can apply for bankruptcy...
Ian
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Yeah I do want to pay my debts but I might not be able to pay them if I have to move to the states unless I can work when I go there
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Good. Pay them before you leave.
You don't need permission to work to pay your existing debts. I don't understand why you don't understand that. You say you have enough money to pay your debts... well, pay them.
Ian
... but I might not be able to pay them if I have to move to the states unless I can work when I go there
Ian
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I would have enough money to pay them if I was working here but I am going to be living in the states so if I can't work I won't be able to pay my debts, seriously I can't believe you can't understand that. It don't matter as I have got my answer
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Suggest you work and save more in the UK, so you can continue to service your debts for 6 months whilst not earning in the US.
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1. Your debts will not have any bearing on getting your visa.
2. If you default on your UK debts, they will likely be sent to a collection agency and hurt your UK credit score but not your US credit score (you initially won't have a credit history when you enter the US).
3. It will be difficult if not impossible for the collection agency to collect the debts through the US court system since the US courts will unlikely have jurisdiction. The collection agency may send threatening letters or make threating calls but those are very likely idle threats.
4. Debts are civil and therefore the sheriff will not get involved even though a collection agency may threaten to send the sheriff to take a debtor in jail.
2. If you default on your UK debts, they will likely be sent to a collection agency and hurt your UK credit score but not your US credit score (you initially won't have a credit history when you enter the US).
3. It will be difficult if not impossible for the collection agency to collect the debts through the US court system since the US courts will unlikely have jurisdiction. The collection agency may send threatening letters or make threating calls but those are very likely idle threats.
4. Debts are civil and therefore the sheriff will not get involved even though a collection agency may threaten to send the sheriff to take a debtor in jail.
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You specifically wrote, "I can't file for bankruptcy as I can afford to pay my debts." Ergo, you can afford to pay them! Pay off your debts before you leave the UK.
If you have to work in the US in order to pay off your UK debts, then you can't afford to pay your debts - which, you must agree, is the total opposite of what you specifically wrote.
Ian
If you have to work in the US in order to pay off your UK debts, then you can't afford to pay your debts - which, you must agree, is the total opposite of what you specifically wrote.
Ian
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Are you dead, or are you beat? Or are you a mixture of the two?
Here's an idea - take some responsibility for the train wreck and straighten things out, rather than stumbling from one disaster to the next. How on God's earth you have persuaded in-laws to sponsor you is a total mystery to me - perhaps you need to get into sales....
Here's an idea - take some responsibility for the train wreck and straighten things out, rather than stumbling from one disaster to the next. How on God's earth you have persuaded in-laws to sponsor you is a total mystery to me - perhaps you need to get into sales....
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You specifically wrote, "I can't file for bankruptcy as I can afford to pay my debts." Ergo, you can afford to pay them! Pay off your debts before you leave the UK.
If you have to work in the US in order to pay off your UK debts, then you can't afford to pay your debts - which, you must agree, is the total opposite of what you specifically wrote.
Ian
If you have to work in the US in order to pay off your UK debts, then you can't afford to pay your debts - which, you must agree, is the total opposite of what you specifically wrote.
Ian
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I hear a lot of moral outrage on this thread just like I heard from the "National Association of Mortgage Brokers" (lobbying group for mortgage brokers and banks) when they claimed it was an individuals moral responsibility to keep making payments on their home when it is underwater but then the "National Association of Mortgage Brokers" walked away from it's headquarters in Washington DC when it was $25 million underwater. When asked why they walked away from their headquarters, they said it was a business decision and not a moral decision.
And then we had bankers that got near zero percent loans from the Federal Reserve's discount window and bailout's from taxpayers and then increased bonuses to the people that caused the problem and thought that was right.
To make a moral judgment for an individual just doesn't seem right.
And then we had bankers that got near zero percent loans from the Federal Reserve's discount window and bailout's from taxpayers and then increased bonuses to the people that caused the problem and thought that was right.
To make a moral judgment for an individual just doesn't seem right.
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@awesomewellies I didn't persuade them to sponsor me they offered so get your facts straight before you start judging me
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He hasn't even done anything yet and your sat there as judge and jury. Honestly, one would think that up there on your moral high ground that you've never done anything wrong.
If fact that goes for most of the people on this thread sat there in their 'moral outrage'.
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To make a moral judgment for an individual just doesn't seem right.
Last edited by civilservant; Feb 17th 2013 at 9:48 am.
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#30
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OP, I suggest you pay off debts while you work in the UK and apply for your visa, then once you're in the US you do your best to get a job ASAP and continue to pay off your UK debts.
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